Alpha Business Online

Alfa-Business Online - Internet banking program, account management tool at Alfa-Bank.

2017: The ability to work on any OS

The new Internet bank - Alfa-Business Online runs on any operating system (Windows, Mac, Linux) and is adapted to work on a tablet and smartphone. The ease of navigation allows entrepreneurs to order an extract in two clicks, sign a register of payments, easily find a payment in history and repeat it, order a certificate with an electronic digital signature of the bank and donate funds to charity.

Due to the use of advanced technologies and integration with various services of online accounting, CRM and ERP, users can calculate tax payments and submit reports. In the new Internet bank, customers can open a deposit account on their own in a few minutes.

2015

Integration of Alfa-Business Online and MyWayhouse

On December 1, 2015, Alfa-Bank announced the integration of an Internet bank for business with the MyWayhouse service.

Now owners of online and retail stores, small wholesale companies can transfer outgoing payments to the Alfa-Business Online online bank, quickly upload bank statements to MyWayhouse.

Dmitry Groshev, Head of Non-Financial Services at Alfa-Bank, said:

- We create comfortable conditions for entrepreneurs, and integration with popular online services for business is one of the key areas. Among our clients, the share of users of remote services, Internet and mobile banks exceeds 90%. Our team is constantly improving these tools, and we are pleased to introduce a new partner to customers.

Askar Rakhimberdiev, general director and co-founder of MyWarehouse, said:

- Banks, integrating with non-financial services, almost automatically enter a new audience of entrepreneurs who are already ready to use banking services in combination with the usual program. For services, such a partnership also gives an important advantage - customers start working faster and become more loyal. The technological partnership of banks and non-financial services is a real business trend, and the integration of MyWarehouse and Alfa-Bank is a good example illustrating it.

Alfa-Bank and Nebo: integration of services

On November 23, 2015, Alfa-Bank and the Internet accounting department Nebo announced the integration of services for business.

Alfa-Bank Clients - companies and individual entrepreneurs - have access to opportunities Internet bank in Alfa-Business Online. In November 2015, the integration of Internet banking with the cloud accounting service "" was completed.Sky

Users of the Sky service will be able to send payment orders and receive bank statements in one click. You will no longer need to save and import files to the Internet bank. Alfa-Bank customers will be able to easily form and send tax payments, as well as quickly send payment orders for signing. Payment orders generated in the accounting program are reflected in the Internet bank, where the client is left to confirm the payment in one click. Special cloud services help you properly maintain accounting, submit reports, transfer taxes, form accounts, acts, invoices and contracts.

Denis Osin, head of the mass business unit, Alfa-Bank noted:

" Alfa-Bank The settlement service is implemented with maximum attention to the needs of customers. We take into account the peculiarities of business in various industries, and make working with the bank convenient and simple. A functional Internet bank is what entrepreneurs need today, and integration with cloud services is an obvious response to the requests of our customers. We welcome our new dynamic partner, with whom we will continue to help Russian business. "

Artyom Turovets, director of online accounting at Nebo, said:

"The accounting department and the bank are two fairly close areas for the entrepreneur. Both are "about money." We believe that the future of small business solutions is with integrated products that work from the situation, not from the function. In other words, we understand that entrepreneurs think that they need to pay taxes or see the proceeds, and not that they need to go to the bank or contact the accounting department. We are pleased that it is with Alfa-Bank that we are taking this step into the future. "

Alfa-Bank offers customers the opportunity to work with all popular Internet services for business: "Kontur. Elba," "My Business" and "Button."

Modification of the Internet bank for business

On September 22, 2015, Alfa-Bank announced the beginning of the modification of the Internet bank for business.

At the beginning - the payment order module. The modified application for working with ruble payment orders is integrated into the Internet bank for companies and individual entrepreneurs of Alfa-Business Online. It saves time when sending payments.

This project began the process of phased update of Alfa-Business Online in 2015-2016, the press service of the organization said, taking into account the feedback from the bank's clients at each stage.

The main advantages of the technological solution, according to the developers, are built-in services and tips that help solve client tasks, ease of use and a simple friendly interface.

When entering the name of the counterparty or his TIN, the system will automatically fill in most of the fields, the client will only have to enter the BIC and the settlement account of the payee. A quick search for a counterparty for the Unified State Register of Legal Entities helps you find a partner company, fill in its data in three actions. When you repeatedly contact the counterparty with whom transactions have already been carried out, the application will put all the necessary payment details into the completed form - in one action. In the form of a payment order, the fields of legal entities, individuals and budget payments are divided. This helped to exclude unnecessary fields and they do not distract attention, do not raise questions when filling out a payment order.

"More than 90% of the main banking operations of our clients are carried out online, Internet bank in a mobile bank. We do everything to make the process simple and convenient. The quality of service is our focus, this also applies to digital tools, "said the Denis Osin head of the mass business unit. Alfa-Bank

The design of the application continues the general line of design of Alfa-Bank's digital services, set by the bank's website, updated in 2015.

Currency control implemented in Internet bank

On August 17, 2015, Alfa-Bank announced the launch of a fully functional foreign exchange control service at the Alfa-Business Online Internet Bank.

It is assumed that the bank's clients will several times reduce the time for the execution of currency control, minimize the risks of administrative fines and completely abandon paper document management. In April 2015, remote currency control was launched in pilot mode, in August 2015 - to all regions of the country.

