BSS Digital2Go

Digital2Go is a single platform on which any service can be created for any task for any category of banking clients, be it large corporate clients, small businesses, individuals, personal accounts of a mortgage borrower or a credit office.

2023: Adding Translation V2V Functionality

BSS on June 15, 2023 announced the update of RBS for legal entities on the Digital2Go platform, providing entrepreneurs with the functionality of V2V transfers.

In Digital2Go, legal entities and individual entrepreneurs were able to make transfers in favor of other legal entities and individual entrepreneurs under the Fast Payment System (FPS). They can also form QR codes to receive transfers from other legal entities and individual entrepreneurs on the SBP.

The emerging capabilities of the Digital2Go platform allow legal entities and individual entrepreneurs to make the necessary settlements using the SBP at any time, around the clock - to accept payments and make payments. Now in Digital2Go, entrepreneurs can conduct mutual settlements not only with retail clients, but also with legal entities and individual entrepreneurs. By receiving such functionality from the bank, the business is able to strengthen its effectiveness, which increases its loyalty to its financial organization.

We see the strategic importance of developing SBP services to speed up settlements, increase convenience for both consumers and businesses, and, ultimately, increase the efficiency of the Russian economy. For us, the implementation of new SBP services in remote channels is another opportunity to offer banks tools to fight for digital leadership, "commented Stanislav Shilov, director of product development at the BSS Center for Digital Business Solutions .

2022: Inclusion in "Financial Sector Software Interchangeability Catalogue"

On August 11, 2022, BSS announced the inclusion of its own solutions for remote banking, voice technologies and information security in the "Directory of Interchangeability of Software for the Financial Sector." The catalog was created with the active interaction of the FINTECH Association, ARPP "Domestic Software," the National Council of the Financial Market (NSFR), the Association of Computer and Information Technology Enterprises (APKIT), as well as the Ministry of Digital Science of Russia.

The "Directory of Interchangeability of Software for the Financial Sector" was formed on the basis of a list of foreign software used by domestic credit organizations. This list was prepared by the FinTech Association, which unites all leading Russian banks. In turn, domestic IT companies have indicated their own solutions that can replace foreign counterparts.

In particular, from BSS, the Catalog includes a single Digital2Go RBS platform, a modular solution for centralized enterprise management of any complexity "Corporation Settlement Center" (RCC), an omnichannel dialog platform Digital2Speech, a fraud prevention system in remote channels "Fraud analysis" and other solutions.

Of course, the Catalog is a constantly developing and open-ended project. I think that one of the important tasks in the framework of this work is to create conditions for effective intersectoral interaction. Also, the Catalog is a convenient tool for identifying those areas in which the attention and efforts of the IT community are required as a priority, - commented Maria Mikhailova, project coordinator, public adviser to the Ministry of Digital Engineering in the direction of "Specialized banking software, payment systems/financial services/fintech," executive director of the National Payment Association.

The creation of the Software Interchangeability Catalog is a very important event. It is no secret that many foreign vendors have stopped or suspended their activities in the Russian Federation. This put domestic banks under attack. The issue of import independence is now more relevant than ever, and we are ready to actively help banks. Replacement with domestic software, including BSS development, will allow the financial sector of the Russian Federation to work stably, predictably and reliably, "said Vitaly Pateshman, Sales Director of BSS.

2021: Inclusion in the unified register of Russian software

The unified register of Russian software includes four more BSS solutions. The company announced this on January 21, 2021.

The list of BSS products included in the register of Russian software has been replenished with the Digital2Go platform, FRAUD Analysis, Notification Server and BSS e-Government Gate systems. According to the Order of the Ministry of Communications of the Russian Federation dated 25.12.2020 No. 755, the platform Digital2Go assigned register No. 8226, FRAUD-Analysis system No. 7860, "Notification Server" No. 7861, BSS e-Government Gate No. 7859.

It is important that the inclusion of the product in the register of Russian software does not change the practice of exempting license payments from VAT for using the software.

BSS is a Russian developer whose product portfolio includes critical software for the banking sector and other sectors of the economy. Our most important mission is the development and development of Russian software that ensures reliability, security, efficiency of business processes of companies and organizations and independence from the sanctions regime. In the era of global instability and increased risks, this is an important factor in favor of BSS solutions, "commented Georgy Kravchenko, CEO of BSS .

In addition, decisions entered in the unified register of Russian software have the preemptive right to use in state organizations and companies, as well as in companies and credit institutions with state participation.

