Tinkoff Auto

2022: Platform Launch

Tinkoff October 31, 2022 announced TAdviser the launch of Tinkoff Auto, a sales platform. cars According to the statement of Tinkoff representatives, you can buy a car on the platform at the manufacturer's price and with delivery to your home. At the same time, it is possible to issue all documents without a visit to the office bank or car distributor.

Tinkoff Auto will unite all current and future products of the Tinkoff ecosystem for motorists. On the platform, car owners will be able to receive services related to the purchase, maintenance and operation of a car in literally a few clicks - from insurance to maintenance and assistance on the roads.

In particular, the Tinkoff Auto platform will include Tinkoff car services and products:

• Car sale at the manufacturer's price
• Section "Fuel" in the Tinkoff super application
• Tinkoff service "Help on the Roads"
• Insurance (CASCO, OSAGO)
• Car loans
• Cards Tinkoff Drive
• Service Tinkoff Repair and Maintenance
• Cash cashback and discounts on car services

All processes are implemented directly through Tinkoff services - choosing a model, configuration, car color, as well as recording for a test drive, placing an order, signing a purchase and sale agreement and delivering it to the buyer's door. Such a scheme makes it possible to sell a car below the average market price, noted in Tinkoff.

As part of the service, buyers will have access to a full range of additional services: online calculation of the cost of a car, registration of a car loan, car insurance, calculation of the preliminary price for trade-in, support at all stages of purchase (consultations on models and configuration, booking a test drive, assistance with quick cashless payment).

"One of the biggest problems in this market, we see the fact that it is often impossible to find out the price of the car before you arrive at the salon, where the price may differ significantly from the declared manufacturer," said Denis Musienko, head of Tinkoff Auto. - Therefore, we decided to give our customers a fintech platform with a transparent client service in the field of car sales. The car can now be bought at an understandable and honest price literally in two clicks with home delivery. In fact, we plan to "uberize" this market.

As conceived by Tinkoff, the platform will be an auto ecosystem where it will be possible to get all the services associated with buying a car at once: credit, insurance, full support, maintenance, cash cashback, etc. It is planned to build it together with other market players, added Denis Musienko.

In addition to supporting Tinkoff at all stages of purchase, car buyers through Tinkoff Auto are also available:

• Original spare parts from the manufacturing plant;
• Free program of assistance in case of breakdown (technical consultation by phone, departure to the place of repair teams).

The first brand that can already be bought through Tinkoff Auto is the Chinese brand Haval. At the start, five models will be available for purchase.

• crossover Haval Jolion (SUV segment);
• Haval Dargo smart four-wheel drive car;
• SUV with 8-speed automatic transmission Haval H9;
• urban crossover Haval F7;
• Haval F7X cross-coupe.

The buyer can pick up the car on his own at the dealership, or arrange delivery to his home. In the near future, it will also be possible to buy a car in the Tinkoff super application.

At the start, the sale and delivery of Haval cars is available in the Voronezh and Rostov regions, Krasnodar and Stavropol Territories. In the near future, the service will scale to other regions of the country.

"In the near future, we plan to significantly expand the lineup. Some time ago, we singled out motorists (current and potential) for ourselves in a separate category of customers and now we plan to develop our auto ecosystem with various services and offers - both our own and partner, "added Denis Musienko, head of Tinkoff Auto.