Apibank My self-employed

Main article: Self-employment

2023: The ability to receive data from the Ministry of Internal Affairs, the Federal Tax Service, etc.

The Moi service self-employed will help companies check the law-abiding nature of performers. The company APIBank announced this on March 16, 2023.

Now customers can quickly receive data on self-employed counterparties from the Ministry of Internal Affairs, the Federal Tax Service, the bailiff service and other departments.

Working with self-employed performers - as well as with any counterparties - is associated with certain risks for business. For example, a company is going to entrust a person with work with high material responsibility, for example, the delivery of fragile cargo. If the self-employed already has a lot of execution sheets, it is better not to trust him with such an order. Indeed, in the event of damage to the cargo, the company risks waiting for compensation for a very long time, or even never get it at all.

The "My Self-Employed" service allows you to check performers for several databases at once:

• Ministry of Internal Affairs - absence/presence of a criminal record;
• Federal Tax Service - relevance of self-employed status, tax arrears, etc.;
• Rosfinmonitoring - inclusion in the list of persons related to terrorism and extremism;
• Federal bailiff service - existence of enforcement proceedings;
• Unified Federal Register of Bankruptcy Information;
• File cabinets of arbitration cases.

Previously, companies had to spend time with full-time employees to check self-employed performers. To help our customers, we took over these processes. Now companies can order self-employed checks directly in their personal account on our platform. It is enough to write to the "My Assistant" chat - and our specialists will do everything: they will send a request, receive an answer, prepare a report, - said Nadezhda Avdanina, executive director of Apibank, the developer of the "My Self-Employed" service.

The exchange of information through the service "My Self-Employed" is absolutely safe. The developer of the platform, Apibank, is included in the register of bank payment aggregators of the Central Bank of Russia and has licenses from the FSB and FSTEC for the protection of information and personal data, as well as a PCI DSS certificate for working with card payments.

2022: Document management in Telegram

On March 23, 2022, the company Apibank announced that the My Self-Employed platform has integrated electronic document management (EDM) into. messenger Telegram Freelancers They can view and safely sign contracts, acts and other documents from customer companies directly in the messenger. No additional interaction applications are required.

As of March 2022, there are more than 4 million self-employed in Russia, and the number of holders of this tax status continues to grow. At the same time, most customer companies face difficulties related to document flow with freelancers. Not all performers can quickly figure it out and easily use automated services, even in the form of mobile applications.

The safety of the EDO service for the My Self-Employed platform is provided by Apibank. Acting as the operator of an electronic platform for working with the self-employed, Apibank is included in the register of bank payment aggregators of the Central Bank of Russia and has licenses of the FSB and FSTEC for cryptography. Licenses allow the release of unqualified enhanced electronic signatures for the self-employed. It's a more robust tool than the simple electronic signatures used on other freelance platforms. Performers through the Telegram bot can safely sign legally significant documents in a convenient format, and customer companies can make working with independent performers more predictable and reduce tax risks.

"The simpler the electronic document management service, the higher the likelihood that the self-employed will fill out correctly and provide the documents necessary for the customer on time. Users of the My Self-Employed platform do not need to install additional applications to sign documents from the customer. It is enough to have Telegram. In the future, the solution will be available not only to companies and self-employed, but also to people who do not have this tax status, " comments Ilya Norin, director of the product "My Self-Employed"

According to expert data, by the end of 2021, the number of Russian Telegram users exceeded 35 million people, and the share of self-employed and freelancers among the audience was approaching 15%. At the same time, the messenger is increasingly used for business purposes.

2021: Launch of a service to work with the self-employed

In October 2021, Apibank launched a service to work with the self-employed.

The My Self-Employed platform helps companies automate work with performers, and people find profitable orders and easily pay taxes.

The number self-employed Russia in reached 3 million people, and, according to Frank RG's forecast, by 2024 it may grow to 8.4 million people: this format of work is convenient and profitable. However, not all companies know how to work with the self-employed: some are afraid to be left without closing documents (checks) on the work performed, others do not know how to check the performers in order to avoid tax risks. A comprehensive automated solution from Apibank helps solve these problems.

The My Self-Employed platform is the official electronic platform for exchanging data with the Federal Tax Service of Russia. The service helps to find an executor for a variety of types of work, automatically checks whether he has self-employed status before concluding an agreement and each payment, registers his professional income, tracks the available limit, receives and stores closing documents (checks).

The payment process is as simple and transparent as possible. Funds can be transferred both from a single aggregated account and from the company's own bank account. In fact, this is like ERP a system for working with payments. There is no need to request the details of the contractor's account: payments on maps any banks are made directly. Also, customers can issue virtual bank cards for those with whom they work - by analogy with bank salary projects. A mass payment tool has been implemented.

You can use the service from Apibank through your personal account. For large projects, there is an API connection option that supports full integration with 1C, SAP and other ERP systems. A boxed solution has also been developed for banks and White label for partners who would like to provide service for working with self-employed their corporate clients.

Шаблон:Quote 'author = said Nadezhda Avdanina, executive director of Apibank's digital platform.