RetailHome

The software platform of RetailHome provides a full stroke of payment processing and money transfers, includes a broad set of ready gateways to money transfer systems and the automated banking systems, has the minimum requirements to infrastructure and is available to work on the Internet.

Main functionality:

• Sending and receiving transfers without opening of the account on several money transfer systems within the single interface;
• Implementation of payments for benefit of legal entities on several payment systems within the single interface;
• Implementation of foreign exchange transactions;
• Analytical means based on modern Business Intelligence technologies;
• Audit of jobs.

Advantages which are got by the user of "RetailHome":

• Expansion of agency network of transfers. The bank receives the widest agency network created due to consolidation of agency networks of the integrated money transfer systems;
• Reduction of holding time of clients. Employees of the bank at implementation of operations on transfers work via the single interface. It is not necessary to switch between the different systems;
• Service quality improvement. Thanks to the consolidated uniform reference books the bank has an opportunity to provide to the client the most interesting and profitable services. The system of bonuses stimulates a customer loyalty;
• Risk reduction on transfers. Automatic check of the restrictions imposed by the legislation on the performed operations, in particular, accounting of the legislation of the countries — receivers of money transfers;
• Automatic creation of accounting entries on transactions in the core banking system of bank. Simplification of carrying out settlement with money transfer systems at the expense of the flexible and configured interaction mechanisms with the core banking system of bank;
• Monitoring and control of transactions online. An opportunity to watch in real time functioning of offices. A possibility of obtaining the list of operations on all used systems of transfers for each operational office for any period;
• Cutting of costs for service and maintenance of money transfer systems and payments. It is not necessary to update the systems of transfers, to configure access to each of systems separately;
• Analytical tools on the basis of Business Intelligence. A possibility of viewing analytical data in any cuts for any period using OLAP technology (Online Analytical Processing);
• Formation of the database of clients. A system implements functions of creation of the customer base of data of bank. Further also other services can be offered the given clients.