Developers: | BFS |
Branches: | Financial Services, Investments and Auditing |
Technology: | Remote Banking Systems |
Content |
2024: ATM announcement with built-in passport scanner and artificial intelligence system
In August 2024, BFS introduced an innovative ATM with an integrated passport scanner and an artificial intelligence system for remote customer service. The new device, dubbed a "digital office," allows users to access most banking products and services without visiting a bank branch in person.
A key feature of the new ATM is a special software and hardware module with artificial intelligence, developed by the Russian company Smart Engines. The system is capable of detecting more than 60 signs of falsifications of the Russian passport in the optical, ultraviolet and infrared ranges.
The passport scanner built into the BFS digital office was created by a domestic manufacturer of high-tech equipment. Intek Group of Companies AI algorithms check the originality and security elements of the document form, detect mechanical interventions, including photo switching and other data manipulations.
Technical Director of BFS Artem Krukovets stressed that the new solution can significantly expand the geography of the presence of banks, improve the availability of financial services and customer experience. "BFS ATMs are 80% made up of Russian components, and in the near future the company plans to localize 100% of production," Krukovets said in August 2024.
Smart Engines CEO Vladimir Arlazarov stressed the importance of introducing innovative technologies taking into account security issues. He stated that document authentication technologies are designed to protect both businesses and citizens from fraud.
The module for authenticating passports is a completely domestic development and does not contain foreign components. The OCR technology used in it is a proprietary development of Smart Engines. The company's software products are included in the unified register of Russian programs.
2023
Start of ATM installation in Moscow
In Moscow, the first Russian ATMs began to be installed - manufactured by BFS. The devices are 80% made up of domestic components. Metropolitan Mayor Sergei Sobyanin wrote about this in his Telegram channel on November 16, 2023.
According to Sobyanin, ATMs are equipped with their own software. In 2026, the manufacturer plans to completely switch to Russian components, he said.
The Elbrus chip is responsible for computing operations at ATMs, and the domestic operating system for the ATM is based on Linux. In addition, the devices withstand temperatures from -40 to + 50 ° C and include a heating system for outdoor work.
The devices are equipped with a touch screen, multimedia system, protection against fraudsters and vandals. The biometric camera allows you to perform a number of operations without cards. By mid-November 2023, the plant's capacity is up to 15 thousand ATMs per year. In the future - twice as much, the mayor added.
The production is located in the industrial park "Rudnevo" for 5.5 thousand square meters. m. It is planned that the plant will create at least 70 jobs.
According to the Moskva24 TV channel, almost everything is automated at the enterprise where ATMs are made. The production line consists of 11 final assembly posts and nine more, where finished products are tested. In production, are used robots and. 3D printing[1]
According to Sobyanin, by November 16, 2023, Russian ATMs had installed three partner banks. The mayor of the capital did not name the names of credit organizations.
Start of ATM production
In the Moscow industrial park "Rudnevo" began mass production of Russian ATMs. We are talking about the project of the capital company BFS. Moscow Mayor Sergei Sobyanin wrote about this on May 22, 2023 in his blog.
According to him, the company is capable of producing up to 15 thousand ATMs per year, while its production capacity can be doubled. This volume of products will almost completely cover the needs of the Russian market. The company already has a pre-order for 7 thousand ATMs, the mayor of the capital said on May 22, 2023.
One of the advantages of BFS devices, Sobyanin called independence from foreign companies in terms of maintenance and software.
ATM brains are Elbrus processors from the Russian company MCST JSC. BFS, together with MCST, has developed a system unit that includes all the necessary interfaces. Of the more than 800 components of the ATM - 80% of Russian production, and gradually this share will grow, - said the mayor. |
The functionality of the devices allows you to carry out all the usual operations, the mayor emphasized. ATMs can contactless read bank or transport cards, two-dimensional bar and QR codes. The presence of a biometric camera will allow you to perform a number of operations without using cards. ATMs are equipped with an improved system of protection against fraudsters and vandals.
By May 2023, the BFS production line is located on 5.5 thousand square meters. m and includes 11 final assembly posts and nine finished product testing posts. It is also noted that production is almost completely automated. For example, the welding process is carried out by the latest generation welding robot. The company uses 3D printing and prototyping of plastic parts of an ATM.[2]