UniSab

Main activities of the company:

• development, implementation and maintenance of the automated banking systems (UBS and UBS.Net)
• projects of development of the custom software: processing, remote customer service, financial markets
• IT consulting
• training of business users and technical specialists of Banks.

Services

The UniSab company implements the strategy of complex automation of activity of banks of any scale. For this purpose proposes the solutions covering everything the directions of banking activity.

Solution for multifilial banks

In the economic situation which developed in the market of banking services characterized by enlargement of bank management and expansion of the sphere of retail services, centralization of management of multifilial banks acquired extreme relevance.

The UniSab company proposes the optimal solution providing key requirements:

• uniform client space
• centralized operation by correspondent accounts
• uniform space of interfilial transactions
• centralized operation by business settings
• high data processing rate
• data warehouse and analytical system of reporting.

Both the option of the centralized data storage, and the decentralization option imposing the minimum requirements to the hardware is provided.

Corporate services

The solution of the Company covers all range of services on service of corporate clients and is characterized by stability, reliability, high speed regulation characteristics, a first line support of requirements of the legislation. The complex of the provided businesses includes:

• ruble settlement center
• currency settlement center
• settlement and cash services
• basic module "Department of Off-line"
• reporting of the Central Bank and state bodies
• the acquired rights to claim
• providing obligations of clients
• the provided bank guarantees
• collection
• messages of external systems
• export of documents to external systems.

Retail services

In the conditions of violently emerging market of retail services of the solution UniSab show excellent flexibility and scalability. The range of the provided services of services for individuals and the enterprises constantly grows, considering all recent trends of development of economic tools. Some of the most demanded businesses:

• credits (legal entities, individuals, overdraft)
• deposits (legal entities, individuals)
• payment of goods by individuals, services, utility payments
• payment of goods and services with opening of accounts to physical persons
• depository safe deposit boxes
• accounting of transactions with commemorative and investment coins
• money transfers
• exchange point, purchase/acceptance of checks (in OK)
• bank cards, customs cards, acquiring.

Further development receive solutions of remote banking which include:

• Internet banking
• SMS banking
• mobile banking.

These solutions allow the client to execute independently front office transactions in a banking system. And the list of similar transactions is limited only to opportunities of retail businesses.

Financial markets

The company presents the solution on implementation of a uniform back office of treasury of bank. The following product row is for this purpose offered:

• interbank credits
• conversion transactions in the interbank currency exchange market
• transactions in forward foreign exchange market
• precious metals
• exchange and off-exchange trading in securities
• the considered and own bills of exchange
• depository accounting
• reporting of Federal Commission on Securities.

All product line has flexible configuration, is expected a broad spectrum of financial instruments and designed especially for ensuring processing of the maximum number of transactions for the minimum time. The system of postings of each module is developed for reduction of routine accounting transactions with the maximum extent of detailing and setup.

Reporting

The subsystem of reporting provides all requirements of banks on formation of the regulated reporting, reportings for regulatory authorities, reportings for financial and managerial divisions. The flexible system of settings, large volume of the vnutribusinessny reporting increase the general quality of a system. Are a part of the solution on the reporting:

• reporting of the Central Bank of the Russian Federation
• tax statements
• management reporting
• data warehouse and analytical reporting.

Data warehouse

The data warehouse, being a part of a banking system, it can be used as an independent information product. Such task was formulated at the very beginning of development. Formation of report forms on the basis of the data warehouse on all branches provides centralization of formation and control of accounting and analytical records and decrease in load of operational servers and databases of front offices and back offices of branches.

The data warehouse provides:

• the code of primary analytical data from different external sources
• control of correctness of primary analytical data
• creation of data marts of any level for the subsequent formation of report forms and data analysis
• operational formation of accounting, control and analytical records as in general on the organization, and by its structural divisions, with different extent of detailing of the provided data.

Developments of storage are the cornerstone of the requirement of providing a single system of setup of report forms for all structural divisions of bank, unification of tuning properties, operating control of correctness of accounting and activity of structural divisions of bank.

Bank cards

The product line of bank cards is considered as the separate solution as a part of a banking system. It is explained by successful implementation of this product, wide functionality and, as a result, demand the market. Very often bank cards are used with banking systems of third-party developers. Are a part of the solution:

• bank cards, multiprocessing, not personalized bank cards, grace period
• customs cards
• acquiring
• data exchange about PTs, acceptance and transfer of maps.

The debugged technology of development is applied in the project of automation of ORPS SBERKART – the Joint Russian Payment System, implemented within partnership with SBERKARTA Ltd. The automated system of processing of interbank transactions and preparation of documents for carrying out interbank settlements (AS Processing) completely conforms to requirements imposed to products which are operated in the large-scale interbank systems has the developed functionality, a user-friendly and informative interface.