Diasoft: Interaction with the tax service (FTS). Death details

The main articles are:

• EDMS (more)
• Legally relevant document flow

2023: Developing a Solution

The company Diasoft"" developed a comprehensive solution "Interaction tax with the service (). FTS About. " death- IT the decision allows to automate the processes of information exchange between bank and the Federal Tax Service in terms of information on deregistration of an individual in connection with his death in order to ensure timely compliance with the requirements of the regulator.

In accordance with Federal Law No. 438-FZ of 18.11.2022, the tax authorities are obliged to send to credit institutions information on the deregistration of deceased individuals whose accounts (deposits) were opened with the bank. Based on the information received, the credit institution is obliged to stop the execution of orders on the transfer and issuance of funds from the account (deposit) of the former client, with the exception of probate and some other orders.

The period for providing legally significant information cannot exceed two working days from the date of removal of an individual from accounting with the tax authorities. Compliance with the requirements of the law will allow banks to promptly suspend transactions on the accounts (deposits) of the deceased and thereby reduce the risk of illegal actions with lifetime savings of the client. These requirements of the law will come into force on May 18, 2023.

Functionality of the solution "Interaction with the tax service (FTS). Death Details "for March 2023:

• A separate operator's workplace with the ability to view notifications from the Federal Tax Service, select and filter data.
• Automatic download of notifications from the Federal Tax Service.
• Automatic transmission of notifications via API to the external environment of the bank or ABS.

The components of the integrated solution are part of the Digital Q.UP development platforms (from March 2020 to November 2022 - Digital Q.Omnichannel) and Digital Q.Payments.