In accordance with the legislation of the Russian Federation, currency control is subject to settlements in foreign currency between residents and settlements between residents and non-residents in foreign currency and rubles. The services of the bank (currency control agent) in this part are in demand by large, medium and small enterprises participating in foreign economic activity (foreign economic activity).

In the Internet bank, the client sends transaction passports, contracts, loan agreements and other documents to the currency control using electronic forms created taking into account the requirements of the federal law of the 173-FZ "On Currency Regulation and Currency Control." Electronic forms with field validation minimize incorrect execution of currency control documents. Here you can also view in real time declarations for goods received from the Federal Customs Service of the Russian Federation. From the declaration directory, you can automatically generate a certificate of supporting documents, and from settlement documents - a certificate of foreign exchange transactions. At any stage, customers can send documents to the bank in the form of attachments up to 5 MB. Another "e-mail-notification" option is connected free of charge and informs the client about the status of the bank's processing of its documents and about the deadline for providing a certificate of foreign exchange transactions upon receipt of foreign exchange earnings. The time to unblock foreign exchange earnings in a transit account with Alfa-Bank reaches 2-3 hours.

"Now the Internet bank has the entire chain of banking services for foreign economic activity - currency control, real-time conversion, settlements with foreign counterparties and customs payments, including using customs cards. These solutions help corporate clients of the bank to increase the efficiency of their business, "said Vitaly Anpilogov, Managing Director of the Settlement Business Department of Alfa-Bank's Corporate Investment Bank unit

Electronic document flow through the Internet bank, including currency control - legally significant - the client receives documents from the bank with the electronic signature of the currency controller and signs the documents with an electronic signature.

Alfa-Bank has integrated Internet banking software with online accounting

On June 22, 2015, Alfa-Bank announced the integration of Internet banking software with Kontur cloud service Bukhgalteria^[1]

By integrating with the Internet bank, the bank statement is automatically imported into the accounting program. "Kontur. Buhgalteria" is updated every two hours, notifying the client of information received from the bank. The integration of the Internet bank with the cloud service ensured the automation of outgoing payments: the payment orders formed in the program are reflected in the Internet bank, where the client remains to confirm the payment.

According to the statement of Alfa-Bank, in addition to My Business, Kontur. Bukhgalteria and Kontur. Elba, B2B Center software has been integrated into Alfa-Business Online.

"The development of integration cloud solutions is one of the main trends in the development of remote banking services. Alfa-Bank clients actively use the Kontur. Bukhgalteria service, so we, together with our colleagues from SKB Kontur, implemented this integration - accountants and directors of companies will significantly reduce the time to form and send payments, as well as to receive bank statements. We will continue to develop partnerships with various cloud services in order to give customers a wide range of remote banking services, "said Vadim Belopolsky, Head of Alfa-Bank's Corporate Electronic Channel Development Department.

Automatic data exchange is connected free of charge in the Internet bank or on the portal "Kontur. Bukhgalteria."

Functionality of the Internet Bank

Functionality

• access to the account from any computer and even mobile devices (tablets);
• a high modern level of protection;
• convenient authorization and signing of payments via SMS;
• the ability to work in the same window with the online accounting department "My Business," Kontur. Bukhgalteria "and" Kontur. Elba
";
• mobile banking

Screenshot of the application window, 2014

The product of Alfa-Business Online Internet Bank has everything you need for business settlements

• payments from the settlement account in rubles and foreign currency;
• working in "one window" with all clients connected to the Internet bank and accounts opened with the bank;
• Real-time cash flow information
• statements up to 5 years deep, including "planned receipts" (received by the bank, but not yet credited to the current account);
• export statement to Excel, PDF, SCV and 1C (for ruble statement) and import payment orders from 1C;
• automatic data exchange (import of payments and unloading of the statement) with the online accounting department "My Business," Kontur. Buhgalteriya "and" Kontur. Elba
";
• Group operations (applying one operation to several selected documents)
• batch signing of payments in rubles (combining up to 99 payments into one register and signing the register with one set of signatures);
• connection as users of non-resident individuals and persons not included in the customer's bank card;
• Real-time currency conversion, purchase, and sale orders
• information on international corporate maps, <nobr>Alfa-Cash Ultra</nobr> maps and card transactions;
• sending e-signed letters to the bank;
• sending registers for wages;
• RUB transfers to non-residents.

Online accounting helps you maintain accounting, report and pay taxes on time

• tax calculation;
• reporting and sending via the Internet;
• creation of invoices, acts, invoices, contracts;
• accounting for income and expenses;
• maintaining accounting, personnel and tax records without special skills and knowledge;
• expert consultations.

Bank and accounting in one window

• automatic unloading of bank statements and posting to income-expense items;
• sending payment orders from accounting to the bank in one click;
• reduction of routine work.

Recommended Software and Hardware Requirements for Alfa-Business Online

• PCs with operating system - MS Windows 7, AppleMacOS 10.5 or higher;
• a mobile phone connected to the services by a cellular operator;
• the system supports web browsers: MS IE 9, Firefox 6.0 +, Safari 5 +, Google Chrome 29
+;
• constant internet connection, minimum channel bandwidth - 10 MBit/s;
• Access to the link.alfabank.ru site (via port 443)
• To view printed forms and print electronic documents, you will need software to view PDF files (for example, Adobe Acrobat Reader).

(data current as of June 2015)

Notes