Customers: Izbenka (Vkusvill)
Contractors: Sberbank Project date: 2019/09 - 2019/11
|
Content |
2019
Start in Moscow and the Moscow region payments by the QR code
On December 25, 2019 Sberbank reported that it within development of the direction of cashless payments, implemented technology of payment of purchases for the dynamic QR code for clients in a number of shops of Vkusvill network. For payment it is enough to scan the QR code the smartphone camera in mobile application "Sberbank Online".
Thanks to the dynamic QR code buyers should not enter the amount of purchase manually any more that will allow to exclude input of the incorrect amount and to reduce time expenditure by payment of goods and services.
The upgraded solution will be interesting not only to the enterprises small and microbusiness, but also to representatives large retail.
Sberbank acts as the driver of modern technologies in retail. The solutions implemented by us help to create with Russia qualitatively other retail, improving both client, and entrepreneurial experience. For the consumer the QR code is one more, and at times and the only possibility of payment if the entrepreneur for some reason does not want to use traditional acquiring. For the owner of business is a method to cut down expenses on acquiring and to attract clients. Implementation of the joint project with Vkusvill network and implementation of technology of payment by the dynamic QR code will allow more than 53 million users for December, 2019 Sberbank Online to move to other level of comfort at commission of daily purchases. In 2020 we will continue to develop this technology which will be widely used by the companies of an ecosystem of Sberbank and our partners in the different industries, told Dmitry Malykh, the director Acquiring bank cards of the and division of Sberbank
|
We conduct work on that it was most convenient to our buyers to use virtual maps of the loyalty program long ago "Let's be on friendly terms!". So, in the Vkusvill application an opportunity to scan the dynamic QR code is already implemented and available – the buyer does not even need to get the card and to show it to someone in shop. An opportunity to scan the QR code is of great importance not only for convenience, but also for safe making payments in our shops. Thanks to cooperation with Sberbank, our buyers clients of Bank had a modern method to pay the purchases in several clicks through mobile application "Sberbank Online". noted Evgeny Rimsky managing on quality and purchases of retail network of products for a healthy power supply of Vkusvill
|
At the first stage service of payment on dynamic QR from Sberbank can use in a number of shops of Vkusvill network in Moscow and the Moscow region. In 2020 it will be replicated on all retail network of products for a healthy power supply of Vkusvill through the whole country and Sberbank Online, but also to users of the mobile applications of banks connected to the QR platform of Sberbank will become available not only to users
Cash withdrawal from cards at the checkout of Vkusvil
On September 16, 2019 it became known that Vkusvil among large retailers in Russia began to offer the first cash withdrawal from cards at the checkout in all shops. Service is started jointly with Sberbank, the press release says.
In shops of Vkusvill network at the checkout it is possible to draw money from cards Visa, Mastercard and Maestro of any banks. Service for cards "World" will be implemented until the end of 2019.
The service of cash withdrawal by September 16, 2019 is available in 51 shops in St. Petersburg and in eight shops of Moscow and the Moscow region. Until the end of 2019 connection of all shops of network (their about 1000) is planned.
At the request of the client, the cashier will add a cash withdrawal amount then confirmation of transaction by means of the PIN code will be necessary to the amount of purchase. Total amount will be approved within one transaction and charged from the client's card, i.e. the client will confirm purchase and issue once without increase in holding time at the checkout.
It will be possible to encash up to 5,000 rub for one transaction in the presence of a cash on hand, the daily limit on removal by Sberbank Cards makes 20 thousand rubles, for cards of third-party banks limits are set by emitting bank.
We hope that this service will help the buyers who got used to use cash, to take a step to non-cash purchases and to feel how conveniently to use the map. Besides, the new service will save time of residents of the large cities, now they do not need to look for the ATM: cash withdrawal can be combined with purchase — the director of the "Acquiring and Bank Cards" division of Sberbank Dmitry Malykh said. |
For the first time the service of cash withdrawal at the checkout of shops in September, 2018 was started by Mastercard and Russian Standard bank in one shop "Fasol" of retail chain stores Metro Cash & Carry. Similar experiments in separate shops began Rosselkhozbank and AK Bars bank.