Sberbank SberBusinessAPI (formerly Fintech API)

Main article: Application Programming Interface (API)

SberBusinessAPI (formerly Fintech API) is an integration mechanism that allows you to exchange data over a special secure channel.

2022

Connectivity via SberBusiness

Corporate customers Sberbank can now independently connect to the services of the SberBusiness digital channel API in Internet-. bank SberBusiness This was announced Sberbank by the company on June 2, 2022.

To do this, select "All products and services" - "Services for trading" - SberBusinessAPI from the menu. It is enough for the user to fill out a simple application form and sign it with an electronic signature. After that, the client immediately receives all the necessary data to access the test bench and can begin integrating the selected services. This method of connection provides quick access to a set of basic services for direct integration of the SberBusinessAPI without agreeing on complex contractual structures. As a result, clients can work with salary projects, creating ruble orders, obtaining extracts and other tasks. The implemented solution also allows you to manage - TLScertificates necessary for a secure connection to SberBusinessAPI services. If earlier this process took several days, then for June 2022 - several minutes. In your personal account, the user can download the previously generated certificate, a chain of trusted certificates and a bank signature certificate at any time or revoke valid certificates.

The technology of working with API in the personal account was implemented in SberBusiness for the first time in Russian corporate banking. SberBusinessAPI's monthly activity indicator (MAU) is 851 thousand users, and 40% of them use their personal account. This speaks of the great demand for the service and its convenience, noted Anna Loevskaya, Director of the Digital Corporate Bank Division of Sberbank.

To work with data analytics, the user often needs a slice of period statistics. In your personal account, the client receives real-time information about the statistics of the use of SberBusinessAPI services. Options are available such as a graph reflecting the statistics and cost of requests for the current tariff scale, a report on the data on the basis of which the graph was built (in PDF and XLS formats), primary accounting documents for all past periods that show the fact of spending funds and payment of commission by the client. At the same time, the statistics take into account only requests for those API methods, the access to which affects the calculation of the cost of using SberBusinessAPI services according to the applicable tariff. In addition, in the personal account the user can set up notifications when the set number of requests is reached in order to know in advance about approaching the threshold of the next range of the tariff grid.

Integration with SBIS

Sber February 22, 2022 announced that he had implemented a direct integration with - Russian IT holding "" Tensor based on SberBusiness technology. API This will allow the clients of the holding using the solution to GSI send payment orders instantly to. bank Read more. here

2021: Connecting the corporate messenger amo

Sberbank on June 28, 2021 announced the opening of access to companies and entrepreneurs using the corporate messenger amo to payment solutions SberBusinessAPI for instant operations.

Corporate messenger amo is a product from the creators of amoCRM, a cloud solution, a system for communicating with customers. It was invented specifically for use within companies and for solving work problems. Integration with the SberBusinessAPI service made it possible to implement the function of creating draft payment orders using a virtual bot.

It works like that. For example, the company urgently needs to pay the bill. The employee of the company makes a request in the chat. The bot processes the received one, information requests a manager's visa and can create a payment order bank for the client himself.

Sberbank's corporate clients have access to such opportunities as entry and payment through SberBusiness, automation of work with a salary project, ruble and currency payments, currency control, service provider registers - all thanks to the technologies developed by our specialists. These solutions are in demand in the B2B segment. The IT company amoCRM is a representative of the Russian market for cloud CRM systems, and the corporate messenger is their promising project, "said Anna Loevskaya, director of the Digital Corporate Bank division of Sberbank.

The key function of the corporate messenger amo is to automate business processes. For example, the process of agreeing and paying bills that occurs in almost every company. With the updated integration with SberBusinessAPI, we can really automate it. We write only a couple of messages, clarify, approve - and the account is already going to pay: a draft payment order is automatically created in the bank's office. It is very convenient and very fast, - said Mikhail Tokovinin, Co-founder of amoCRM and amo-corporate messenger.

2020: Integration into SBIS services

The Yaroslavl branch of Sberbank and the Tensor company, the developer of the SBIS system, signed an information and technological interaction agreement on September 30, 2020.

The purpose of the agreement between the companies is to integrate SberBusinessAPI technology into the SBIS services, which allows you to instantly exchange payment documents with the bank. Read more here.

2019: Ability to transfer salary registers directly to Sberbank via Fintech API

Sberbank on March 14, 2019 offered customers integration through the salary fintech API. This system will allow you to directly transfer salary registers to the bank.

Fintech API was developed by Sberbank specialists and became the fourth in the list of existing APIs for corporate clients - for statements and seamless authorization (Single Sign-On).

By connecting to the bank once and setting up synchronization with its accounting system, Sberbank client companies can send salary registers to the bank for execution without additional export and import of documents through the client bank. Earlier, in large corporations, the operation to unload registers from the accounting system and manually upload to the client bank could take a whole working day.

In addition to sending salary registers, in the near future, using the fintech API, Sberbank clients will be able to send applications to the bank for opening accounts and issuing cards, applications for opening a salary project and registers for replenishing funds on corporate cards, the bank added.