| The name of the base system (platform): | World (National Payment System) |
| Developers: | National Payment Card System (NSPK) |
| Date of the premiere of the system: | March 2018 |
| Branches: | Financial Services, Investments and Auditing |
2023: Connecting to CloudPayments
CloudPayments partners (part of the Cloud group) can now offer their customers to pay with Mir Pay. The payment method can be independently enabled in your CloudPayments account. This was announced on August 10, 2023 by representatives of CloudPayments. Read more here.
2022: Russian banks ordered to introduce payment using Mir Pay in online stores
On December 19, 2022, it became known that Russian banks were obliged to introduce payment using Mir Pay in online stores, websites and applications. Credit institutions will have to meet this requirement by March 2023.
{{quote "The requirement to support the payment technology using Mir Pay in the e-commerce environment (on sites and in mobile applications) is mandatory for acquirers - participants in the Mir payment system. To realize this opportunity, the participants of the Mir PS and trade and service enterprises are provided with the necessary development kit that will allow payment using the service, the press service of the National Payment Card System (NSPK) said. }}
The Mira operator sent a bulletin that describes the algorithm for connecting the service to the purchase payment system. Alfa-Bank, FC Otkritie, Tinkoff Bank, Zenit announced their readiness to extend this service to their customers.
The introduction of Mir Pay will allow you to pay for purchases in online stores in one touch, explained Sergey Khromov, head of Tinkoff Cash Desk. For the client, this will look like an additional button, when selected, the system will forward him to the Mir Pay application, where he will need to select a previously added card for debiting and confirm the transaction, the expert described the payment process. According to him, the service will be safe, the card details are not transferred anywhere and all data is sent using secure protocols.
For trading enterprises, the connection of Mir Pay is free, the fees for accepting payments through it are the same as for Mir cards, Khromov added.
On December 16, several players announced the integration of the Mir Pay service on Internet sites. VTB implemented the transfer of tips through Mir Pay in its VTB Chaevs service on Android mobile phones.[1]
2020
Mir cardholders can now pay for purchases by simply activating the smartphone screen
From August 10, 2020 "Mir" , cardholders have the opportunity to pay for purchases by simply activating the screen. smartphone This feature appeared in the Mir Pay application and is primarily aimed at quickly making purchases for small amounts.
If earlier payment using the mobile service of the Mir payment system was possible only when the smartphone was unlocked, now only activate the screen to pay for the purchase, the payment system website explains.
To take advantage of the new payment option, you need to update the Mir Pay app on Google Play to the latest version.
It is noted that in some cases, to improve the security of payment, the smartphone may ask to unlock the screen. If the purchase amount exceeds 1 thousand rubles, then, as before, unlocking will be required to pay. At the same time, it is not necessary to go to the application itself.
It is noted that the details of the Mir card are not stored in a smartphone and are never disclosed when making payments. Instead of the real card number, a specially formed digital code is used - a token.
 | The new payment format with Mir Pay makes it even faster and more convenient to make familiar transactions. This is an advanced solution that appeared on the market recently, and we are glad that Mir cardholders will be among the first to appreciate the speed and simplicity of this payment method. At the same time, paying Mir Pay is still safe thanks to the intelligent technology of checking the card holder when performing an operation, "said Maria Tochilova, director of product development, digital and technological services of the Mir payment system, commenting on the launch of the new function[2] |  |
By August 10, 2020 , 55 banks can link Mir cards in the Mir Pay application.
You can pay Mir Pay on the turnstile of any Moscow metro station
You can pay Mir Pay on the turnstile of any Moscow metro station. Acceptance of such payments on the turnstiles is provided by VTB Bank. The NSPK announced this on July 22, 2020.
To pass through the turnstile, it is no longer necessary to take out a bank card, just unlock the smartphone with the Mir Pay application installed and bring it for a few seconds to one of the turnstiles marked with a sticker about accepting bank cards. The cost of a trip paid in this way will be 44 rubles, as when paying with a regular contactless bank card.
| | Contactless cards "Mir" are already actively used by Muscovites and guests of the capital when paying for travel in the Moscow metro. We expect payment with Mir Pay to be equally popular. Moreover, the daily number of various payments using Mir Pay has already more than doubled since the beginning of 2020. This is a popular way to pay for purchases and services in supermarkets, as well as in cafes and restaurants, - said Maria Tochilova, director of product development, digital and technological services of the Mir payment system. | |
You can use Mir Pay to pay for travel at all stations of the Moscow metro. VTB is the acquiring bank of this transport system, providing payment acceptance through the Mir Pay application and acceptance of Mir contactless cards on metro turnstiles.
| | VTB's priority in the acquiring business segment is the development of technologies that help serve customers. We see that the future is for contactless payment, more than 80% of operations are already performed, and we are glad that now Mir Pay will be available to passengers of the Moscow Metro, since the share of Mir cards in the total flow of transactions in the metro is stable at about 50%, - comments the head of the acquiring department, vice president of VTB Bank Alexei Kirichek. | |
2019
Manufacturers may be required to install the Russian Mir Pay service on smartphones with NFC
On December 27, 2019, it became known that application Mir Pay the Russian payment system "" World may become mandatory for installation on all Russia gadgets sold with technology support. As of contactless payments NFC December 2019, the Federal Antimonopoly Service () is considering this possibility FAS. Russia More. here
Bank Vozrozhdenie launched the Mir Pay contactless payment system for smartphone holders with Android OS
December 17, 2019 Bank Vozrozhdenie announced the launch of a contactless payment service smartphone using Mir Pay, developed by payment system "." World cards Holders of "Mir" will be able to use the service - owners of any based on smartphones (Android starting from version 6.0) with technology support. NFC
Mir Pay allows you to register any Mir card for payment from your smartphone - both contact and contactless, having previously downloaded the Mir Pay application in app stores.
