Customers of Bank "Derzhava" have become available to pay for purchases by phone through the SBP

2022

Possibility of NFC payment by SPB

For customers Bank "Derzhava" - individuals - another method of payment for purchases in trade service enterprises (TSP) has been implemented. This was bank announced on October 31, 2022. Now the transaction can be carried out simply by attaching smartphone the buyer to, to the smartphone which acts as a terminal in the outlet (Soft technology).POS Next, you need to select bank the buyer in the list that appears and confirm the transaction. Payment for goods or services takes place instantly using the labels of NFC the Fast Payment System () through SBP. To mobile application SBPei use the service, the client just needs to link his bank account in the SBPei mobile application, as it was before when paying by scanning. This QR code functionality is available to customers with smartphones that support NFC technology and run on or. Accepting Android iOS payments through a smartphone is attractive for TSP due to the low transaction cost and ease of setup for both the buyer and the seller.

Link Individual Customer Account

Another service from the Fast Payment System (FPS) has become available to customers of Derzhava Bank. The bank announced this on October 24, 2022. To previously available methods of payment for goods and services using a QR code or link, the functionality of linking the account of an individual client has been added, which allows you to pay for goods and services directly from your bank account through the SBP in one click or on a periodic basis without confirmation in the Bank's mobile application.

This functionality is similar to the subscription service available when calculating by, to cards when you do not need to select the desired account and enter passwords at each operation. Now the usual service is also available through the SBP. You can manage the linking of your account in the Power mobile application, available on and. OS Android iOS

Clients legal who have entered into an agreement for the use of SBP services from Bank Derzhava can also use the functionality. In the personal account for trade-service enterprises, customers can monitor sales through "Account Link," as well as quickly return to customers if necessary. Derzhava Bank connected payment using QR codes in December 2021 - one of the first on the market, and in April 2022 joined SBPei.

2020: Connection to the SBP

AKB "Derzhava" provided its clients with the opportunity to make 24/7 instant transfers from account to account with participating banks of the Fast Payment System of the Bank of Russia. The project was implemented using technological solutions of the CFT Group of Companies, which announced this on September 29, 2020.

Payments by SBP are sent in the Internet bank and in the mobile application of AKB "Derzhava" on the platform Faktura.ru. For information exchange with the operational payment and clearing center of the Fast Payment System, the cloud platform "Golden Crown" is used, which is an accredited processor (Third Party Processor) for participants in the Fast Payment System.

Derzhava Bank provides its private customers with a range of remote financial services, maintaining a high level of security and confidentiality, and the Fast Payment System in its idea and technical implementation fully complies with this rule. We are confident that the service will be in demand and appreciated by our customers, an additional bonus for whom was the introduction of updated online banking during the implementation of the project, - comments Anna Shishkina, Head of the Customer Service Department of AKB Derzhava.

Another bank in the SBP ecosystem is another additional advantage for all its participants, this is even more opportunities for each client. We are glad to be part of this large and important process for the financial market, - says Victoria Smolenskaya, director of the service "Banking Self-Service Platform," "Golden Crown."