MTS Bank has implemented payment for mobile communications through the SBP

2022: The implementation of the possibility of paying for mobile communications through the SBP

mobile Android The application MTS Bank implements the ability to pay for mobile communications MTS through. Express Checkout This was bank announced on August 25, 2022. This is an alternative way to pay for mobile, in communications particular, replacing the previously very popular Pay services. As part of this service, the user does not need to enter with data bank card which he pays for communication services, he simply needs to choose the bank through which he wants to make a payment. The entire payment scenario takes place in 2 clicks. The service is available to all registered in the MTS Bank application, including non-bank customers.

To make a payment, you must:

• open the mobile application of MTS Bank,
• go to the "Payments" section, then select the "Mobile phone" option,
• Then the payment screen will open, you need to select the "Debit from" field, click "Fast payment system," on the payment screen click the "Pay" button, after which a special field opens, in which the bank is selected from whose card account you need to make a payment.

The mobile application will automatically redirect the user to the issuing bank page with pre-filled data.

The minimum transaction amount is 1 ruble, and the maximum is 30,000 rubles. Payments are made without fees and credited instantly.

We are consistently expanding payment services for the convenience of our customers, - commented Kirill Palchun, leader of the MTS Bank money transfer system stream. - In the future, by the end of 2022, we expect that the volume of payment for MTS mobile communications through the Fast Payment System will amount to 20% of the total volume of payments. There are plans to expand the service to all MTS storefronts: My MTS application, MTS personal account, payment.mts.ru website and other services of the MTS ecosystem.

2021

Start of transfers via NWS in self-service terminals

MTS Bank On June 1, 2021, he announced the launch of the service translations by number phone through (Express Checkout SBP) in his terminal network. mobile application bank You can transfer funds, as well as through, instantly and without a commission.

The project was implemented by MTS Bank using the TPP (Third Party Processor) "Golden Crown" solution package - an accredited processor for participants of the Fast Payment System.

To transfer the NWS in self-service terminals or ATMs of MTS Bank, you must log in to the device using the bank card of MTS Bank, select the "Transfer" section on the main screen, then "Transfers by NWS phone number," enter the recipient's phone number or specify a personal number for transferring funds to your account in another bank.

Next, you need to select the recipient's bank from the list of SBP Participants or use the search for the desired bank, specify a transfer note (optional) and enter a transfer amount from 10 to 599,999,99 rubles. The system will display the translation parameters on the screen, including the masked name of the recipient, which must be confirmed by clicking on the "Translate" button.

The whole process will take less than a minute, and the money will go to the recipient's account almost instantly. There is no fee for sending transfers from debit cards, from credit - according to the bank's tariffs. With the help of the Fast Payment System, transfers cannot be made inside the bank.

MTS Bank continues to develop its functionality within the Fast Payment System. For bank customers, the possibility of transfers between individuals, payment for a purchase at a retail outlet using a QR code or payment link, return money for a purchase to an account in case of refusal of the purchased goods or service has already been implemented. The introduction of the service in TSO can become an alternative to withdrawing cash and will help customers in cases where there is no way to use a mobile application on a smartphone.

Possibility of payment for goods and services through the SBP

MTS Bank PJSC provided its customers with the opportunity to pay for goods and services through the Fast Payment System (FPS). This was announced on April 26, 2021 by the CFT. The project of connecting the c2b payment service was implemented by MTS Bank using the Golden Crown solutions complex − accredited by the Third Party Processor (TPP) for SBP participants.

Now, using dynamic and static, QR codes retail customers bank will be able to pay in trade and service enterprises (TSP), and corporate clients will be able to accept payments under the Fast Payment System. The payment transaction is also available through a payment link that the seller can send to the payer through messenger or in. SMS

To make a payment through the SBP, the buyer scans the QR code or opens a link through the MTS Bank mobile application on the iOS or Android platform and, having verified the data in the opened payment form, makes a payment. The money goes to the seller's current account within a few seconds, as when transferred through the SBP between individuals.

Payments by QR code through the Fast Payment System are convenient for the buyer and an attractive alternative to classic acquiring for business. The commission on such payments does not exceed 0.7%, and the receipt of funds to the account is almost instantaneous. The maximum amount of c2b payment − 600,000 rubles. As of April 2021, 109 thousand TSP are already accepting payment using SBP.

2020: Connection to the SBP

MTS Bank connected to. Fast Payment System (FPS) Customers bank were able to make instant transfers by phone number in the SBP ecosystem, which unites more than 70 financial market participants as of July 13, 2020. The project was implemented using a set of solutions, CFT which announced this on July 13, 2020.

A special feature of the project was the creation of a unified system for sending transfers for MTS Bank customers through mobile application telecommunication the MTS − MTS Money operator for and, iOS and in the Android future, also through a single web marketplace of the bank and the operator. All these user interfaces were integrated over the open CFT API cloudy with the Platform "," Golden Crown which is an accredited processor (Third Party Processor) for the participants of the SBP.

On the Golden Crown Platform, payments made by MTS Bank clients are validated, liquidity management is carried out in, ABS CFT-Bank the transfer landing system - (CFT-Retail Bank LFFR).

It was a complex multi-level infrastructure project, and all the more valuable it is for us. We gained experience and expanded our competencies, I am sure that the partners, in turn, were able to take advantage of the CFT technological expertise. MTS Bank clients can evaluate the results of our joint work, - comments Victoria Smolenskaya, director of the service "Banking Self-Service Platform," "Golden Crown."

The service provides MTS Bank customers with access to the money transfer tool by phone number. The user of the MTS Money mobile application does not need to specify the account details or the recipient's card number, − said Vladimir Stasevich, Vice President, Member of the Management Board, Head of the MTS Bank Daily Banking cluster.