The decision on AvtoUSN at Center-Invest Bank was tested by the Federal Tax Service of Russia

2025: Tests of the decision on AvtoUSN in the Federal Tax Service of Russia

Bank "Center-invest" passed tests Federal Tax Service of Russia and is preparing to launch a specialized solution on AvtoUSN from. BSS bank The advantages of an automated simplified taxation system will become available to customers. BSS announced this on December 1, 2025.

The solution provides full use of the advantages of the automatic accounting system when applying a special AvtoUSN tax regime for bank customers. This platform provides maximum support for small businesses in the context of the rules of interaction with the Federal Tax Service of Russia in terms of the experiment on the introduction of AutoUSN.

Through our cooperation with BSS, we provide our customers with a tool to reduce the administrative burden and simplify accounting. The inclusion of the bank in the register of the Federal Tax Service of Russia confirms the reliability of our technological platform and compliance with all the requirements of the regulator, "said Sergei Popenkov, head of the operational department of Center-Invest Bank.

Customers of the bank get access to the following advantages of "auto-simplex":

• exemption from tax and most of the reporting to the Social Fund of Russia. Taxpayers applying it are exempt from paying insurance premiums.
• taxes are calculated automatically by the tax authority based on income and expenses according to online cash desks, information from authorized banks and information that the client independently indicated in the personal account of the Federal Tax Service of Russia.
• part of the functions of tax agents for the calculation of personal income tax is performed by the bank.
• you do not need to track the deadlines for submitting declarations and changing the formats of declarations.

Our product aims to maximize the convenience and ease of doing business for small businesses. We offer a solution approved by the regulator and tested in several large banks of the Russian Federation. For Center-Invest Bank, all the necessary functionality was implemented: registration of AvtoUSN through RBS, viewing information, marking the income and expenses of the taxpayer by the bank and the client, sending this data to the Federal Tax Service to determine the tax database, transferring data to employees within the framework of personal income tax, - commented Yulia Savinova, head of digital product development at the BSS Center for Digital Solutions for Business.

This mechanism makes life much easier for small businesses, providing comfortable and transparent interaction with government agencies. AvtoUSN has effective opportunities to reduce financial and administrative costs for business. Refusal to report allows you to save on accounting and personnel support services, and together with zero rates on insurance premiums, this is a good help in business management and development, - said Olga Khvostova, Deputy Head of the Department of Operational Control of the Federal Tax Service of Russia.

2022: Using the Digital2Go Platform

Mobile Bank from BSS helps retail clients of Center-Invest Bank manage their finances. BSS announced this on May 18, 2022.

Solutions for remote channels are implemented on the basis of systems and technologies of the Digital2Go platform.

Retail clients of Center-Invest Bank appreciated convenient and secure remote service services - mobile applications for iOS and Android platforms, implemented on the basis of BSS solutions and technologies. In turn, the bank actively uses the BSS solutions toolkit for the independent development of RBS.

BSS was extremely careful about all the bank's requirements. A number of functionalities were adapted, refined or customized for the bank's tasks. Some of the functions required by the financial organization have been developed from scratch. All server components of the solution are deployed on the Linux platform, which made it possible to significantly save on system software and servers.

BSS solutions on the Digital2Go platform provide the opportunity for the bank to independently develop and develop remote services based on the SDK back, REST API and SDK front. BSS experts provide comprehensive support to the bank's specialists on the administration and operation of the solution, fine-tuning the system, taking into account all the nuances, including the current requirements of regulators and market trends.

The peculiarity of this project is that Center-Invest Bank independently "from scratch" developed and launched mobile applications for iOS and Android based on our tools. We do not just declare and declare that BSS technologies are open and banks can engage in their own development based on them. We see how it actually happens. And this really works, - commented Georgy Kravchenko, CEO of BSS.

Center-Invest Bank has received a reliable, safe, easily developing system. At the same time, it has large basic functional capabilities of the industrial solution and allows you to conveniently and quickly conduct independent development, develop the existing functionality based on the priorities of the bank. This helps us optimize the investment and resource costs of supporting the system, and will also focus on the independent development of the solution in terms of the peculiarities of the needs and peculiarities of the bank's clients, commented Evgeny Alekhin, head of the information technology development department.

The bank plans to launch on the basis of RBS:

• remote identification of clients through the EBS and ESIA, including for completely remote, without visiting the bank's office, acceptance of clients for service.
• personal offers to customers
• module for providing services to self-employed citizens (professional income tax payers)
• remote opening of products
• updated Internet bank