SB Bank

History

1994: Foundation of the bank

SB Bank was established on July 27, 1994 and operates on the basis of:

• General License of the Central Bank of the Russian Federation No. 2999 dated 20.06.2007;
• licenses to carry out securities management activities No. 077-10062-001000 of 27.03.2007;
• licenses for dealer activities No. 077-10057-010000 of 27.03.2007;
• brokerage licences No. 077-10052-100000 of 27.03.2007;
• licenses for depositary activities No. 077-08728-000100 of 17.11.2005

The authorized capital is 2,660 million rubles.

2013: SB Bank connected to GIS GMP

July 15, 2013, Moscow - SB Bank became one of the first Russian banks to connect to the state information system on state and municipal payments (GIS GMP). According to Federal Law No. 210-FZ "On the Organization of the Provision of State and Municipal Services," each credit institution that accepts payments to the budget is obliged to become a member of the GIS GMP. This system, which works as a single-window service, allows you to request the necessary information about the payer's debts for public services.

To connect to the GIS GMP SB, the Bank acquired and installed certified equipment that meets the requirements for the protection of personal data. The integration of SBANK.RU Privat Internet Bank systems with GIS GMP was inspected for compliance with SMEV requirements and was recognized as usable. As a result of the implementation, a product was created that allows Bank customers to receive information about existing debts to the state (taxes, duties, fines, etc.) and immediately pay any payment from their own account. Important nuance - all information about payments just made is immediately transferred to the Federal Treasury.

It is enough for the Bank's client to enter the number of the required document (SNILS, driver's license number or military ticket in the Internet bank, despite the fact that passport data and TIN are already listed there), and the system will automatically check debts every month. "According to the document numbers specified by the customer, the system requests information about accruals. The encrypted information received by the bank contains all the information necessary to prepare the payment order, so the process of paying the chosen charge will take the client no more than a minute, "comments Maxim Volkov, director of the information technology department of the Bank.

So now all the clients of the Security Council of the Bank - private individuals - have the opportunity to pay for public services through the Internet bank wherever there is a computer and the Internet.

2014: List of shareholders

According to the Central Bank of the Russian Federation, as of July 14, 2014, a number of individuals were shareholders of the bank through the chain of various companies: Leonid Tyukhtyaev, Andrei Ivanchikhin, Alexey Golubkov, Andrei Vovchenko, Yaroslav Steshko, Vladimir Ardashev, Dmitry Kunda, Boris Panyukov, Vladislav Sutormin, Andrey Levy Levy Levenorov and.

2015

SB Bank stopped issuing funds to customers

SB Bank, which has been experiencing liquidity problems in the last few days, has stopped issuing funds from the accounts of individuals and legal entities since January 26, 2015.

"From January 26, 2015, cash will not be issued from the accounts of individuals and legal entities. The date of resumption of issuance and the possibility of receiving funds from previously accepted applications will be announced additionally, "the statement says

In January, the Security Council announced that the Bank was experiencing difficulties in issuing deposits of individuals and transferring payment orders, limiting the issuance of cash to 100 thousand rubles per day. It is also reported that the Central Bank decided to disconnect the bank from the system of urgent electronic payments. Now the bank cannot make payments to rubles.

Central Bank of Russia revoked the license from SB-Bank

The Central Bank of the Russian Federation revoked in February 2015 the license for banking operations from the Security Council Bank (Shipbuilding Bank). The decision to revoke the license, the regulator said, was made "in connection with the failure of the credit institution to comply with federal laws governing banking, as well as Bank of Russia regulations, the establishment of facts of significant inaccuracy of reporting data, the value of all standards of adequacy of its own funds (capital) below 2 percent, a decrease in the amount of own funds (capital) below the minimum value of the authorized capital, an <…>inability to satisfy the claims of creditors on monetary obligations. " <…>As of January 1, 2015, SB-Bank took 85th place in the banking system of the Russian Federation in terms of assets.

Refunds to depositors

Payments of compensation to depositors of the Security Council of the bank began on March 2, 2015. According to the register of obligations of the Security Council of the bank, 28 thousand depositors, including 2.3 thousand depositors with accounts (deposits) for entrepreneurial activities, in the amount of about 165.4 million rubles, can apply for the payment of insurance compensation in the amount of 16.9 billion rubles.

"Hole" in the capital of 39 billion rubles

On March 31, 2015, it became known that the negative equity of the Shipbuilding Bank (SB Bank) at the time of revocation of the license amounted to 39.12 billion rubles, the interim administration revealed according to the results of the survey, the Bank of Russia Bulletin reported.

Excluding the survey of the interim administration, there was a negative capital of 5.943 billion rubles. The bank's net loan debt after a survey of the interim administration amounted to 216.9 million rubles, while before the survey it was indicated in the amount of 31.917 billion rubles "Hole^[1].

Net investments in securities and other financial assets available for sale amounted to 5.053 billion rubles, although previously indicated 6.379 billion rubles, investments in subsidiaries and affiliates amounted to 3.019 billion rubles against 3.129 billion rubles. The article "Fixed assets, intangible assets and material reserves" decreased from 382.2 million rubles to 230.5 million rubles.

As a result, the bank's assets after the survey of the interim administration amounted to 8.85 billion rubles against 42.027 billion rubles before the survey.

2019: The court overturned the decision to recover $32 million from the janitor

In November 2019, the Court reversed the decision to recover $32 million from a janitor from Voskresensk Svetlana Bodrova. Earlier, the Deposit Insurance Agency made her responsible for the collapse of the Shipbuilding Bank, in which she did not even clean the yard. The loan was issued for the janitor's passport without her knowledge.

2021: Extension of terms to former bank managers

The increase in terms ended in March 2021, the consideration of appeals by the former director of the lending department of the Shipbuilding Bank Irina Kukarskaya and her subordinate Sergei Zykov. By court order for the theft of 11  billion rubles. from the bank they received 3.5 and 4.5 years in prison, respectively. In the Moscow City Court, they hoped for an acquittal, but he recognized the decision of the court of first instance as excessively lenient and added another 1.5  years to each of the convicts.

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