Diasoft and SpectrumData: A Joint Data Solution for Credit Institutions

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• Microservice Architecture: Features, Advantages, and Disadvantages
• Data management
• Data mining Data mining

2022: Development of a joint solution to provide credit institutions with data

Diasoft and SpectrumData have developed a joint solution to provide credit institutions with the data necessary to implement a wide range of business tasks. This was announced by Diasoft on June 20, 2022.

Illustration: f.hellowork.com

SpectrumData is a developer of data-based services, provides reliable information about individuals and legal entities, as well as vehicles and real estate from more than 100 sources. Diasoft has created a solution that allows you to automatically receive the necessary information from SpectrumData and integrate it into end-to-end business processes of the organization.

Among the joint cases already implemented is the product implementation project "Information about the vehicle. API Autocode "in large. Russian bank The product allows you to automate the receipt of vehicle data from the Autocode service from SpectrumData and their loading into the back-office systems of a credit institution. Information about the vehicle is used by the bank when issuing collateral loans, when they are collateral. cars Also, the data on the vehicle is loaded into the reporting form 0409310 "Information on collateral items accepted by credit institutions as collateral for loans," which the credit institution submits monthly to. Bank of Russia Upon request, the information is automatically uploaded to the IT bank's system, the entire process takes no more than 20 seconds.

Another example is the implementation of a project to automatically upload analytical certificates to the bank's IT systems in order to check real estate taken as collateral.

The joint solution allows credit institutions to reduce labor costs for self-processing, verification and loading of data, eliminate the use of erroneous information and associated business risks. In the process of implementing and configuring the solution, Diasoft specialists adapt its functionality to the individual business needs or features of the IT systems used in the bank, told Alexey Efimov, head of the product "State Services" of the company "Diasoft."

The solution is developed in a microservice architecture and can be integrated into any IT landscape of a credit institution. It can be used both in combination with Diasoft products and with solutions from other vendors.

The information provided by SpectrumData is used by banks to assess the trustworthiness and solvency of borrowers, check the property pledged, prevent fraud, monitor credit facilities and for many other purposes. Our joint project with Diasoft will allow banks to automate the receipt of the necessary information and its correct integration into business processes, commented Alexander Larin, Key Account Manager at SpectrumData.