CyberBoard (CyberPlat)

Assets

The company's product is the universal multi-bank integrated Internet payment system CyberPlat ("CyberBoard"). As of December 2010, the network of CyberPlat payment receiving points (CyberBoards) is more than 760,000 points worldwide, accepting cash payments to almost 3,000 telecom operators, commercial television and various service providers.

Performance indicators

2015: Network CyberPlat reached 910,000 points

At the end of 2015, CyberPlat was the first among participants in the Russian market to reach the milestone of 910,000 payment receiving points around the world. In Russia, the number of reception points for the year increased from 560,000 to 620,000.

The significant growth of the network was largely facilitated by the strengthening of the Bank of Russia's struggle with illegal cash cashing. Owners of terminal networks began to massively terminate relations with systems participating in "gray" schemes. At the end of the year, the company recorded a noticeable increase in points in this reception segment, despite a significant reduction in the terminal business in the country.

Payment infrastructure CyberPlat includes large federal and regional retail, payment terminal networks, developed infrastructure of partner banks, online resources of providers of the most sought-after services.

2012

The system's turnover in 2012 exceeded 7 billion US dollars.

2011

In 2011, the total turnover of the CyberPlat payment system (CyberPlat) grew by 20% and amounted to more than $6.5 billion. The company itself estimates its share in the payment acceptance market in Russia at 21%. At the same time, the CyberPlat ("CyberBoard") does not work with electronic payment systems that carry out money transfers between anonymous senders and recipients. CyberPlat ("CyberBoard") operates in accordance with the highest international standards of security and financial transparency of payment transactions.

Payment Receiving Network

The set of receiving payments in 2011 amounted to 640,000 points, adding 260,000 new points of receiving payments over the year. According to the results of 2011, the share of banking organizations in the turnover of the CyberPlat payment system (CyberPlat) reached 50%, the shares of retail networks and payment terminals amounted to about 25% each.

Client base

The number of credit institutions, participants in the CyberPlat® payment system (CyberPlat), amounted to more than 250 banks at the end of the reporting period. The largest banks that began cooperation with the CyberPlat payment system (CyberPlat) in 2011 were VTB Bank 24, Tatfondbank, OTP Bank, Bank St. Petersburg. During the reporting period, the CyberPlat payment system (CyberPlat) strengthened its business with its partners - the country's largest retail banks: Sberbank, Bank of Moscow, Rosselkhozbank, TransCredit Bank, Alfa Bank, Russian Standard Bank, Trust Bank, Sobinbank, Rosgosstrakh Bank, Many Northern Sea Route Bank, Z

In 2011, the CyberPlat payment system (CyberBoard) ensured the acceptance of payments through cash desks in SMARTS stores. The payment system CyberPlat ("CyberBoard") is a long-standing partner of SMARTS and through its payment receiving network provides a significant part of the receipt of subscriber payments. At a new stage of cooperation in 2011, SMARTS subscriber service offices became part of the CyberPlat payment receiving system (CyberBoard) - this allows customers to offer a wide range of services, improves the quality of their service, and also increases the operational profitability of SMARTS offices.

In 2011, the CyberPlat payment system (CyberBoard) was selected as the main provider of services for mobile commerce services of the largest mobile operators. A wide range of providers available in the CyberPlat payment system ("CyberBoards") is used as part of the "Easy Payment" service of MTS and in the Bilain payment service - RURU.

Providers

In 2011, the CyberPlat payment system (CyberBoard) realized new opportunities in the payment acceptance market and increased the number of service providers registered in the system to 1700. During the reporting period, it became possible to replenish Visa cards issued by any Russian issuing bank in the CyberPlat payment receiving network (CyberBoard). Technologically, this process is carried out through a special Visa gateway in the CyberPlat system ("CyberBoard"), which allows you to transfer data on the replenishment of a particular card to the issuing bank almost instantly. The duration of crediting funds directly to the card account depends on the card issuing bank and can be either instant or from two to four days.

Replenishment of Visa cards is possible in the networks of payment terminals and ATMs operating through the CyberPlat system ("CyberBoards"), in which this service is presented. To replenish any Visa card, it is enough to enter the card number through the interface of the payment terminal or ATM, as well as to deposit the necessary amount of funds (there may be limits on the amount in accordance with applicable law).

This service is extremely convenient for both Visa cardholders and their relatives and friends - if necessary, it is easy to provide the required amount by simply adding a close person's Visa card. The opportunity provided by CyberPlat (CyberBoard) and the Visa payment system is widely in demand for the purpose of regular payments on loans received - loan recipients, Visa cardholders are spared the need to visit bank branches and can carry out an operation to replenish the card balance at payment receiving points CyberPlat (CyberBoards) located in walking distance - in stores, pharmacies, at gas stations, etc.

In 2011, the CyberPlat payment system (CyberPlat) implemented the acceptance of payments from the population for gas throughout Russia. A joint project of Gazprom Mezhregiongaz LLC, Sobinbank OJSC and the CyberPlat payment system (CyberPlat) allows residents of almost all regions of Russia to make payments for the use of natural gas through the sales network of the CyberPlat® payment system (CyberPlat).

Previously, such a service was almost nationwide inaccessible to the population. In the reporting period, in the largest payment receiving network of CyberPlat (CyberBoard), it became possible to pay for the services of Groupon, one of the world leaders in the group discount services market and Zepter, the world manufacturer of consumer goods.

