Finance department

2011

In December, 2011 JSC FINOTDEL is included in the list of the organizations forming infrastructure of support of a small and medium entrepreneurship in Moscow (order No. P/11-79 of 12/19/2011).

JSC FINOTDEL became one of winners of competition on receiving subsidies from the budget of Moscow for implementation of the City target program of development and support of MSP in Moscow for 2010-2012. "Providing microfinancial services to small and medium-sized businesses".

2013

In 2013 the rating agency "Confirmed to RAEX the rating of reliability of the company at the level of A.mfi – "High Level of Reliability".

JSC FINOTDEL is included into the ADELA FINANCIAL RETAL GROUP integrating also collection agency "Sequoia Credit Consolidation", the loan broker of "FOSBORN HOME" and the leading Russian organization in the field of microfinance for individuals of Domashniye Dengi LLC.

The FINOTDEL microfinancial company specializing in providing the microcredits to small business took the third place among the largest Russian IFIs on portfolio value, having shown for July 1, 2013 the total amount of loans at the level of 1.3 billion rubles, and became the first among TOP-3 the Russian IFIs on rates of portfolio growth of loans, having shown growth of volume of the credits of 19% for the first half of the year 2013. The rating of the company confirmed for October 30 – And. mfi.

In preparation of rating of "Top-20 MFO by the size of a portfolio of microloans" information obtained during questioning of 50 largest microfinance institutions of Russia was used. According to data of rating agency to the middle of 2013 the size of total portfolio of microloans in Russia reached 57 billion rubles, having increased for the first six months by 18-20%. On rates of a gain the market of microfinance overtakes a segment of financing of small and medium business almost twice and is equal to dynamics of a gain of unsecured lending of natural persons.

According to analysts of RAEX, commercial IFIs remain the driver of growth of the market: rates of a gain of their portfolios on average exceed 20%, according to forecasts by the end of 2013 growth of the market of microfinance can be up to 70 billion rubles, having shown the rate of a gain about 45%. Experts emphasize that in addition to further toughening of bank regulation and transfer of a part of retail business of banks to the sphere of microfinance the incentive for growth of the market will give the fourth quarter of which the high demand on loans from business and the population is traditionally characteristic. The share of market leaders until the end of the year will remain at the level of 20%, however analysts of RAEX expect it growth in the next two years.

2014

Equity of JSC FINOTDEL at the end of 2014 was 419 million rubles (at the end of 2013 – 85 million rubles). The capital was created due to additional issue of 170 million rubles (in May, 2014) and at the expense of the net profit of the Company which was 164 million rubles in 2014.