ckassa.terminal

ckassa.terminal is the application which allows to turn the smartphone into the full-fledged terminal for contactless payment.

2020: Application testing for contactless payment

On April 13, 2020 in the Ministry of information development and communication of Perm Krai reported that the independent Russian payment service of ckassa (Central cash desk) began application testing, turning the smartphone into the payment terminal. Trial trips using the application are held by taxi drivers in several cities of Russia: Moscow, St. Petersburg, Kazan, Yekaterinburg, Novosibirsk, Omsk, Perm and others. Function was connected by 1.5 thousand drivers. Also the delivery services, the volunteer organizations, networks of drugstores and the companies of housing sector became interested in development.

According to the developer, the application allows clients to pay taxi services using applying of the bank card to phone of the driver on which the application is installed. Thus, the smartphone works as the terminal. On a test stage taxi drivers can accept payments from cards (with a possibility of contactless payment), for security the password from SMS which is received at the time of payment by the card holder is entered. The password needs to be entered into ckassa.terminal as confirmation (consent) and only then the payment will take place.

The company emphasizes that protection of cashless payments is provided on the high level of security of the international standard PCI DSS (Payment Card Industry Data Security Standard is the standard security data of the industry payment cards developed Council for standards of security of the industry of payment cards, founded international payment systems Visa MasterCard American Express, JCB and Discover.) All payment transactions fiskalizirutsya according to the Federal cash registers law "About Application at Implementation of Calculations in the Russian Federation". Ckassa developers are accredited in Central Bank of Russian Federation and also every year undergo certification on security in international payment systems VISA, MasterCard WORLD.

"For the last year in Russia and in the world starts of similar services were announced, but they had to be "tied" or to a certain bank, or to a payment system. Feature of our application - work with all payment systems (Visa, Mastercard, the World), money transfer in any bank, acceptance of any bank maps of the CIS both credit, and debit. In Russia as of April, 2020 ckassa.terminal is the only working application turning the smartphone into the full-fledged terminal for contactless payment. In the circumstances enormous demand for cashless payments we accelerated work on this development to give the chance to the maximum number of business contactless payment acceptance via any Android smartphone with NFC. Ckassa traditionally acts as the partner of taxi services in development of payment services, in particular the Android-application of "Ckassa". The provided function became a part of this application", 'Andrey Rychkov, the head of a payment service of ckassa noted'

As of April, 2020 operation of application is possible with any smartphones with the Android operating system having the module NFC (the module of short contactless distance communication).

As the developer noted, since April, 2020 service will become available to a wide range of users. Entrepreneurs will have an opportunity to save time on obtaining permission from banks and means on purchase and service of payment terminals. Use of smartphones will allow small business to use mobile acquiring at customer service in any place and in any quantity. In plans of the Perm developers to expand functionality of the application and to add a feature to put to phone with the ckassa.terminal function not only the card, and the smartphone or the smartwatch.