RS-Retail

2020

Integration of RS-Retail V.6 with "RS-Connect. Exchange with SBP"

R-Style Softlab On September 22, 2020 announced testing of functionality money transfers between individuals in CORE BANKING SYSTEM RS-Bank V.6 through System of Fast Payments (SFP) and confirmed its availability for service to page National Payment Card System (NPCS). Using the complete solution R-Style Softlab banks will be able to provide to clients the round-the-clock service of instant money transfers through SBP.

Specialists of the IT company integrated the automation system of retail banking RS-Retail V.6 entering the core banking system RS-Bank V.6 with the module "RS-Connect. Exchange with SBP" from a line of software products of RS-Connect for online data exchange with the state information systems (SIS). The module acts as the router and the adapter for interaction between the RBS systems of bank, the core banking system and to operating rooms payment and the SBP clearing center.

In the core banking system RS-Bank V.6 there were functions of write-off and transfer of payments on SBP and also formations of electronic messages for installation or change of liquidity.

In the module "RS-Connect. Exchange with SBP" it is possible to maintain registers of payments now and to verify payments of SBP in bank for trading day with information on transactions in SBP from the potranzaktsionny register received from the Bank of Russia. Integration services for interaction with the RBS systems are added to the module. "RS-Connect. Exchange with SBP" is integrated with operating rooms payment and the SBP clearing center.

Our solution for interaction of banks with SBP has a distributive integration into the core banking system RS-Bank V.6 and ability to integrate from several core banking systems thanks to a uniform accounting object on which it is possible to see all history of its processing, and to separate information magazines of interaction with operating rooms payment and the SBP and core banking system clearing center — Anna Nazarova, the associate director of department of banking software of RS-Bank, R-Style Softlab reported. — The solution will help banks to provide with the minimum costs to clients service of instant money transfers and to conform to requirements of the legislation regarding work with SBP that confirmed testing with the National Payment Card System.

Adding of functionality of account management to an eskro and nominal accounts

On May 20, 2020 R-Style Softlab announced implementation of a possibility of account management an eskroa and nominal accounts. This functionality is available in the RS-Retail V system. 6, intended for automation of the retail direction of banking business, from a line of the RS-Bank V software products. 6.

RS-Retail V updates. 6 will allow creditno-financial to organizations of a message two types of special accounts — escrow accounts on which money for the purpose of transfer to their beneficiary at emergence of the conditions provided by the agreement is considered and blocked, and nominal accounts allowing the owner to execute transactions with money, the rights to which belong to other person (beneficiary).

We constantly expand possibilities of the core banking system RS-Bank V. 6 taking into account current trends in the market of bank automation and requirements of the legislation. The banks using the RS-Retail V system. 6, will be able to provide to clients a financial instrument for cash management — the special accounts having specific purpose. In particular, the functionality for maintaining escrow accounts which is demanded when providing transactions upon purchase of apartments from the builders working according to the scheme of shared-equity construction allows to provide to the seller and the buyer obligation fulfillment and to minimize risks on failure of the transaction or a possibility of fraud of one of the parties, reported Rinat Karimov, the deputy CEO of R-Style Softlab, the director of the department of banking software of RS-Bank.

Implementation of function of money transfers through SBP

On April 22, 2020 the company R-Style Softlab announced implementation in the RS-Retail v system. 5.5, intended for automation of retail bank services, functionality money transfers through System of Fast Payments (SFP). Creditno-financial the organizations using RS-Retail v. 5.5, will be able to provide to clients service of money transfers between individuals through SBP.

Specialists of R-Style Softlab implemented distributive integration between RS-Retail v. 5.5 and the module from a line of software products of RS-Connect for online exchange data with state information systems (GIS) — "RS-Connect. Exchange with SBP". This module acts in a role router and the adapter for interaction between systems RBS bank, CORE BANKING SYSTEM both to operating rooms payment and the SBP clearing center.

