Paymantix

The Paymantix company is a developer and the supplier of complete solutions in the field of e-commerce, both for end users, and for corporations. Paymantix is engaged in development of the modern technological solutions allowing banks and financial institutions, fintech to startups, telecommunication companies, state departments and also to merchants large online to create convenient and safe payment services. Developments of the company are delivered with a possibility of deep customization under needs of the customer and his project, as on the PaaS model, and In-House.

Solutions of Paymantix are used by large processing centers, payment systems and other players of the market of electronic finance in Europe, Russia and the CIS countries. The company successfully advances the innovative finance solutions in the field of electronic payments and has more than 30 large e-and m-Commerce of projects.

Thanks to a team of IT professional of the payment industry, high-quality management and own smoothly running production Paymantix helps the clients to start new effective products and services.

Paymantix positions itself as provider of full-function solutions for the organization of electronic payments via different channels using all payment sources, available in the market. Such model gives the chance to TSP, banks and the IT companies to concentrate on what at them turns out best of all – on own business and not to deal with non-core issues.

The product Paymantix is intellectual infrastructure for automation of work of IPSP providing online calculations using bank payment cards and other payment instruments. The target audience of end users of the solutions developed by us is, first of all, the consumers who are not tied to the DBO certain service, but feeling the need to pay the daily expenses using various sources of money.

Paymantix is engaged in development of the modern technological solutions allowing banks and financial institutions, financial technical-startups, telecommunication companies, state departments and also to merchants large online to create convenient and safe payment services. Historically business of the company (head office in the Netherlands) developed in Europe where the company services the enterprises of e-commerce. The main part of an annual turnover of the company is the share of EU countries. The monthly turnover of the serviced clients passing through technology capacities of the company makes 9 billion in a ruble equivalent.

The company was founded in 2011, and entered the Russian market in 2014. In 2015 Paymantix is included into ECommPay group which is provider of the innovative and unique payment solutions for a wide range of projects of e-commerce worldwide. The flagship product for Russia is the technology platform of PM Processing created from modules of different functionality including the module a fraud monitoring. The platform provides a set of the functions and opportunities directed to specific requirements of banks, large merchants, PSP and financial technical-startups: recurrent payments, MO/TO, multicurrency, multilingualism, intellectual routing of payments, payments, convenient "personal account" of a merchant, the customized payment pages, API for connection of partners and many other things.

In addition to traditional tools on acceptance for payment of bank cards, electronic money, in a system the e-invoicing technology – online payment through drawing of electronic accounts to users, interaction with payment terminals, including withdrawal of funds, and other opportunities, useful to business, is implemented. Payment interaction is possible via web and mobile interfaces, the SMS, USSD, on NFC technology, by means of scanning of QR, a barcode, payment cash-in terminals. Except B2B-products the company implements a number of services which our business partners will be able to offer the retail clients. In particular, the mobile application of Creditix intended for remote repayment of the credits using different sources of money prepares for start.

The company regularly undergoes recertification according to standards PCI DSS. A system supports and the protected protocols of authorization of users for CNP payments 3-D Secure – Verified by Visa, MasterCard SecureCode, JCB J/Secure, American Express SafeKey and Diners Club ProtectBuy.

Examples of projects

In ECommPay the Processing Solution service – full-function e-commerce the processing solution connected to the largest European clearing banks was implemented. The Accentpay company implemented the solution on the basis of PM Processing which aggregates payments from the account of e-wallets and provides interaction with the vast majority of e-money of systems around the world for the benefit of end users. In September, 2014 integration with PayPal is complete that gives the chance to perform through this payment system operations of payment, authorization (authorization canceling) and also complete and partial returns. The payment system (in this case PayPal) supports the scheme of work as via the terminal, and directly, through API. Also there is a possibility of expansion of basic functionality of PayPal at the request of the customer. Payment acceptance and drawing of accounts in Alpha Click, Sberbank Online and other payment services is started.