Customers: Vesta Investment Bank (VestaBank)
Contractors: Financial Technology Centre (CFT) Product: Faktura.ruSecond product: CFT-Bank Project date: 2020/05 - 2020/11
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2020: Launch of the service simplified identification for the self-employed
Investment Bank Vesta launched an industrial service for the self-employed - simplified identification when registering. This was announced on December 21, 2020 by CFT. It has now become even easier for customers of this category to get self-employed status in an Internet bank - the basic identification data of the client is loaded into the BBO and ABS system automatically. The project was implemented using a set of CFT solutions.
On the client side, registration as a self-employed is carried out Internet bank in a VestaBank implemented on the basis of BBO technologies. Faktura.ru The request from the bank of basic identification data on the client from UIAS is carried out cloudy in the service CFT-Simplified identification. In the system CFT-Bank used by Vesta IB under the conditions, a outsourcing customer card is created.
Our reality is pushing us to move to higher speeds in development: the time has come for quick reactions, ideas, the rapid development of promising areas of business, "says Viktor Zhidkov, Chairman of the Board of IB Vesta." Even recently, the tax regime "Tax on professional income" was an experiment, and now self-employed entrepreneurs for December 2020 more than one million people. The pandemic accelerated the growth trend in the number of people working for themselves. This segment has a great future, potential. In turn, we must provide customers with convenient services that close their needs as individuals, significantly facilitate business, and save time. We introduced simplified identification of self-employed when registering using an Internet bank quite quickly, largely due to the IT architecture of our bank - we have been in the outsourcing ecosystem of the CFT for many years. We have ABS from the CFT, the Settlement Center, BBO, processing cards of the same vendor. And we are already doing not the first project with the participation of several business areas of the company. In such a team, technological, complex integration projects are much easier and faster to do. |
TsFT provides a service for the simplified identification of self-employed when registering them using the BBO system to banks in a cloud format. For Vesta Bank, the work on deploying the necessary additional functionality in the BBO Faktura.ru and the CFT-Bank system, located at the CFT server facilities, was carried out in a short time.
The events of 2020 prompted banks to force their IT transformation programs, switch to digital channels of interaction with customers, electronic services provided to the population remotely are rapidly developing, "said Andrei Visyashchev, Deputy Chairman of the Board of the CFT Group of Companies. - We in CFT have been working for a long time in the direction of automation of processes that allow to minimize the client path by using banks of valid data from ESIA, SMEV, FTS and other bodies, we integrate into our products and services support remote identification of customers of various levels of complexity - from simplified identification to human recognition using biometrics technologies. Obviously, very soon for banks it will be an absolute must have. We offer banks comprehensive solutions that cover all the needs for converting banking products and processes into digital form - from the core banking system level to the client part, for which the CFT has a range of various services that are relevant for users and make banking 100% comfortable and convenient for them. |