CFT-Bank

2022: Compatibility with the Java application server Libercat

The companies CFT BELLSOFT announced the compatibility of their products and the technology partnership on April 27, 2022. Bank information The CFT-Bank complex can operate on the domestic server Java application with Liberсat the execution environment from Java SE BELLSOFT. More. here

2021

Compatibility with "Red OS" in "Server" configuration

Specialists of CFT companies and RED SOFT conducted test tests for compatibility of the CFT-Bank system based on SUBDPostgres Pro and PostgreSQL and the operating system of the RED OS in the configuration "Server." Based on the results of the completed works, a certificate was signed confirming the functional correctness of the software products collaboration. This was announced on December 6, 2021 by Red Soft.

Testing CFT application systems for compatibility with Russian developments will provide our customers with the opportunity to create import-substituting and stable IT infrastructure on the domestic technology stack, "said Andrei Fomichev, Deputy Chairman of the CFT Group of Companies. - Compatibility of CFT-Bank system on the basis of Postgres Pro DBMS and PostgreSQL with the operating system RED OS adds advantages to our ABS, will further increase the interest of Russian customers in it - both from public sector companies and from financial organizations.

The creation of a single technology for the banking sector is one of the priority areas of work of RED SOFT. The need for the development of qualitative analogues of foreign software is determined not only by the requirements of the legislation, but also by the need for increased information security and sanctions stability, "commented Rustamov Rustam, Deputy General Director of RED SOFT.

Compatible with Astra Linux Special Edition

Confirmed compatibility of OCAstra Linux Special Edition with the CFT-Bank system. This was announced on December 1, 2021 by RusBITeh-Astra (Astra Linux Group of Companies). The use of the Russian software stack will allow credit institutions to implement import substitution plans, protect themselves from sanctions risks and ensure the maximum level of security of personal data of customers and employees. More details here.

Business functionality

2019

Complete testing of ABS CFT software on Atos BullSequana S800 servers

Atos, the company in the field of digital transformation, and the Center of Financial Technologies (CFT) declared on July 18, 2019 end of the project of large-scale software testing of Automation of bank activity (ABS) of a CFT on serverakhatos BullSequana S800.

In April-May 2019, CFT, together with Atos, conducted large-scale tests of CFT-Bank (2MSA Platform) on BullSequana S800 servers. The main purpose of the testing was to check the performance of the bank information complex ZFT-Bank (2MSA Platform) on Atos equipment with a database of a large multi-branch retail bank. The Data Base contains more than 14 million customers, more than 22 million open deposits, more than 16 million open loans.

The following hardware and software were used in the tests:

• Database Server - BullSequana S800 8 Intel Xeon Processor 8158 (12 3.0Ghz cores), 1.5TB DDR4, RHEL 7.5, Oracle Database 12c.
• Application servers - 24 virtual servers with 32vCPU/128GB of memory located on 2 servers BullSequana S800 8 Intel Xeon processors 8176 (28 cores 2 1Ghz), Oracle Linux 7.4 UEK4, Oracle Weblogic Standard Edition 12.2, Oracle JDK 1.8.0_152.
• Process core CFT-Bank 7.6, version CFT-Bank 18.1, application servers version 2.44.

During the tests, the closing procedure of the operating day (end of month) for the MEDIUM branch group was completed in 70 minutes. The MEDIUM branch group contains more than 6.8mn. customers of individuals, deposits of 11.4 million, loans of 8.4mn.

The test was recognized as successful. Based on the results of testing, CFT recommends the use of Atos BullSequana S800 equipment as database servers and applications for large retail banks using CFT-Bank (2MSA Platform).

Testing on S800 BullSequana Servers

On April 25, 2019 the Atos company and the Center of Financial Technologies (CFT) declared carrying out large-scale tests of a system of automation of bank activity (ABS) a CFT on serverahBullSequana S800.

And it was reported that the BullSequana S is a flexible, scalable and open platform for expanding the digital business. Thanks to its dynamic configuration capability, it combines performance and flexibility to improve performance at all levels. Server scalability is available from 2 to 32 Intel Xeon Cascade lake CPU (central managed Intel Xeon processor), up to 48 TB RAM (RAM), and up to 64 TB using Optane DC Persistent memory, up to 32 Nvidia GPUs, with which data processing is ten times faster. Servers are optimized for machine learning, mission-critical business applications, and memory environments. Indicators of this level can be a reliable foundation of the IoT architecture for banks that come to analyze and process data from any source "in place."

The financial sector, always at the forefront of technological change, is undergoing one of the largest stages of evolution. Banks are digitalizing and demand the introduction of reliable high-performance systems and high-quality server platforms. Roman Gotz, Director of Big Data and Security at Atos in Russia

2015: Postgres Pro DBMS Compatibility

Tests for compatibility of the CFT-Bank system and the Postgres Pro DBMS took place in 2015. This was announced on May 12, 2021 by the CFT. More details here.