You can pay with Mir Pay at any point of sale at which Mir contactless cards are accepted.
{{quote 'author = noted Deputy Chairman of the Management Board of Vozrozhdenie Bank Natalya Shabunina' Now our clients - holders of Mir cards - have the opportunity to use a convenient and safe mobile payment service . Vozrozhdenie Bank began cooperation with the national payment card system and the issuance of Mir cards among the first - since May 2016. As of December 2019, Vozrozhdenie Bank issued more than 350 thousand cards, }}
Payment transactions in Mir Pay are protected in accordance with all international security standards. The details of the Mir card are not stored in a smartphone and are never disclosed when making payments. Instead of the real card number, a specially formed digital code is used - a token.
Almost all large banks in Russia have launched contactless payment through Mir Pay. Sberbank is still on the sidelines
By September 26, 2019, almost all of the largest Russian banks had already launched the Mir Pay contactless payment service. The technology has not yet been supported by Sberbank, but negotiations are underway with it.
| | MirPay continues to evolve. Today, 32 banks are already connected, that is, almost all the largest issuers, except for Sberbank. We continue to communicate with them, - quotes the head of the National Payment Card System (NSPK - operator of the Mir payment system) Vladimir Komlevaagentvo Prime. | |
According to him, by the end of September 2019, Mir Pay is available only to users of smartphones based on Android, but NSPK continues to develop the service. In particular, negotiations are underway with Apple and Google to support the Mir payment system in the Google Play and App Store.[3]
NSPK plans to connect all leading Russian banks to its system of payment for goods using the Mir Pay smartphone.
Payment transactions in Mir Pay are protected in accordance with all international security standards. The details of the Mir card are not stored in a smartphone and are never disclosed when making payments. Instead of the real card number, a specially formed digital code is used - a token.
VTB customers became available to pay with a smartphone using Mir Pay in mid-July 2019. Then the bank noted that over the previous 2 years, the share of contactless payments has grown significantly, and a third of all purchases in Russia fall on this type of payment.
| | As a result, our country is already overtaking Europe in terms of popularity of this service. At the moment, VTB has issued more than 11 million Mir cards, including contactless ones, and we are confident that Mir Pay will be in demand among our customers, "said Yulia Demenyuk, Senior Vice President, Deputy Head of Retail Products at VTB Bank in July. | |
KartStandard has provided partner banks with the technological ability to connect to Mir Pay
On August 21, 2019, KartStandard PC announced that it had provided partner banks with the technological ability to connect to the contactless payment service Mir Pay.
The KartStandard processing center provides technological support for activities in the Mir national payment system for more than 100 partner banks. Now customers of these credit institutions will have the opportunity to use the Mir PS service for contactless payment for purchases using a smartphone.
Mir Pay is a secure payment method developed by payment system Mir, which can be used by Mir cardholders, owners of any smartphones with (operating system Android starting from version 6.0) with technology support. NFC
You can pay with Mir Pay in any terminal in which Mir contactless cards are accepted. To pay for the purchase, you just need to unlock the smartphone and bring it to the POS terminal, it is not necessary to go to the Mir Pay application for this.
Payment transactions in Mir Pay are protected in accordance with all international security standards. The details of the Mir card are not stored in a smartphone and are never disclosed when making payments. Instead of the real card number, a specially formed digital code is used - a token.
BPC Processing has implemented access to the Mir Pay service
On July 31, 2019, the company BPC Processing announced that it was offering contactless payment service Mir Pay to its customers. The service was developed on the national payment system platform, "the MIR cards application is available Play Market for (starting smartphones Android from version 6.0), which support the technology. NFC You can pay for purchases using Mir Pay in any terminal in which contactless "Mir" is accepted. maps
Payment transactions in Mir Pay are protected in accordance with international security standards. The details of the Mir card are not stored in a smartphone and are never disclosed when making payments. Instead of the real card number, a specially formed digital code is used - a token.
The development of Mir Pay started as an alternative to Google Pay and Apple Pay for Mir cardholders.
Launch in Russia
On March 4, 2019, the Mir Pay payment system was launched for card users. "Mir" By the time the service starts, it is available only to owners smartphones on (operating system Android starting from version 6.0) with a module for NFC. contactless payments
By March 4, 2019, Mir Pay should be used at Rosselkhozbank, RNKB, Center-Invest Bank, SMP Bank, Rossiya Bank, Ural Bank for Reconstruction and Development, Moscow Credit Bank and Promsvyazbank. It is expected that in the second half of 2019, it will be possible to use Mir Pay in any POS terminal with the function of accepting contactless payment.
You can register any Mir card with MirPay for payment from your smartphone by downloading the MirPay application, which is available on Google Play. To pay for the purchase, you need to unlock the smartphone and bring it to the POS terminal, it is not necessary to go to the MirPay application for this.
The National Payment Card System (NSPK) said that the protection of payment transactions in MirPay is provided according to international security standards. The details of the Mir card are not stored in a smartphone and are not disclosed when making payments.[4]
| | We are confident that thanks to the launch of MirPay, holders of Russian payment cards will also appreciate the speed and convenience of our own, national implementation of payments using a smartphone, "said Vladimir Komlev, General Director of NSPK. | |
The fact that the National Payment Card System plans to create its own service for paying for purchases using smartphones equipped with NFC chips became known in April 2018.
Then Vladimir Komlev explained the development of his own service by the fact that the company was able to agree on the inclusion of Mir cards only in the Samsung payment service, and added that negotiations between cGoogle and Apple "may drag on."
Mobile Payment Platform
- Token (tokenized card) - a dataset used when paying instead of card details
- Tokenization - the process of replacing card details (number, keys, etc.) with a Token
Notes
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