BaikalBank

OJSC Joint Stock Commercial BaikalBank is a universal commercial bank (Republic of Buryatia), the only one in its region and has a developed service network. The bank was created at the end of December 1993 in the city of Ulan-Ude. The bank was focused on lending to individuals and legal entities, servicing corporate clients, operations with precious metals, in the foreign exchange and interbank markets, attracting citizens' funds in deposits. Since 1999, BaikalBank has been a member of the Golden Crown payment system, and since December 2004, it has been a member of the deposit insurance system.

History

• Date of registration with the Central Bank of the Russian Federation: December 24, 1993
• The authorized capital for 15.07.2012 is 400 million rubles.
• License of the Central Bank of the Russian Federation for the right to conduct transactions with legal entities in rubles and foreign currency No. 2632 dated 23.08.2004
• License of the Central Bank of the Russian Federation for the right to conduct transactions with individuals in rubles and foreign currency No. 2632 dated 23.08.2004
• License of the Central Bank of the Russian Federation for operations with precious metals No. 2632 dated 23.08.2004

Owners:

• Shipbuilding Bank - 12.52%
• LLC "OB" Third Trip "- 11.99%
• Fabrika LLC - 11.70%
• CJSC Impex-Center - 9.86%
• Region Media LLC - 9.73%
• Shemyakin Vladimir Leonidovich - 9.07%
• Savelyev Victor Leonovich - 4.69%
• LLC "Corporation Art-Media" - 5.21%
• Goodwill LLC - 2.53%
• Vitimsnab LLC - 1.73%
• OOO "Ulan-Ude Network" - 1.48%
• RNPF "Social Protection" - 18.56%
• Minority shareholders - 0.93%

2024: Ex-chairman sentenced to 12 years and 4 months for embezzlement

The Railway District Court of Ulan-Ude convicted the former chairman of the board of BaikalBank PJSC and three of his accomplices in the case of embezzlement of more than ₽1,8 billion. The main person involved was sentenced to 12 years and 4 months in prison on October 31, 2024.

According to TASS, the rest of the participants in the criminal scheme received terms from 6 years 6 months to 12 years 8 months in a general regime colony. The court also imposed fines on convicts from ₽400 thousand to ₽850 thousand.

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The investigation established that in 2016, the head of the bank, in collusion with specialists in the financial and legal spheres, organized the withdrawal of liquid assets through the conclusion of contracts for the assignment of rights to claims on loans, as well as transactions for the sale and purchase of securities.

The prosecutor's office proved that the value of the bills and shares received in payment was incomparable with the amount of assigned rights of claims, sold bonds, mortgage certificates and shares. The Railway District Court of Ulan-Ude satisfied the claims of the injured party for damages. The case was qualified under Part 4 of Article 160 of the Criminal Code of Russia as embezzlement committed by an organized group on an especially large scale.

The history of the bankruptcy of BaikalBank PJSC began in April 2016, when the offices of the credit institution stopped working, citing technical problems. At the same time, ATMs stopped issuing cash, and retail outlets refused to accept bank cards.

Earlier, the Central Bank of Russia revoked the license from BaikalBank PJSC, and in October 2016 the credit institution was declared bankrupt. Suspects of involvement in bankruptcy were detained in April 2017.^[1]

2023: Former Interior Ministry officer in Buryatia gets 9.5 years for bribe from Baikalbank top manager

In October 2023, the Oktyabrsky District Court of Irkutsk sentenced the former deputy head of the Investigation Department of the Ministry of Internal Affairs in Buryatia Andrei Bardakhanov to 9.5 years in a maximum security colony and a fine of 30 million rubles. He was found guilty under Part 3 of Art. 30 and Part 6 of Art. 290 of the Criminal Code of the Russian Federation (attempted bribe-taking on an especially large scale). By a court decision, the convict was deprived of the special rank of colonel of justice. Read more here.

2020: Investigation accuses Ilya Kligman of organizing a criminal group involved in the collapse of several banks

As by April 2020, employees of the GUEBiPK established, the organizer of the criminal group Ilya Kligman was involved in the collapse of at least one and a half dozen credit institutions in Russia, from which more than 100 billion rubles were withdrawn^[2]. Among them, for example:

• Gelendzhik Bank (debt 825 million rubles),
• Interkommerts Bank (65.1 billion rubles),
• Time bank (700 million rubles),
• Antalbank (14.7 billion rubles),
• Arksbank (more than 35 billion rubles),
• Incarobank (more than 3 billion rubles),
• Transinvestbank (more than 9 billion rubles),
• Baikalbank (6 billion rubles).

It is also worth noting that Ilya Kligman had nothing to do directly with any of these credit institutions, but, according to investigators, it was he who was their ultimate beneficiary.

Kligman left for Germany in 2016, when the investigative department of the TFR for the South-Western District began an investigation into the embezzlement of money from Arksbank. He was put on the wanted list only in 2019 as part of the investigation of the criminal case of embezzlement from Baikalbank. At the same time, the ex-banker was charged in absentia with fraud.

2016: License Revocation

In August 2016, the Bank of Russia revoked the license from BaikalBank, the capital of which decreased below the minimum value of the authorized capital. The Central Bank indicates that the bank placed funds in assets of unsatisfactory quality and inadequately assessed the risks taken in this regard. According to the Bank of Russia, in August of this year, in the conditions of restrictions imposed by the supervisory authority against BaikalBank, the management and owners of the bank carried out scheme operations and transactions aimed at withdrawing assets.

After that, the fact of the withdrawal of the assets of the credit institution was revealed and a case was initiated on the grounds of deliberate bankruptcy. The suspects managed to steal about 150 million rubles. in the form of bank funds and gold. They failed to sell the bank's real estate for 750 million rubles, since the transactions were suspended in connection with the initiation of a criminal case.

Notes