2012

Platform 2 ISA - standard technology platform for outsourcing CFT-Bank

The Financial Technology Center announced at the end of 2012 the adoption of ISA Platform 2 (revision 28) as the official standard of the technological core for the CFT-Bank system, provided to credit institutions on outsourcing terms. Version 28 of the ISA Platform 2 provides solutions based on it with even higher performance: a new level of performance, functionality, and responsiveness.

ISA Platform 2 version 28 supports new designs and new capabilities of the SUBDOracle 11g, provides higher data protection and application reliability, which is especially important when deploying applications in the cloud. In the new version of ISA Platform 2, special improvements were made to provide software in the format of "software as a service": the ability to create distributed and multitenant applications.

"In our opinion, the CFT-Bank system on the ISA Platform 2 is the most optimal solution for today to implement the business strategy of the modern bank," said Andrei Visyashchev, Chairman of the Board of the CFT Group of Companies. - This is a good alternative for those credit institutions that work for the future and are ready to expand their business. The ISA Platform 2 provides phenomenal performance for information systems, extremely high readiness to scale applications. 2 ISA supports all modern integration tools, supports the independence of system core updates and application management systems, which in turn allows you to very quickly put new products into commercial operation and update the bank's product line at the first business request. The "software as a service" format allows banks of any scale of business to use the best CFT developments in their activities. Now, to credit institutions that have chosen an outsourcing model for using the CFT-Bank system, we will recommend placing the application part of the CFT-Bank on the ISA Platform 2. "

Together with Monolit Bank, CFT successfully implemented the first project to transfer the already used bank on the terms of outsourcing the CFT-Bank system (Platform 1) to ISA Platform 2, also located on the server equipment of the DPC DPC.

In August 2012, the head office of the Bank in Moscow and the branches of Astrakhan and Nevsky switched to comprehensive outsourcing of CFT-Bank (Platform 1). The system was installed at the server capacities of the CFT data center, the functions of supporting, developing, maintaining the banking information complex were transferred to the CFT. After several months of successful work in the new ABS, the Bank was invited by the CFT to transfer the CFT-Bank system to an even more powerful and productive IT platform - Platform 2 ISA, also located on the server resources of the DPC DPC. Currently, the entire application part of the system used by the bank has been transferred to ISA Platform 2.

"This project demonstrated how quickly and easily our" outsourcing "client can migrate the CFT-Bank system from one technology platform to another," comments A. Visyashchev. - Data transfer is carried out in stages and almost invisible to users. During the migration phase, Platform 2 MCA allows you to gradually switch employees from the old platform to the new one, that is, some employees begin to use 2 ISAs, while the rest remain on Platform 1. At the same time, all business processes configured in the system, including critical ones, work equivalently on both platforms, which is guaranteed by automated testing. We are very grateful to our partner for choosing our most innovative developments and approaches to building IT infrastructure. This characterizes Monolith Bank as innovative and progressive. We hope that our technologies will become a reliable support for the bank's business. "

technological modernization currently being implemented in the bank is due to the need to create an IT infrastructure that can provide the business with powerful IT support not only today, but also in the long term, which has a flexible configuration of the product line in accordance with market requirements," said Alexander Danilin, First Deputy Chairman of the Board of Monolit Bank. - Having chosen the use of CFT software products on the principle of technological outsourcing, we decided to take all the advantages of modern technologies. We are impressed by the company's modern approach to implementation and support. In software addition, its proposals and competencies go far beyond basic systems and cover other areas, such as mobile and Internet Bank cash transfers, international card processing. This further enhances our cooperation with the CFT. "

ZFT-Bank version 12.19

On October 19, 2012, the CFT issued a version of CFT-Bank 12.19, which implemented 81 requests from CFT client banks. More than 20 existing applications have been modified and 14 new Applications have been created.

ZFT-Bank version 12.13

According to the company, as of July 2012, in version 12.13, 79 requests of CFT client banks were implemented, more than 24 existing ones were modified and 7 new applications were created.

In particular, the updated CFT-Bank included three new applications of the Cash Management business direction: "Agreements for the payment of interest on the total non-decreasing balance of the pool of accounts" - allows you to create complex interest schemes depending on the total non-decreasing balance in the pool accounts (several concurrent interest calculation schemes can be connected within one pool); "Agreements for the payment of interest in excess of the unabated total balance of the pool of accounts" - allows the conclusion and processing of interest agreements in which the basis for accrual is the total amount of funds in the pool accounts less the total unabated balances; "Overlight Interest Agreements for Pools of Accounts" - automates business processes related to the registration and maintenance, accrual, accounting and payment of interest on the total balance of pool accounts in the Overlight mode, provides opportunities for short-term raising of funds of large corporate clients through a flexible mechanism for fixing daily balances on customer accounts combined into a pool (at the same time, the client gets the opportunity to optimally use his combined resources, and the bank is more profitable to place funds on the interbank market).

