Developers: | Fried Finance (FFIN Bank, before Duntonse) |
Last Release Date: | 2020/07/02 |
Branches: | Trade, Financial services, investments and audit |
Technology: | Systems of remote banking |
Content |
Internet-acquiring Bank "Fried Finance" -financial the tool for owners of online stores. Among features of a product there are a user-friendly interface, flexible tariffing, high standards of safety of transactions. During the opening of settlement and cash services and connection of Internet acquiring of bank the client gains an additional income in the form of charge of % for account balances with daily capitalization of percent.
2020
An opportunity to accept currency payments without additional converting
The bank Fried Finance announced on July 2, 2020 providing to online stores an opportunity to accept currency payments without additional converting. The solution allows to accept payment in US dollars and euro from the bank cards emitted by foreign banks and also via the Apple Pay.
The Russian online stores had an opportunity conveniently and profitable to deliver the services and goods to many countries of the world supporting calculations in American and currency of the EU. As a result, business had additional perspectives for growth and development at the international level.
If an accounting currency of the card are dollars or euro, then at making payment the Bank by Fried Finance writes off purchase cost in the corresponding currency. And the amount in rubles at the rate of bank is already credited to a checking account of online store. At return of money to the payer the amount in the same currency in which the payment was made returns to the card.
For connection of service the online retailer needs to sign with bank the supplementary agreement to the agreement of Internet acquiring, having sent the request to the personal manager. After that specialists of Bank Fried Finance free of charge integrate into the interface of Internet acquiring the separate terminal for acceptance of currency payments and will transfer electronic key from it to the owner of online store. He will be able to use the currency terminal for cash write-off in dollars or euro.
Users of Internet acquiring of Bank by Fried Finance have no subscription fee for service, and the fee is charged only upon transactions. Its minimum size is 0.9% and varies depending on type of goods and services.
in the conditions of volatility of ruble exchange rate many Russian online stores think of sales of goods abroad. By estimates of specialists of Data Insight and EBay, the market of retail online export in our country for 2019 exceeded $800 million, and the average bill was $52. There are all bases to believe that in the current world realities the trend will continue to develop — Murad Shikhmagomedov, the head of department of development of banking products and projects of Bank by Fried Finance noted. — Our task consists in complex support of e-commerce. Since the beginning of 2020 we implement a number of projects, including currency acquiring, using our solution entrepreneurs have more opportunities for sales of goods abroad without additional costs on converting. |
Integration into the Apple Pay
On April 29, 2020 Bank Fried Finance announced completion of integration of a payment service Apple Pay into own internet-acquiring. Owners of the online stores using a product bank will be able to increase convenience of clients, to offer a fast and safe method of online payment of goods and services.
The algorithm of setup of the payment solution is simple and takes the minimum time. Users of Internet acquiring of Bank by Fried Finance by a call or sending the request to the personal manager will approve connection of the Apple Pay. Employees of the bank after the address turn on the mode of availability of service in system settings of a product. From this point on a payment form of online store there is a corresponding button allowing users to make payment in online store via the Apple Pay.
Internet acquiring of Bank by Fried Finance — financial service for owners of online stores. Among key advantages — free connection, friendly a usability interface, a functional personal account, flexible tariffing, high standards of safety of transactions. During the opening of settlement and cash services and connection of Internet acquiring the client gains an additional income in the form of charge of 3% for an account balance with daily capitalization of percent.
Owners of online stores with CMS- the systems of the companies CS-Cart InSales, PrestoShop and some other platforms can "in one click" install the payment module on the website. And if necessary specialists of bank can develop the individual solution necessary for the owner of specific business.
Users of Internet acquiring of Bank by Fried Finance have no subscription fee for service, and the fee is charged only upon transactions. Its minimum size is 0.9% and varies depending on type of goods and services.
On to data CENTRAL BANK RUSSIAN FEDERATION, experience of purchases in network has more than 50% of Russians, and nearly 30% of citizens actively buy online. The Apple Pay is among the services which are most demanded by active payment Internet audience. It is one of effective methods of attraction of traffic on the website of shop and an additional incentive to purchase commission. We systematically expand a product line for business, providing it complex financial support that entrepreneurs could focus only on development of the case completely — Murad Shikhmagomedov, the head of department of development of banking products and projects of Bank by Fried Finance noted. |
The Apple Pay service saves the user's time as for payment it does not need to enter the card number, the code of security and the password from the SMS. Accomplishment of any transaction on devices of Apple requires confirmation of the personality using Face ID, to Touch ID and also via the Safari browser. At payment of purchases of Apple Pay uses an individual device number of the user and a unique transaction code. The card number does not remain on the device or servers of Apple and is not transferred to sellers at payment. After payment by the card in Apple Pay will also not remain data on transaction according to which it is possible to identify the client.
Integration with CS-Cart
On April 8, 2020 the company "Fried Finance" together with the developer of platform solutions for e-commerce CS-Cart presented the solution for owners of online stores. Clients got access to full CMS- the platform with built in internet-acquiring bank which allows to accept payment on bank to cards Mastercard, Visa and "World". In more detail here.
Integration with InSales
The bank "Fried Finance" completed on January 27, 2020 integration with one of developers software for e-commerce – the company InSales. Clients bank had an opportunity to connect internet-acquiring bank during creation of online store on the platform InSales and to accept payment on to bank cards NATIONAL PAYMENT CARD SYSTEM "World" Visa MasterCard. In more detail here.
Possibilities of Internet acquiring from Fried Finance
Among Internet acquiring opportunities for January, 2020:
- Possibility of instant transfer of money;
- A personal account of shop with expanded statistics (card issuer, payment reasons for rejection, a type of the card, etc.), convenient and instant return of payments;
- A possibility of rendering services of Internet acquiring with opening of the Account No. and without opening of the Account No. in Fried Finance Banke;
- Integration with the client's CRM system, display of an order status;
- Compliance to the standard of security of PCI DSS and use of a security technology 3DSecure;
- Setup of design of the page;
- Security for your clients. Protection against repeated write-offs
- Own acquiring platform;
- 3% per annum on a remaining balance, with capitalization *
- A cloud fiskalization if there is no online of cash desk.
Among features of a product there are a user-friendly interface, flexible tariffing, high standards of safety of transactions. During the opening of settlement and cash services and connection internet-acquiring bank the client gains an additional income in the form of charge of % for account balances with daily capitalization of percent.