2009

The turnover of the system in 2009 amounted to about 160 billion rubles. The official auditor of CyberPlat ("CyberBoard") is "BDO Unicon."

History

2021: Shutdown

The Cyberplat payment system in September 2021 ceased to work after revoking the license from its operator, Platina Bank.

According to Vedomosti, the first reports of delays in payments through the Cyber Payment system appeared on September 17, 2021, that is, before the revocation of the bank license. After the decision of the Central Bank of the Russian Federation, there were cases of failure to pay for some types of services through Cyber Payment, Mikhail Shubin, head of the press service of Rosbank, told the publication.

Payment system "Cyber Payment" ceased to work after the revocation of the license from its operator

Payments were quickly transferred to the platform of another partner. We monitor the situation and, if necessary, we will promptly inform customers, "he said.

According to the publication, some Cyber Payment partners did not receive payments from customers after September 17, 2021. Representatives of Bilain, MGTS, Rosbank confirmed to Vedomosti that they faced problems paying for their services through Cyber Payment - payments do not pass or end in error. For example, the Planet provider warned users about the inability to replenish personal accounts through Internet banks and terminals using the Cyber Payment service.

According to Vladimir Kuznetsov, a member of the board of directors of SIAB Bank, Cyberplat connected providers with companies that provided payment services for individuals - terminals, banks and communication salons. Revocation of the license means that no payments are made, since they are all tied to the bank, and it is unlikely that the service will be restored, he said.

Platina Bank, according to the Central Bank, violated legal requirements in the field of countering money laundering, which were obtained illegally. In this regard, the Central Bank of the Russian Federation revoked the license from a credit institution. In addition, the bank conducted "opaque operations in significant volumes." They, according to reports, were aimed at providing settlements between individuals and illegal online casinos and bookmakers.^[1]

2017

Registration of CyberBoard Kazakhstan

At the beginning of the year, CyberBoard Kazakhstan passed the registration procedure in accordance with the Law "On Payments and Payment Systems" ^[2].. The CyberPlat system (CyberBoard) has been operating in Kazakhstan since 2006. Its payment infrastructure has more than 30,000 points, and regional offices are located in all major cities of the republic.

See also: Electronic payment systems in Kazakhstan.

2015

Certification Center "Cyber Pay" began work

Cyberplat announced in March 2015 the start of the Certification Center (UC) on the basis of an accreditation certificate issued by the Ministry of Communications and Mass Communications of the Russian Federation.

The document grants the company the right to issue and manage qualified certificates of electronic signature verification. The certification center of Cyberplat CJSC began in March 2015 to provide, issue and maintain electronic signature tools in electronic document management (EDO) systems. Currently, the CC has all the necessary licenses and certificates of compliance of the FSB and FSTEC of Russia. Customer service is carried out in full compliance with the requirements of the Federal Law of the Russian Federation 63-FZ "On Electronic Signature."

The software components of the Certification Center use Russian cryptographic hashing and electronic signature algorithms. Issued certificates can be used to certify signatures when transferring electronic reporting in the EDO CyberPlat system ("CyberBoard") and other electronic document management systems, as well as when companies interact with government control and management bodies. UC Cyber Board also provides customers with services for the supply, support and maintenance of certified cryptographic information protection software.

CyberPlat received a license from the FSB of Russia for the development, production and distribution of encryption tools

CyberPlat announced in November 2015 that it had received a license to develop, manufacture and distribute encryption (cryptographic) tools, as well as information and telecommunications systems protected using them. The license covers the performance of work and the provision of services in the field of information encryption and maintenance of systems that use cryptographic protection.

The document was submitted by the Center for Licensing, Certification and Protection of State Secrets of the FSB of Russia indefinitely.

Work with information protection tools in Russia is subject to mandatory licensing in accordance with Federal Law No. 99-FZ of the 04.05.2011 "On Licensing of Certain Activities." The process is carried out by the TsLSZ of the FSB of Russia or by territorial security bodies and is regulated by Decree of the Government of the Russian Federation No. 313 of 16.04.2012.

The successful completion of all procedures and the obtaining of an indefinite license confirms that CyberBoard meets the most stringent requirements for the availability of qualified personnel, product certificates, and information recording and storage systems. CyberBoard, as a pioneer of the electronic payment technology market since 1997, pays special attention to the reliability of transactions. In all products and services developed by the company, information protection tools are implemented in strict accordance with Russian law.

2012

Based on the results of the audit conducted for compliance with the requirements of the PCI DSS standard, the CyberPlat payment system (CyberBoards) issued another certificate confirming the necessary level of compliance with established security standards during the storage, processing and transfer of data of payment card holders. In addition to the new certificate in the arsenal of the CyberPlat payment system (CyberBoard), there are already widely recognized certificates of the international financial community, including ISO 9001:2000 and SAS-70. They confirm the level of the international standard of quality management, compliance of business processes within the CyberPlat payment system ("CyberBoard") with international standards of information security and transparency of the company's business.

2010

On December 28, 2010, the Moscow Bank of Sberbank of Russia connected Sberbank's information and payment terminals in Moscow to the CyberPlat payment system. This will allow bank customers to make online payments to a wide range of service providers.

1998

On August 12, 1998, the first online payment in the Russian Federation to the mobile operator was made in the CyberPlat system (CyberPlat). The successful subscriber account replenishment transaction Beeline"" was a milestone in the development of e-commerce in our country, marking the beginning of the era of high-tech. online payments