BSPB Internet bank for individuals

Main article: Mobile applications

2020

Availability of mobile application of Version 5.0.1 it is available in AppGallery

On October 15, 2020 the company Huawei Russia reported that mobile application St. Petersburg bank for private clients of BSPB it is possible to install on phones now Huawei and Honor. Version 5.0.1 appeared in app store AppGallery.

The BSPB application for AppGallery does not differ from the similar applications developed for other shops.

It is possible to find all functionality necessary for the client of bank in the BSPB application: payments and transfers, opening of deposits and cards, currency exchange. It is possible to submit the application for the credit, to browse the history of transactions, to contact bank. Except functions, standard for the banking market, BSPB offers also a number of special: autopayments and subscriptions for accounts, service of profitable currency exchange "Birzhevoy Bridge", transfer request.

For October, 2020 ktivny users of mobile application are nearly half a million clients of bank. Through remote links 90% of transactions of private clients, and ¾ from them – through the application are made, - the vice chairman of the board of St. Petersburg Bank Oksana Sivokobilska notes. - Convenience of our digital channels to the client – one of the main priorities. I hope that placement of mobile application in the AppGallery shop gaining popularity will make us even more useful to those clients who owns the Huawei and Honor phones.

We are very glad that the application of St. Petersburg Bank became available to the 15th million audience of AppGallery shop. Development of finance applications on the platform is for us key and it is pleasant to us that clients of bank had an opportunity to use the application in AppGallery. We will continue to fill up the platform with convenient services to make life of our users of the most comfortable, - Mikhail Komkov, the vice president of an ecosystem of Huawei company in the region Eurasia says.

Implementation of technology for recognition of QR codes

The St. Petersburg bank implemented Smart Engines technology for recognition of QR codes in mobile application. On October 13, 2020 the Smart Engines company reported about it.

The selected solution allows to scan one-dimensional and two-dimensional barcodes and will help to improve work with QR and AZTEC as codes in mobile application of "BSPB".

Recognition of QR codes in the BSPB mobile bank is used for fast payment of receipts housing and communal services, commission of tax and budget payments. Until the end of 2020 the St. Petersburg Bank is going to start c2b-service of a system of fast payments from the National Payment Card System using which clients of bank will be able to make transfers by the QR code upon purchase of goods and services.

For payment accomplishment it is enough to user to scan barkod (the QR code, AZTEC) in the application - and all necessary details will be automatically entered to a payment form. Smart Engines technologies allow to distinguish in mobile bank even the damaged barkoda and barkoda executed with a deviation from standards. Algorithms are steady against difference of lighting and a perspective of shooting, and provide high quality of reading barcodes including to users of budget phone models.

For October, 2020 more than 63% of active clients of bank and more than 85% among all active users of remote services use mobile application of BSPB. They monthly make hundreds of thousands of scannings of receipts. Implementation of Smart Engines technologies for reading of barcodes is the next step forward for increase in convenience of the application to our clients — Konstantin Smetanin, the development director of Digital-department of St. Petersburg Bank told.

2019: A design of a credit limit on the World card and a design of "A tourist insurance" in mobile application

On November 6, 2019 St. Petersburg bank announced updating of mobile bank on platforms iOS and Android.

Directly in mobile bank it is possible to issue credit a limit to debit to the card WORLD, for example, to the payroll card or to the Uniform Card of the Petersburger (UCP) and also to cards of Travel. Thus, the bank "St. Petersburg" suggests not to postpone important plans and purchases to clients who are regularly beyond the monthly budget.

It is possible to request a credit limit, to learn the approved amount directly in the mobile phone. Connect then the approved credit limit to all MIR cards, including EKP, it is possible remotely, and on the TRAVEL card – only in bank department.

An opportunity to issue the insurance policy for travelers is also implemented. Now holders of the Bright, Yaschitayu and Travel cards which service package includes the insurance program for travelers do not need to make out the policy through contact center or at office any more. This option is available directly in the mobile phone now: it is enough to press the Tourist Insurance button, to confirm writing of a name and the e-mail address, and in several seconds the policy will be delivered. If the policy was lost – it can be recovered easily also via electronic channels.

Mobile and Internet banks – important, and sometimes and main, channels of interaction of bank with the client therefore we pay special attention to development of this service. The trend on expansion of functionality mobile and Internet services only amplifies, and the mobile bank turns into a versatile tool which allows to solve practically all basic problems of management of the finance. For St. Petersburg bank development digital channels – strategic direction, noted the vice chairman of the board of St. Petersburg bank Oksana Sivokobilska