А3_Household

2023: Presenting the Solution A3_Household "

The company "Payment Service A3," a resident of "Skolkovo," has developed a A3_Household solution for banks and payment systems that implement payment for housing and communal services at their sites. It works in close conjunction with the A3_Notification notification service and allows you to sign the entire customer base for notifications on utility bills at the user's registration or residence address. Skolkovo reported this on November 1, 2023.

A3_Household is a solution that has entered the open market b2b and is available for connection in banks and other services for paying for housing and communal services. The main audience of the product is banks and other partners that accept payments from individuals in favor of suppliers of housing and communal services.

The solution of the company "Payment service A3" collects the maximum number of charges at the address of users. To do this, all service providers are combined by a single identifier of the customer's address of residence. At the same time, internal verification of personal accounts takes place to avoid duplication of accruals and sending irrelevant data. Then the subscription to the address makes it possible to collect all the user's accruals in one place and send a payment notification as quickly as possible using the A3_Notification service.

The ability to make all payments encourages people to use a specific bank. Therefore, providing the widest range of services within one application is one of the important tasks in the struggle for the user. The company's solution is A3 special in its kind, allowing you to collect all accounts in one place and send notifications to the user as quickly as possible. As of November 2023, about 30 Sk Fintech Hub participants solve problems of various kinds in the field of payments - from platforms for conducting trade and providing services - Internetacquiring to the implementation of payment for housing and communal services at banking sites, - said the Pavel Novikov director. Skolkovo Fintech Hub

As of November 2023, the service covers an average of 87.3% of households in the regions of Russia. The decision of the Skolkovo resident effectively works with non-normalized user data. Up to 85% of incoming addresses are successfully recognized and enriched with personal accounts and, as noted in the company, this indicator is growing monthly. Depending on the region and the degree of centralization of suppliers of housing and communal services in the region, on average there are 4 to 5 charges for payment per address.

{{quote 'A3_Household allows utility payment services to achieve significant results in several key areas. For example, they can increase the number of active users by sending charges notifications to those customers who have not logged into the payment application for a long time. Also, with the help of "A3_Household" it is possible to increase the transactional activity of the service. By searching and sending notifications about accrual to customers of services that use the application for other purposes, but do not pay for housing and communal services, you can stimulate more transactions and increase the volume of operations. Thanks to the notification of all household charges, a convenient user path is created for paying for housing and communal services, which increases the level of participation and involvement, "said Tagir Kadyrov, director of the product and innovation department of Payment Service A3. }}

As of November 2023, the Skolkovo resident's product line has 12 technology services that can be effectively assembled for the partner's business tasks. Customers of the company "Payment service A3" are, banks of Russia providers of housing and communal services, telecommunication companies, services for receiving payments from. population The company works with 7 of the 10 largest banksRussia and controls 3% of the market for payment for housing and communal services and 12% of the market for payment for penalties TRAFFIC POLICE Russia.