SKB-Bank has introduced Smart ID Reader to recognize handwritten and printed stamps

2024: Introducing AI into handwritten and printed stamp recognition

Sinara Bank integrated technology recognitions of handwritten texts from a domestic developer - AI solutions, Smart Engines which announced this on September 30, 2024.

Artificial intelligence automatically extracts address data from handwritten and printed stamps. The high accuracy and speed of handwriting extraction make the onboarding of customers and the design of banking services faster and more comfortable.

The Bank of Sinar offices use Smart Engines for document recognition - Smart ID Engine. When scanning, handwritten text is automatically entered into the corresponding fields of the application for opening an account or receiving other banking services. Now the solution allows you to extract data from stamps.

Artificial intelligence Smart Engines recognizes text not only in printed stamps, but also those that are filled by hand. The page processing time on the mobile device is 0.4 seconds. In server solutions, tens of pages per second can be recognized without using the GPU.

The high speed of handwriting recognition is achieved through the use of 4.6 bit neural networks created by Smart Engines scientists. They are at the heart of the company's proprietary OCR technology, which provides recognition of printed and handwritten text on document pages.

Integrated technology is an on-premium solution. During image recognition, documents are not transferred to third-party services and cloud verifiers, which ensures data security.

This is a new milestone of many years of cooperation between the Bank of Sinara and Smart Engines. Earlier, the bank introduced other AI developer software products. In particular, Bank Sinara was the first Smart Engines customer to use QR code recognition technology in a mobile application. For convenient payment and transfer, bank customers can recognize phone numbers and bank cards.

2019

Implementation of Smart IDReader for QR code recognition

On July 16, 2019, the company Smart Engines announced the expansion of cooperation Special design bureau bank with and implementation of technology Smart IDReader for recognition in QR codes. mobile application Previously, the bank has already begun using Smart Engines software products to extract data passports and when RUSSIAN FEDERATION bank cards serving customers in various channels in mobile server and solutions.

Recognition of qr codes based on Smart IDReader is already available in mobile banks for individuals "SKB Online" and entrepreneurs "DeloBank" for Android. In the near future, this functionality will appear in applications for iOS. In order to pay by qr-code, users of a mobile bank just need to point a phone camera at it.

Smart IDReader allows developers to embed in mobile applications the ability to recognize qr codes in video streams, photos and scans. The solution supports one-dimensional barcodes UPC-A, UPC-E, EAN-8, EAN-13, Code 39, Code 93, Code 128 and two-dimensional QR Code, AZTEC, PDF 417, Data Matrix. In this case, all calculations during recognition are performed on the user's mobile phone in real time.

[[:Шаблон:Quote 'author = notes Natalia Osadchikova, Project Manager of the Digital Technologies Department of SKB-Bank]]

We continue to actively cooperate with SKB-Bank, and I cannot but note the competence of the team with which we work. The level of elaboration of technical solutions and the organization of the change process due to the addition of expanded functionality is at a high technological level in the bank. said Vladimir Arlazarov, CEO of Smart Engines

Applications of SKB-Bank "SKB Online" and "DeloBank" are available for download on Google Play and the App Store.

Implement Smart IDReader to recognize documents across service channels

On May 28, 2019, the company Smart Engines announced that it SKB-bank had chosen the technology Smart IDReader to implement a project to implement recognition systems documents in various customer service channels. In May 2019, Smart IDReader was put into operation to recognize passports RUSSIAN FEDERATION and banks cards in a mobile bank for individuals, and was also introduced mobile application into the "SKB-agent," designed to issue credit cards by agents. bank

According to the company, with the help of Smart IDReader, in order to enter passport data into a credit application, it is enough for customers, agents and partners of the bank to scan the client's document in a mobile application. To do this, you need to show the U-turn of the Russian passport to the phone camera for a few seconds. Smart IDReader recognizes all the necessary information in real time and it will be entered into the fields of the credit application.

Scanning these bank cards is used for the convenience of users when conducting various payment transactions in a mobile application. Smart Engines allows you to recognize the number, validity period and name of the owner on all types of bank cards, including non-embossed cards and cards of the Mir national payment system, in various lighting.

Mobile applications are our important infrastructure element of service, the task of which is to improve the convenience of our client during remote interaction. Based on the years of work in the format of a classic universal bank, in May 2019 we offer services at the level of advanced fintech companies. Natalia Osadchikova, Project Manager, Digital Technologies Department, SKB-Bank

The project with SKB-Bank for us is an important confirmation that the technologies for recognizing certification documents in mobile applications are gradually becoming must-have for various formats of remote customer service. Vladimir Arlazarov, CEO of Smart Engines

In the future, it is planned to use Smart Engines recognition technologies for processing documents during remote customer service on the bank's website and in the front-line system when serving customers in branches of SKB-Bank. Under the terms of cooperation, the bank was able to use recognition of the Russian passport, passport, driver's license, STS, TIN, SNILS and other documents for all major mobile, server and desktop platforms.