Open Financial Marketplace (OFM)

History

2021: Inclusion in the register of operators of financial platforms

On December 21, 2021, the Bank of Russia included the Open Financial Marketplace joint-stock company (OFM JSC) in the register of operators of financial platforms. Thus, OFM JSC, along with VTB Registrar JSC, Moscow Exchange PJSC, Infinitum Specialized Depository JSC and Financial Marketplace Сравни.ру JSC, became the fifth company included in the register.

Entry of OFM JSC into the register of operators of financial platforms confirms the company's compliance with the requirements of Federal Law No. 211-FZ - information security requirements (GOST R 57580.1); internal control systems (including for the purpose of VTF); risk management systems, a set of measures and measures to counter illegal financial transactions, and also confirms the adoption of measures to ensure the operational reliability and continuity of the company.

The company OFM JSC has created and continues to increase a range of capabilities and technologies that allow, among other things, to conduct identification the client in accordance with Federal Law No. 115-FZ. OFM has the ability to obtain data , through,, credit Public services UIAS "Digital Profile" history bureaus, developed its own verification, data precoring and risk-profiling technologies. Interaction with the RFT has been established. All this allows you to bring retail bank insurance and products - credit and deposit solutions, mortgage and car lending, refinancing loans,, CASCO, MTPL life insurance and - real estate to the next level, according to OFM.

"Our goal is to create the best service in Russia in terms of quality, convenience, reliability, safety and speed of interaction between suppliers and consumers of financial services without the need for personal contact," said Dmitry Malkin, Development Director of OFM JSC. - We use all possible channels of customer attraction: online platforms, CPA aggregators, full-time offline consultants. Representatives of the platform will replace bank employees in car dealerships, developer offices and other organizations interested in fast and reliable lending services to their customers. "

OFM JSC invites financial institutions to cooperate, and as of December 27, 11 banks have already assessed the prospects for working with the company, studied technical requirements and are at different stages of integration. Among the partners of OFM JSC are not only large, but also regional banks that will be able to sell their products without the need to open additional offices.

Already in the first quarter of 2022, OFM JSC will begin to process applications for consumer loans.

In the first half of the year, the line of credit products will expand, and deposits will appear, and by the end of the year - mortgages and car loans. During 2022, the company plans to attract at least 500,000 customers to the platform.

OFM JSC plans to occupy at least 10% of the Russian lending and insurance market by the end of 2025.