Always. Yes

FinTech-company "Always. Yes" — the aggregator in the field of POS crediting, issuance of credits by cash and car loans. Services "Always. Yes" are available on the websites of online stores, online services and in sales points.

History

2021: Start of a franchize

On February 11, 2021 the aggregator in the field of POS-crediting "Always. Yes" announced start of a franchize. Using service shops can simplify process of a design of commodity payments by installments and increase commodity turnover. "Always. Yes" is one of the companies in the field of a credit brokerage with sales volume in the amount of 36 billion rubles at the end of 2020.

Franchisee "Always. Yes" gain income from credit sales or payment by installments in the attracted shops. As investments it is required to pay only a lump-sum contribution – 250,000 rubles. The royalty is not provided, and after the beginning of work there will be no need for additional investments. According to calculations of the company, the payback period makes about 3.5 months.

The main objective of the franchisee – involvement of shops or online-services and also sales promotion on credit or payment by installments. At the same time "Always. Yes" provides the technical support connected with a design of the credits and service of trade organizations and also interacts with banks.

The comprehensive program of training which includes the full-size franchisee beech, the help of the personal manager-curator and other useful opportunities is offered to each franchisee. Besides, the monitoring system of sales and analytics, a training is available to employees.

Start on a franchize "Always. Yes" easy and fast: after signing of the contract of the franchisee is trained, it is connected to the platform and begins to work – independently or creates agency network. Business is not tied to a geographical location of the franchisee, it is not required to open office.

"Always. Yes" is a service for purchase of goods and services on credit which integrates buyers, shops and banks. With its help it is possible to send the request for consideration to several credit institutions in the mode of one window at once and to receive the solution on average within a minute. After approval of the request buyers can compare terms for crediting, select the most suitable offer and sign the agreement by the SMS or by hand.

In 2021 the service cooperates from 77,000 outlets. Their number includes large federal networks and online stores. Besides, the parent company creates partnership with the large organizations. For example, in October, 2020 the company together with VK Pay and Home Credit Bank implemented a possibility of installment purchasing through VK Pay, a financial ecosystem based on VKontakte.

We are glad to announce start of a franchize 'Always. Yes' – one of the financial technical-companies in the POS crediting market — Oleg Garifullin, the CEO of the company "Always says. Yes". — We develop and we implement services which create standards of credit buyings. Among them — an online brokerage, VK Pay payment by installments, contactless agreement signature through the SMS, mobile application for clients and others. It allows us to create trends in the market, to bring benefit to shops and to offer the franchisee reliable business with stable income,

In a franchize there are indisputable advantages: when you have no big start capital, you can use knowledge, experience and developments of the company on the terms of mutually beneficial cooperation. Being employed, I understood that the position of the head of sales department can only become a wreath of my career. I wanted bigger: to independently regulate income and level of the life. For this reason I decided to construct own business on a franchize — Mikhail Vinogradov, the franchisee "Always adds. Yes".

2020

As of June, 2020 the company connects to technology of POS crediting over 56,000 outlets. Since 2017 using the company over 3.5 million credits were issued.