"Point" launched the B2B translation option through the SBP

2024: Launch of B2B transfers through the fast payment system

Bank for Entrepreneurs and Enterprises Tochka has launched the B2B transfer option through the Fast Payment System (FPS). Now entrepreneurs will be able to quickly and conveniently transfer money to other companies through an Internet bank. The tool works on the basis of the Points own banking license. The bank announced this on April 2, 2024.

Transfers by SBP are, first of all, always fast. Payments on details can take several hours, and on the SBP money will immediately be available to the recipient, even despite the difference in time zones and the time of day. Such instant transfers can provide business continuity . It is important that B2B operations on SBP help reduce the number of errors when filling out a payment: the recipient can fill in all the data for the payer, and the payer will only have to check them, "said Danila Tropin, a system analyst at Integration Banking Services at Point.

To make a payment on the SBP, the receiving client must generate a payment link or image in the form of a QR code through his Internet bank. After that, he gives this link or QR code to the payer. The client of the Point either scans the quar code through a banking application, or on the site clicks on the bank with which he wants to pay.

There are no restrictions on the recipient's banks. The minimum transfer amount is 1 ruble, the maximum 1,000,000 rubles per operation.