At the same time, the system version 12.13 was replenished with applications: "Formation of RVP for fixed-term conversion transactions" (business direction "General Ledger") - ensures the standardization of the procedure for forming a reserve for possible losses on fixed-term conversion transactions and reducing the cost of its implementation, supports all stages of the formation of RVP (determination of quality category, reserve percentage, calculation base and reserve amount, opening of financial accounts for reserves accounting and creation of financial documents); "Download and storage of information about the client in graphic form" (business direction "Single Client File") - provides for obtaining graphic information using a scanner and a webcam directly from the CFT-Navigator AWS, while scanning, photographing, viewing and downloading information can be performed in single window mode, which reduces the time of customer service; "Change in the interest rate on the loan depending on the existence of the current insurance contract" (business direction "Lending") - allows to minimize risks on credit products providing for insurance of the borrower and credit facilities, to manage the level of interest rate on the loan contract depending on the current availability of the current insurance contract required for this type of loan; "Processing of the cold file from PC 'KartStandard'" (business direction "Plastic Cards") - is intended to update the system with information about the hold active in the processing center (automatic download and processing of files received from KartStandard PC will reduce the risk of errors).

2010

CFT Bank Description

As of December 2010, CFT-Bank (Development Platform based on Oracle) is an object-oriented banking system based on. DBMS Oracle

The system is the leader of the Russian IT market in all main indicators:

• Number of Oracle DBMS-based banking system installations
• Number of concurrent users in the system
• The volume of transactions performed in the system during the operating day
• the best price-quality ratio in its class.

CFT-Bank ensures the creation of a single technological platform of the bank:

• integrated access to the functions of various back offices (including regionally distributed ones);
• centralization of all back-office functions;
• the uniform and integrated sales channels (branches, offices, points of self-service, the Internet, mobile phones, etc.);
• Centralize customer data with comprehensive analysis

The system minimizes the bank's unit costs for maintaining and developing information systems by maximizing the use of economies of scale.

This ABS separates the database layer, application layer, and visualization layer. A system of this scale was created by us first in the Russian market. Currently, most banking systems are two-tier, where the application layer and databases are combined on a single server. The stability of a three-tier system is higher than a two-tier system by separating business logic and database. The distribution of business logic goes to many servers connected by load balancers, and through the use of special technologies. The same server is experiencing upgrade problems. For example, when a bank has an outdated system and the bank starts the process of closing the operating day or some large interest calculation operation, the bank may block the work of users, which creates technological interruptions in service. Usually such operations are carried out by banks at night. But more and more banks are moving to a round-the-clock mode of operation. This happens when the outdated bank system does not cope with the load and is no longer able to process the entire volume of operations in one night, that is, there is not enough time to close the operating day. But these are extreme cases. Problems can occur in different banks on different scales.

History of development

On July 28, 2010, the Financial Technology Center and HP, Intel and I-Teco announced the completion of a joint project to test the ISA 2 CFT Platform, successfully conducted at the HP European Testing Center in Böblingen, Germany.

The result of this test was confirmation of the ability of the CFT-Bank (Platform 2 ISA) system to run on HP Integrity servers based on the Intel Intanium 91x0 (Montvale) and 93x0 (Tukwila) processors running HP-UX 11i.v3. The project was carried out by specialists of CFT , NR and I-Teco.

The main purpose of the testing was to check the capabilities of the bank information complex TsFT-Bank, the HP Integrity Superdome server, with the operating system version HP-UX v11.31 Update 3 DBMS Oracle and version 10g Release 2 on data volumes and with a load corresponding to the loads of a large bank, as well as the successful sizing of the Tsft-Bank platform: selection of the optimal software and hardware configuration Dof DDTTTTTTTO O. This will allow the CFT to recommend optimal system configurations for efficient operation of the company's products in. banks

Testing was carried out by emulating the actual user actions and background processes of the CFT-Bank BIC.

As a result of the tests, the possibility of improving the performance of the ISA Platform 2 database servers with an increase in the number of users and the amount of information processed by transferring the load from the database servers to the application servers was recorded. In addition, using Oracle RAC configuration, it was possible to achieve a proportional reduction in load on cluster host servers compared to using one SMP server. All this will allow banks using CFT software solutions based on the new high-performance technology core and HP Integrity platform to predict and manage the behavior of the system when business volumes grow, increasing performance by adding additional elements to the current configurations of the software and hardware complex.