Банки.ру: Mobile application

Main article: Mobile applications

2025: Document Download Function for Mortgage

In August 2025 financial Marketplace Банки.ру VTB , they introduced the function of downloading documents for mortgages directly through the marketplace. This will simplify the application and save borrowers about 24 hours for primary scoring from, bank companies are sure.

The proposed service allows users to find out a preliminary decision on issuing a mortgage within a few minutes. Previously, for this, you had to personally contact the bank's branch or go to the bank's website and re-fill out all the main information on the borrower and co-borrower. According to experts, the standard process took about a day.

Now users have the opportunity to send all the necessary documents about themselves and the co-owner without going to additional pages. The marketplace automatically forms a questionnaire, and the user is left to sign the document through the screen of his smartphone in the application Банки.ру.

A single data entry window simplifies the filing of documents and speeds up the initial scoring - the automatic assessment of the borrower's creditworthiness. This eliminates the need to duplicate personal information on several sites and ensures security for users.

The service was made possible thanks to API, a technology that securely transfers data from users of the financial marketplace directly to the bank. And the technology of "wet signature" allows you to give permission to score data in a special window for signature without the need to print a document or draw up an EDS (electronic digital signature).

"VTB is one of our key partners in mortgage products. This technology will allow us to increase the flow of target clients with a ready-made package of documents. With this solution, we also simplify the service for our users - now the client can submit 1 questionnaire to several banks at once and get a quick solution. For VTB customers, the solution comes within just 5 minutes of scoring. Thanks to joint coordinated work, process optimization and increased speed of process processing, our cooperation is gaining momentum. We are counting on a multiple increase in joint business with VTB, "said Irina Polishchuk, director of mortgage product development Банки.ру.

2023: Functionality update on mobile app homepage

The company is Банки.ру constantly working on the development of its mobile application. Taking into account user requests, the Банки.ру has updated the functionality on the main page of the mobile application, finalizing the interface of the Financial Assistant and the People's Rating of Banks. Representatives of the Банки.ру reported this on June 29, 2023.

Users also have the opportunity to save an OSAGO policy issued on the marketplace through the application. The policy can be downloaded to a mobile phone, Drive, Apple Wallet or other mobile wallet. The process of issuing a consumer loan in the Банки.ру mobile application has also become easier. Now users can, in the mode of one window, leave an application to several banks at once and even at the stage of selecting a proposal, find out which banks are likely to approve a consumer loan for the specified amount.

We took the latest applications for calculating consumer credit to the main page so that users can quickly find their application and continue to fill it out, or get a ready-made solution. In almost three years of operation, the Банки.ру application has been installed 10 million times. You can download the application in the App Store, Google Play, AppGallery, GetApps (Xiaomi), Galaxy Store (Samsung), NashStore, RuStore, noted the director of personalization and development of the mobile application Банки.ру Maria Shamba.