"Modulbank" launched B2B transfers on St. Petersburg

2024: Launch of transfers between legal entities

Modulbank launched transfers between legal entities through the Fast Payment System. Previously, it was possible to conduct calculations on the SBP only between individuals, or individuals and companies. The bank announced this on April 16, 2024.

B2B SBP can be called an analogue of bank transfers by details exchanged between legal entities and individual entrepreneurs. However, unlike classic bank transfers, they are available 24/7 and work instantly. In addition, they are easier, the transfer can be made in a couple of clicks: the counterparty sends a link or QR code for payment, the entrepreneur follows the link or scans the QR code and confirms the payment in the personal account of his bank.

In Modulbank B2B, SBP transfers are available for all individual entrepreneurs and legal entities, regardless of the connected tariff. The maximum transfer fee at any tariff will be no more than 19 rubles. However, there is a restriction from SPB: it is impossible to transfer more than 1 million rubles within one payment, while there are no restrictions on the number of transfers per day and/or month.

B2B transfers through the SBP became available from April 1. This is a big step for the development of the market. We are already accustomed to instant and round-the-clock transfers between individuals, now the same quick and comfortable transfers for settlements with counterparties are available to legal entities and individual entrepreneurs, "said Evgenia Vasilyeva, Product Director of Modulbank.

You can connect B2B transfers via SPB in the bank's personal account.

2022

Connecting to the Express Checkout Trusted Zone

On October 27, 2022, Modulbank announced that it had connected to the trusted zone of the Fast Payment System (FPS). Now the bank's customers will be able to accept payments for their goods and services using QR codes, using the services of other participants in the SBP - not only banks, but also agent companies. One of the first agents with which Modulbank configured the integration was QRService.

{{quote 'QRService, as one of the agents, complements the functionality of services for accepting payments from Modulbank and allows entrepreneurs to accept instant contactless payments for their goods and services using a QR code, "said Evgenia Vasilyeva, Modulbank director for products. }}

The service also makes it possible to manage retail outlets, personnel and nomenclature, form fiscal documents in electronic form in accordance with the 54-FZ and transfer electronic checks to the buyer.

QRService is a very flexible and efficient solution. As a result, the bank's client receives a super service - a simple solution for retails and - with Internetacquiring super capabilities, - commented Andrei Fedorets, General Director of KuArService.

QRService easily supports integration with different cash solutions through enterprise management systems. Integrations with R Keeper cafe and restaurant automation systems, iiko, Libra Hospitality hotel management system, 1C solutions and others have already been implemented.

In addition, integration with the service loyalty Benefitty will allow Modulbank customers to gain access to analytical to data about purchasing behavior, which will make it possible to attract new and retain current consumers of their goods and services.

Implementation of payment acceptance by SBP through QR Pay

Modulbank on September 15, 2022 announced the launch of another way to accept payment via SBP through QR Pay using NFC technology. Now, to pay for goods and services, the buyer just needs to attach his phone to the seller's phone and confirm the transaction in one click.

Now, if the buyer has the SBP application installed, with this payment method via NFC in the QR Pay application, he can pay for goods and services in one click. The rest of the users will open browser with a selection page, and bank then - mobile application bank to confirm the transaction, - said Evgenia Vasilyeva, product director of Modulbank.

Most mobile devices have an NFC chip, with the help of NFC, contactless payment is made with mobile phones, applying the phone to the payment terminal: the phone accepts information and raises the necessary program for payment - a wallet, browser or bank application. To accept payment in this way using NFC, an entrepreneur just needs to install the QR Pay application from Modulbank on the phone from. OS Android

2020: Connection to the SBP

Modulbank connected to the Fast Payment System and provided its customers with the ability to accept payment using a QR code. This was announced on December 16, 2020 by the CFT, which provided technical support. The launch of the c2b payment service into commercial operation was the second stage of the project - earlier partners implemented the basic scenario of c2c transfers.

Now all clients of Modulbank, using the cash solution for retail Kass Module or connected, Internet acquiring have the opportunity to accept payment from customers using a dynamic QR code. Customers can also generate a static QR code in the bank's personal account. As a result, this service is available to more than 200 thousand entrepreneurs as of December 2020.

The core of the IT solution for connecting Modulbank to the Fast Payment System is the cloud platform "Golden Crown" (Third Party Processor for participants in the SBP, certified by the NSPK). Crediting of transfers and liquidity management is carried out in the automated banking system of CFT-Bank. The solution for individuals (bank employees) for c2s of SBP transfers is implemented in online banking on the platform Faktura.ru.

In order to start accepting payments using a QR code, the bank's client needs to connect the QR-Pay service and register with the SBP. During the registration process, the client himself chooses where he wants to accept payment by QR code (on Modulkass, on the website or by static code).

Modulbank is a digital bank for entrepreneurs. Our clients are more than 200 thousand representatives of small businesses who are interested in a variety of payment instruments. Payments by QR code through the SBP without the use of terminals and high acquiring fees, which ensure instant crediting of funds to accounts, will allow entrepreneurs to optimize their expenses and develop their business. We thank our partners from the CFT Group for comprehensive and prompt assistance in solving all the tasks that we jointly had to solve during the implementation of the project, - said Evgenia Vasilyeva, head of the product development center of JSC KB Modulbank.

With the help of the Golden Crown Cloud Platform, almost 60 banks have connected c2c transfers in the Fast Payment System. The stage of scaling has come to the retail sector, and we congratulate Modulbank, which offered its customers a convenient QR code payment service. This is all the more important because the bank's clients are entrepreneurs. The stack of solutions of the CFT Group for the work of banks with the SBP allows you to take into account any specifics of the credit institution - both the IT landscape and the business profile, and we are ready to promote the fastest and highest-quality connection of partners to the c2b payment service, - comments Victoria Smolenskaya, director of the service "Banking self-service platform," "Golden Crown."