SKB Bank introduced Jet Detective

2021: Jet Detective Implementation

SKB Bank introduced the Jet Detective antifrode solution developed by Jet Infosystems, which announced this on December 3, 2021. The solution will help the bank strengthen the security of remote banking channels (DBO) and bank card processing .

Antifrode is not a box that works on its own, but a system that automates the continuous process of detecting suspicious actions and response mechanisms, unique to each company. The possibility of operating the system by the bank's specialists is the most important criterion for building antifrode processes. Understanding this fact became decisive for SKB Bank when choosing a product.

Jet Detective allows us to independently configure cross-channel rules (scripts) for detecting suspicious actions. Thanks to this, we can respond as quickly as possible to changing fraud trends, reducing reputation and financial losses, "said Uleiko Denis, director of the information security department of SKB Bank.

SKB Bank built a cross-channel antifrode system, analyzing events from different banking systems in Jet Detective. This allows you to identify complex customer manipulation schemes using profiling of the customers and devices from which operations are performed, as well as respond to deviations accordingly, preventing any attacks.

During the Jet Detective implementation project, together with the bank, we implemented a hybrid approach to configuring the logic for identifying possible attacks. We evaluate operations using both the scoring model and by controlling the sequence of client actions and deviations from the behavioral profile. This allows you to accurately identify fixed patterns of social engineering and determine deviations in client behavior. The system works both in the automatic prevention mode and in the detection mode, "said Ekaterina Abrosimova, head of the anti-fraud solutions implementation group at Infosystems Jet.

The functionality of the Jet Detective platform is constantly evolving, anticipating the emergence of new business requirements. The adaptability of the Jet Detective platform allows not only to identify suspicious actions taking into account new trends, but also to respond in a timely manner to changes in the requirements of the regulator. So, last year, the Jet Infosystems team implemented a new functionality for checking transactions carried out through the fast payment system. This required the quick connection of the antifrode system to a new online data source, setting up rules and automating the download of new lists.

It was important for SKB Bank to implement antifrode checks so that they were as invisible to the client as possible. To achieve this goal, as well as to reduce the cost of communication with the client, an adaptive authentication mechanism was introduced. It allows you to vary the methods of confirming a payment depending on the level of fraud risk determined by the antifrode system.

As of December 2021, the operation of the antifrode system was completely transferred to the bank's employees. Creating and modifying detection scenarios, adding and updating different lists is done through the interface and does not require programming skills. SKB-Bank plans to expand the number of business processes and products covered by the antifrode system. In the near future, the solution will extend to the verification of cash settlement operations.