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Project

Smart IDReader accelerated execution of requests for a car loan on the e-Credit platform

Customers: Kar-Fin service (e-Credit)

Moscow; Internet services

Product: Smart IDReader

Project date: 2017/10  - 2018/03

On April 13, 2018 the Smart Engines company announced implementation of a sensing technology of Smart IDReader to the platform for car dealers the E-credit (development of Kar-Fin Service company) for reduction of time of an execution of requests for a car loan. Integration of the module of recognition developed by Smart Engines company allowed to implement autocompletion of these buyers by preparation of a set of documents.

Online platform E-credit

the E-credit is an online platform which optimizes business processes of loan department of the dealer center or car maker. The platform includes instruments of preparation of the credit request, fast obtaining the solution of banks, registration of a credit deal and control of performance indicators.

With implementation of the module Smart IDReader, in a personal account when filling the request for a car loan it is enough to dealer's employee to load photos or the scanned copies of identity documents. Then all necessary data will automatically be recognized and entered in the questionnaire of the client. After execution of the request the credit specialist one click sends it for consideration to all partner banks through the E-credit.

After solution integration of Smart Engines, the E-credit supports recognition of passports, car driver licenses of the Russian Federation and Republic of Belarus and also any documents with the machine-readable zone MRZ. Time of processing of one scanned document does not exceed 1 seconds. The general set-up time of the request makes 5 minutes, and all process from the beginning of an execution of the request before a design of a credit deal can take about 30 minutes.

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"The platform helps car dealers to sell machines on credit and important that partner banks for consideration obtained valid input data. Having excluded errors of manual filling using automatic recognition of documents the efficiency of credit departments increases. Buyers receive the high level of service at the expense of the high speed of maintaining the transaction".

Kirill Larin, CEO E-credit
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