Sberbank Tap On Phone

2020

Use for NFC via Mobile Cashier

The IT company Evotor (part of the Sber ecosystem) launched the Mobile Cashier application on December 16, 2020. It allows the business to turn the smartphones of its couriers, sellers and waiters into smart terminals and accept all types of payment. For contactless payments, Sber Tap on Phone and Pay QR services are used. More details here.

Tap On Phone Technology Testing

On March 18, 2020, Sberbank announced the deployment of full-scale testing of contactless technology for receiving payments by smartphone in all regions of the country. A special Tap on Phone application will allow you to use your smartphone as a terminal for receiving cashless payments. This solution opens up opportunities for business owners with a small average check.

Tap On Phone technology allows you to make acquiring more affordable for small and microbusiness not only because of the low cost, but also because of the ease of connection and use. As of March 2020, the service is in greatest demand among fast food enterprises, retail stores, flower boutiques and taxis. The development of the technology will take into account the needs and wishes based on the data received from the pilot project participants.

More and more of our customers refuse paper money in favor of cashless payments, while there are still a fairly large number of enterprises where there is no way to pay with a bank card. So that small coffee shops, service centers, streetfood enterprises and other small outlets do not lose customers, we proposed this solution, which will allow you to accept cashless payments, said Dmitry Malykh, director of the Acquiring and Bank Cards division

The contactless method of paying by card using Tap On Phone technology for March 2020 is limited to the amount of 1000 rubles, while users of Google Pay, Apple Pay and other pay services using authorization on a smartphone can pay more than 1000 rubles.

To begin to accept payment using this technology, you need to download and install on your smartphone a special one application developed by Sberbank for. OS Android After signing the contract bank with and activating the application, the partner can begin to accept payment with cards in a contactless way, following simple instructions on the screen.

2018: Application Pilot Launch

December 20, 2018 Sberbank"" and the international payment system MasterCard report on the pilot launch of " applications Sberbank TapOnPhone." Trading enterprises will be able to accept payment with bank cards and devices in one touch with. to the smartphone Sberbank is the owner of the project and takes part in the development of the application. The first to test the solution are employees of outlets in the office of Sberbank Agile Home in. To Moscow

The Sberbank TapOnPhone application was created for small and medium-sized services businesses. The technology works with any smartphone based on Android 6.0 and higher with NFC support. To connect the service, the entrepreneur needs to conclude an acquiring agreement with Sberbank and install the Sberbank TapOnPhone mobile application on his device. Activation of the application is carried out at the phone number specified in the contract, to which a one-time password is sent.

All transactions made through the application are protected by the Mastercard contactless payment protocol. To pay, the seller opens the Sberbank TapOnPhone application and enters the purchase amount on the phone screen. Then the buyer pays for the goods or service with one touch of the contactless Mastercard card or other NFC devices that support Apple Pay, Google Pay or Samsung Pay services to the "POS smartphone." When buying in excess of 1000 rubles. when paying with a plastic card, the holder may be asked for an electronic signature. The application allows you to send a check to the buyer's email and return the money when you refuse to buy.

author = Svetlana Kirsanova, Deputy Chairman of Sberbank Management Board, Head of Retail Business. Sberbank is the leader in the Russian market for the production of Mastercard cards and at the same time is the country's largest acquirer. We are interested in giving our customers - individuals and legal entities - other opportunities for contactless payments. That is why employees of outlets working in the Sberbank building are the first to test the application. This will help our Mastercard partners improve the application to get better customer experience from both buyers and sellers.

Mastercard's work in Russia aims to make the best payment innovations available here. The decision "Sberbank TapOnPhone" expands the opportunities of small and medium-sized businesses, contributes to the development of a cashless economy in the country. Its implementation will benefit all parties. Entrepreneurs will be able to save on the purchase of expensive POS terminals and accelerate the launch of acquiring in their outlets. Banks will reduce the costs of purchasing, repairing and managing terminals, and will not spend time installing them and training employees of retail outlets. And Mastercard cardholders will have the opportunity to pay at points where bank cards have not been accepted before.