At accomplishment of payment from payee bank on the account of the payer in RS-Retail v. 5.5 the amount, necessary for transfer, is reserved, after payment confirmation to operating rooms payment and the SBP clearing center this amount is written off. For ensuring availability of information on the receiver of payment of SBP in the module "RS-Connect. Exchange with SBP" is a possibility of caching of data. Even if RS-Retail v system. 5.5 it is unavailable, information on the receiver for carrying out payment through SBP will be processed correctly.

Thanks to interaction with the System of fast payments the credit and financial organizations provide to clients — individuals the round-the-clock service of instant money transfers for the amount to 600 thousand rubles on mobile phone number in any bank which is the participant of SBP. The credit and financial organizations — participants of SBP build in functionality of commission of fast payments the online services. Money transfer using fast payments is made due to the liquidity for fast payments set by SBP participating bank.

In the conditions of quickly changing situation in the banking market and constantly developing technologies we quickly finish software products that credit institutions — our clients could fulfill the requirements of the legislation and offer users — individuals convenient financial services. The service for money transfer through the System of fast payments will help banks to raise a customer loyalty and to increase profitability, reported Anna Nazarova, the associate director of department of banking software of RS-Bank, R-Style Softlab

2013: Integration of PS "Leader" and RS-Retail v. 5.5

The project of integration of a payment service "International money transfers of LIDER" and the RS-Retail v systems came to the end with spring of 2013. 5.5 R-Style Softlab companies. The integration solution has several advantages, concerning security, ease of setup, operation of software and allows to implement data exchange between the core banking system and the Web server of the LEADER System on the protected Internet channel. As a result need of repeated data entry on transfer disappears, holding time of the client and influence of "a human factor" is reduced.

It is quite simple to configure the integration platform: if version of RS-Retail v. 5.5 with the implemented functionality it is already set, it is necessary only to register the connection address, to load reference books of points of acceptance/issue of transfers and to specify the prefix appropriated to division.

The LIDER payment system offers services in implementation of money transfers and payment acceptance in cash desks of partner banks and also in self-service terminals. A system is provided in 132 countries of the world, contains about 130 thousand service points and over 4500 self-service terminals. Among partners of LIDER there are more than 1000 Russian and foreign companies among which banks, financial companies, mobile operators, insurance and travel agencies, budget organizations, etc.

2012: Functionality of RS-Retail

Functionality of the software package RS-Retail covers the wide list of the directions of retail activity of bank:

• Deposits of physical persons and legal entities.

Maintaining different types of deposits in rubles and foreign currency (including multi-currency): opening of accounts, release of printed forms; accounting of transfer of a non-cash into the deposit account and their write-offs; accomplishment of regular payments from the supplementary account; control of limits; planned charge and adding of deposit interests; calculation and interest payment at early termination of the deposit agreement; prolongation of agreements; calculation and deduction of the commissions. Execution of operations is followed by printing of all necessary documents (cash and memorial orders, forms of the strict accounting, etc.)

• Work with plastic cards.

Automates work with all types of bank plastic cards and also with agreements of acquiring. Provides adaptation to any of the payment systems existing in the domestic market. Allows to configure flexibly the commissions, conditions, limits and account transactions and to cards.

• Currency exchange transactions.

Automates currency exchange transactions with cash and payment documents (including acceptance for collection and examination). Creates the register of currency exchange transactions according to requirements of the current legislation.

• Payment acceptance.

Automation of accomplishment of cash and cashless payments with formation of accounting documents (using the CR and without it).

• Money transfers.

Accomplishment of money transfers with opening or without opening of the account and also transfers on the basis of the most widespread systems.

• Lease of safe deposit boxes.

Automation of providing in lease of safe deposit boxes physical and legal persons with different conditions (including for real estate transactions).

• Transactions with values.

Automation of operations on purchase and sale of precious coins, ingots, lottery tickets and other values.

• Accomplishment of other receipt and account cash transactions, including cash transactions of legal entities.