The technology of the resident Skolkovo protects payments of clients "Ak Bars" of Bank

2018

On November 27, 2018 the SafeTech company reported that clients the Ak Bars of Bank began to use the solution PayControl. According to the company, they had an opportunity of convenient and safe confirmation of financial transactions on the mobile device in the systems of remote banking.

Now heads of the enterprise client of bank can confirm in addition payments, being out of office, for example, in a business trip. At the time of payment confirmation on the screen of the mobile device the client sees all details of payment (number, the amount, date, the account of the receiver) and has an opportunity to check their correctness.

Systems mobile and Internet banking are the important instrument of bank service in the conditions of universal digitalization. They facilitate accomplishment of routine processes and by that raise a customer loyalty of bank. We impose high requirements to all remote services of bank. Especially it concerns security of transactions and convenience of customer service. The software package PayControl meets our expectations. Implementation of this technology of our old partner – SafeTech company – will help to develop the services demanded by the client, to increase number of users of bank and to raise degree of their satisfaction with bank service. Tatyana Nureyeva, head of development of remote banking Ak Bars of Bank

Use of the solution PayControl allowed clients to make the Ak Bars of Bank financial transactions:

• on the smartphone without use of additional devices (tokens, password generators);
• without manual entry of details of payment and confirmation codes;
• without delays and canceling of the transactions connected with waiting or nondelivery of Sms and Push-notifications;
• one movement of a hand on the smartphone screen.

Main advantage of PayControl in comparison with traditional methods of payment confirmation, in particular, the one-time password by the SMS, is that the confirmation code of transaction forms directly on the mobile device of the client. The code becomes attached to details of transaction, and its interception by swindlers will not lead to theft of funds from the account. The additional benefit consists that for confirmation of the made actions existence of Internet access from the smartphone for November, 2018 is not required — the signature of transaction can form both in online, and in offline mode. Thus, PayControl promotes decrease in dependence of clients of bank on existence and quality of cellular communication at the time of performing transactions.