2019: The ability to use Digital2Go solutions in mobile banking format

On May 6, 2019, Vostochny announced that, together with BSS, it offers small and medium-sized businesses to use solutions of the Digital2Go platform in the format of mobile banking.

As reported, all the advantages of the Digital2Go can be appreciated right on your mobile phone: a client can check the status of accounts, incoming and outgoing payments in one click, create and sign a payment, and receive a statement. The mobile bank interface allows you to monitor the main events, information about blocking funds in your account, receive and send letters to the bank, etc.

Also, from the screen of a mobile phone, no matter where the Vostochny client is located on the globe, he will be able to control the movement of funds, the change in the account balance, the dynamics of receipts and debits of funds in the context of counterparties, with the amounts of receipts and debits for a certain period. For the convenience of Vostochny customers and greater clarity, this analytics is presented in the form of graphs and diagrams. A service for checking counterparties is also available in the mobile application from Vostochny Bank. For those clients whose accounting services accompany several companies at once, a mobile bank from Vostochny will help manage the accounts of all organizations under one account.

2018

Support for online accounting "My business"

On November 27, 2018, BSS announced that its small business solution on the Digital2Go platform now supports My Business, a popular Internet accounting service in small and medium-sized businesses. The integration is implemented on the basis of the White Label partner strategy concept. This implies that for a bank client, the accounting interface will look the same as the Internet bank interface, and entering there will look like clicking on a link.

Internet accounting "My business" provides a number of services that perfectly fit into the concept of a solution for small businesses on the Digital2Go platform and will be in demand by users, namely:

• A tax calendar to inform the client of the necessary actions and a simple transition to perform a task in electronic accounting.
• Calculation of taxes based on bank transactions.
• Generate tax payments based on tax calculation.
• Tax reporting - the service independently forms and submits it to the tax office.

All that is required of the user when working with the Internet accounting department "My business" is to monitor the tax calendar and enter data on counterparties and employees into the service. The service will download bank statements, remind you of reporting dates, calculate taxes and salaries, prepare reports and documents.

author '= Sergei Panov, General Director of the service "My business" ' We automated most of the accountant's work. The service can calculate taxes itself, create accounts, fill out declarations and send online. Automation allows the entrepreneur to run his own accounting, and accountants will focus on how to make the business more profitable.

For our solution, specially developed for small and medium-sized businesses, it is important to have such a service as the Internet accounting department "My business." A significant part of our target audience is already working with My Business or is ready to use the service.

An important factor that ensured the success of the solution on the Digital2Go platform was the active participation in the production cycle of Markswebb specialists. They have a deep expertise and understanding of what the right Internet bank should be for SMEs. The compliance of the solution on the Digital2Go platform with the strict and high requirements of the Markswebb performance assessment methodology allowed it to enter the TOP-5 of the Business Internet Banking Rank 2018 rating.

Announcement

On October 18, 2018, BSS unveiled its flagship solution, the next generation of Digital2Go open platform. Product development has been carried out over the past two years and has incorporated the best practices and developments of BSS, successfully tested in banks of the Russian Federation, the company said.

According to the developers, Digital2Go is a ready-made infrastructure and security solution that is open to third-party developers and provides "fast Time2Market" (reduces the time to market). The platform assumes the main costs of security, infrastructure, resiliency, scalability and constant updating according to the requirements of the legislation, according to the product description on the BSS website.

The product provides SDK (Software Development Kit) and API, tools for self-customization of standard functionality and service development. API Digital2Go fully corresponds to the 0 and 1 maturity levels of the Richardson Maturity Model REST API, as well as partially to level 2, the company said. The API solution allows you to create a variety of user interfaces with minimal cost while maintaining the stability of the banking employee's workplace. In turn, the developed SDK allows bank developers to independently expand the functionality of their own solutions, without changing the platform code. The SDK also makes it easy to upgrade to new versions of the platform.

The user interface is implemented by HTML5 and is completely separated from the server side of the platform. The development of the user interface was based on UX/UI research.

Digital2Go includes tools to scale the server capacity horizontally, as well as flexibly adjust it to meet specific priorities.

The solution also implements SSO in the required amount for working with Traffic Light services and cloud accounting.

The platform provides tools for transparent communication with users through various channels, including mobile platforms.

Finally, the product includes advanced diagnostics and monitoring tools that allow you to quickly identify and solve problems with the functioning of the system.

According to BSS, the Digital2Go has great development potential, wide possibilities for customization, developed functionality and a well-functioning mechanism for quick adaptation to the changing industry landscape, the requirements of the bank and the needs of its clients.

The official presentation of the platform is scheduled for November 1, 2018.