Clients of Yug-Investbank can now accept payments through SBP directly to 1C

2023: Launch of payment by QR code via SBP in "1C" systems

YUG-Investbank introduced another service for its customers - the ability to pay for goods and services using a QR code through the Fast Payment System in 1C software products. 1C announced this on February 7, 2023.

Using the capabilities of integration with 1C, cashier sellers will be able to choose the method of receiving payment for goods (cash, acquiring or payment using a QR code through the SBP) from the used 1C program - and in case of choosing a payment using a QR code, automatically generate and display a special screen or a one-time (dynamic) QR code for payment.

After the buyer makes a payment using a QR code, information about the success of the payment will be transferred to the 1C system, followed by the automatic printing of the cash check and the transfer of fiscal data to the tax service.

Integration with 1C also supports the possibility of payment using a cash link - this is a hybrid of dynamic and static QR code, which allows you to create a QR code for payment terminals on a remote device, without the need to create codes for each individual customer purchase.

Users of 1C programs can place an image of a QR code in their cash area, which will contain all the necessary information for payment through the SBP. When using this technology, a business does not need to display a link in the form of a QR code on the screen of its computer, the buyer's display or print on the precheck.

To start the service, the user needs to connect to the Fast Payment System in SOUTH-Investbank, and then set up the service in the 1C program.

Advantages of the service "Receiving payments by QR":

• Up to 5 times cheaper than acquiring. The favorable tariff for the payment acceptance service is 0.4% or 0.7%, depending on the type of activity;
• No equipment costs;
• Instant crediting of funds to the current account (within 30 seconds from the moment of payment);
• No maintenance costs for terminal equipment;
• Increase the customer flow, preferring a cashless settlement system.