Bank "Saratov" connected the service of payment for goods and services with the help of SBP

2022: Connection of the service for payment of goods and services using the SBP

Commercial Bank Saratov LLC provided its customers with the opportunity to pay for goods and services through the Express Payment System (SBP). The project of connecting to the c2b-translation service of SBP was implemented by the bank using a set of solutions of the Center for Financial Technologies. This was announced on January 24, 2022 by the CFT.

Source: voxlink.ru

Now, using dynamic and static QR codes, as well as payment links, retail customers of Saratov Bank will be able to settle in trading and service enterprises, and corporate customers will be able to accept payments.

TSPs were able to bill with the help of a developed CFT - Telegramboat that generates QR codes and payment links. To pay, the buyer needs to scan the QR code or open a link mobile application to Saratov Bank on the platform, Faktura.ru check data in the payment form and confirm the transaction.

Payment is also possible using static QR codes - printed and placed for scanning - in this case, the payer enters the purchase amount on his own. The money goes to the seller's account within seconds.

The core of the IT solution for connecting Saratov Bank to the Express Payment System is the Golden Crown Cloud Platform, an accredited TPP processor for SBP participants. As a client channel for translations in the SBP environment, online banking on the platform is used Faktura.ru. Payments are credited to the bank's ABS.

"Launching c2b payments through Express Checkout is an opportunity for all our customers - both corporate and retail. QR payments create another convenient case that has already shown its demand and efficiency in large markets. We thank our colleagues from the CFT for helping to implement this service, which has already become our second joint project related to SBP - in 2021, bank customers gained access to c2c transfers, " noted Alexey Tatarko, Deputy Chairman of the Management Board of Saratov Bank

"The payment service according to QR codes and payment links through the SBP implements the optimal version of payment communication: the" sender's bank is the recipient's bank "without a complex and expensive technological chain that accompanies traditional transfers and payments. It is convenient, simple, fast and safe. We are pleased to help scale this service together with our partner banks, " comments Victoria Smolenskaya, director of the service "Banking Self-Service Platform," "Golden Crown" (CFT Group of Companies)