Customers: Petersburg Social Commercial Bank - PSKB St. Petersburg; Financial services, investments and auditing Contractors: EKassir (Ekassir - Banking Systems) Product: Express Checkout (FPS)Second product: EKassir Adapter for Fast Payment System (FPS) Project date: 2021/06 - 2024/04
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2024: Connection of B2B translations via SBP
JSC Bank PSKB, which specializes in servicing legal entities, has connected B2B transfers through the Fast Payment System. EKassir announced this on May 2, 2024. This service allows bank customers, individual entrepreneurs and legal entities to make online settlements with each other.
Financial B2B script operations are almost instantaneous. The recipient sends the generated Internet bank QR code to or payment link to the sending client, who uses them for quick payment on the WBS.
PSKB Bank independently implemented the connection of this service on the basis of the eKassir Adapter for SBP solution. eKassir provided technical support and standardized documented APIs to integrate the payment scenario with the bank's systems.
The fast payment system has already established itself as a convenient, fast and easy way to send and receive cashless transfers in 24/7 mode. B2B is a sales model where one company delivers a product to another, meaning the business interacts. This method expands the possibilities of settlements with partners and counterparties for PSKB clients. In addition to selling tangible goods, B2B also has a developed service sector, which employs advertising and marketing agencies, and many other types of business. JSC Bank PSKB offers this service to all interested clients - legal entities and individual entrepreneurs, - commented in the bank. |
The fast payment system is an effective tool for convenient and fast non-cash transfers, which makes it possible to reduce the cost of settlements in the B2B segment. It is constantly improving: a year earlier, a payment scenario was launched in favor of government agencies (C2G), and a cross-border payment service is developing. From May 1, 2024, new conditions for Me2Me transfers will begin to operate: citizens will be able to move between their accounts in different banks up to 30 million rubles a month on the SBP. The eKassir Adapter for SBP solution supports all developed payment scenarios, including the accrual of cashback and refund of funds for disputes of the Fast Payment System. The introduction of our software in banks allows them to provide more favorable conditions for their customers from various market segments, "said Elena Vaisband, Commercial Director of eKassir. |
2021: Connection of SBP money transfers according to the Me2Me Pull scenario
JSC Bank PSKB connected remittances SBP the Pull Me2Me according to the script. This option is integrated on the basis of the solution, "eKassir Express Checkout Adapter" this was announced on September 2, 2021 in the company. EKassir
Me2Me Pull is an additional SBP service that allows individuals to transfer money between their accounts through the mobile application of one bank. If the client needs to collect funds from several bank accounts in one account, with the help of Me2Me Pull he can do it quickly and safely. Such transfers are made at the initiative of the sender of funds, which completely eliminates the risks of dubious transactions.
"Surveys in 2021 demonstrate that a quarter of Russians use the services of two or more banks, and therefore quick transfers between accounts, made at the initiative of an individual, are a necessary and convenient option. The SBP user base is growing. If earlier, to pay for a large purchase, the client needed to send transfers to the account through the applications of different banks, then thanks to the Pull Me2Me, he can collect funds from the mobile bank in which it will be more convenient for him. We are proud of our cooperation with PSKB Bank, which quickly and independently implemented the Me2Me Pull payment scenario, and thank them for choosing eKassir, "said Dmitry Golovan, Executive Director of eKassir. |
Earlier, on the basis of the eKassir solution, PSKB connected C2C-, C2B- and B2C payments in the Fast Payment System. The bank performed all the integration work independently, using the documentation for the solution.