System, KB

About the Company

SISTEMA is a modern financial institution that provides a full range of banking services to both legal entities and individuals.

Throughout its operations (since 1994), Sistema has always met the regulatory requirements of the Bank of Russia. At all times, the Bank has been and remains a universal and reliable financial institution, fully and on time fulfilling all its obligations.

Currently, SISTEMA LLC is a successfully developing commercial bank whose experience and professionalism are in demand in the banking services market. SISTEMA carries out all types of banking operations in rubles and foreign currency.

CB SISTEMA LLC was included in the register of banks participating in the compulsory deposit insurance system on December 2, 2004 under number 252.

Activity

Today, the bank's main efforts are aimed at meeting the needs of those customers who need daily banking services. For you, we will make it as convenient, fast, reliable and profitable as possible.

The second strategic direction of our activities is to help legal entities and individuals use free funds so that they bring the maximum income with a complete guarantee of their safety.

Sistema Design Bureau has all the tools to provide high-quality banking services - a complete package of necessary licenses of advanced information and technology infrastructure.

History

2024: The purchase of Sistema Bank cost Airplane 1.45 billion rubles

At the end of February 2024, the development group Plane"" closed the deal to buy Sistema Bank. Two months later, the value of the transaction became known - 1.45 billion. rubles

According to Interfax with reference to the reporting of Avtomol, the acquisition of 100% of Sistema KB was fully paid by the buyer's funds. Information about who sold the credit institution was not disclosed. The press release of "Airplane" only says that the seller was a private investor. According to Interfax, by the end of 2021, Alexey Bogachev was the beneficiary of the bank. As of the beginning of 2024, Sistema's assets were measured at 2 billion rubles, capital - 1.1 billion rubles, the news agency adds.

source = Aircraft

The purchase of "Sistema" in the press service of "Airplane" was called a key event for the group for the first quarter of 2024, which "will make it possible to supplement the system of services of" Airplane "with unique banking products." Thanks to this deal, the developer will offer customers a deposit system with additional benefits, a secure settlement service and credit products, the group said.

We consider the bank primarily as a structure that will allow us to create services to simplify and increase the comfort of our customers' lives, "comments Kirill Gurbanov, Managing Partner of Airplane Fintech. - Banking services will increase sales margins. The emergence of the bank in the perimeter of the group gives us the opportunity to quickly launch products that change the entire real estate market for the better.

According to Andrey Ivanenko, CEO of Samolet, the acquisition of the bank will allow the group to number services in the field of construction and financial products, as well as increase the frequency of interaction. "Aircraft" plans to expand opportunities for business development directly fintech, housing sales, repair and furnishing, service subscription for various life scenarios, management company and other areas, Ivanenko said.^[1]

2023: "Airplane" buys KB "Sistema"

On December 12, 2023, the Samolet group announced the purchase of the bank. The company submitted a corresponding application to the Central Bank of Russia.

In the "aircraft" did not disclose the name of the absorbed financial and credit institution and only indicated that it has a universal license. As Kommersant writes with reference to several sources in the financial and construction markets, we are talking about a small bank Sistema. According to the interlocutors of the publication, on the basis of the credit institution "Airplane" is going to build its "ecosystem" project, that is, to offer home buyers related banking services (cells, settlement accounts, payments).

Samolet Group announced the purchase of a bank

According to the publication, Sistema, despite its small size, can be sold at a premium, given the good quality of assets and the bank's low-risk policy. The amount of the transaction will be capital plus 140-180 million rubles, the publication says.

According to the general director of OM Development Alexander Pakholenko, the merger of the developer and the bank into one ecosystem looks logical and allows you to simplify and speed up many processes.

This is the diversification of assets, which allows you to keep the balance sheet in turbulent economic situations, - said Dmitry Dolgov, general director of the real estate brokerage agency DOLGOV PRO.

According to him, his own bank will provide Airplane with a reduction in time and financial costs for internal business processes, especially in terms of working with escrow accounts.

Kirill Gurbanov, managing partner of Airplane Fintech, announced on December 12, 2023 that the deal could be closed within a few months. It is planned that a bank with a universal license will be able to work with deposits, consumer loans and mortgages, writes Forbes.^[2]

Notes