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SberPay payment by QR (formerly Pay QR)

Product
The name of the base system (platform): Sberbank Pay (SberPay)
Developers: Sberbank
Date of the premiere of the system: 2019/08/05
Last Release Date: 2023/12/20
Branches: Trading,  Financial Services, Investments and Auditing
Technology: Remote Banking Systems

Content

Main article: QR code

"SberPay payment by QR" (formerly "Pay QR") is a service for paying for goods and services using a QR code.

2024: Connection of the Yandex.Pay platform

Now users Yandex.Pay"" can pay for purchases in offline stores at To the QR code more than 1.7 million terminals Sberbank through the Pay QR platform. Sberbank announced this on July 2, 2024. More here.

2023

Possibility of payment without entering SberBank Online

Russians will be able to pay for purchases even faster and more conveniently by. To the QR code Sberbank Payment now goes through without logging in, SberBank Online reducing the transaction time from 18 seconds to 7 seconds. This was bank announced on December 20, 2023.

For the first payment on QR, you need authorization on Sberbank ID, and for the next one no longer - the security of operations has already been confirmed. When buying goods worth up to 5 thousand rubles, payment will take place instantly in one click, more than 5 thousand - you will need to enter a code from SMS.

The improved payment method is available on more than 1.2 million electronic terminals of offline stores in Russia. Customers of eight partner banks can also pay for purchases using Sberbank's QR code.

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It now takes only seven seconds to pay for products and goods using Sberbank's QR code. No more waiting for SberBank Online to open and load. It's very quick and convenient. To pay, you only need a smartphone, bank card or cash, you do not need to carry it with you. Since the beginning of 2023, the number of customers using Sberbank's QR code every month has more than doubled. It is already used by over 8 million people every month. I am sure now there will be even more users of our fast service,
said Sergey Shubochkin, and. about. Director of the Acquiring division of Sberbank.
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Connecting Tinkoff Pay

Payment smartphone through the service Tinkoff Pay has become available in stores that accept payments under. To QR codes Sberbank The service works on smartphones regardless of - operating system or. Android This was iOS Sber announced on July 3, 2023. More. here

2022

Reduced Business Fees

On August 22, 2022, Sberbank announced that it would reduce the SberPay QR commission for all business categories from September 1, 2022. Updated tariff will be available

  • in the personal account in SberBusiness (section "Acquiring," tab "Points");
  • on the bank's website in an online calculator.

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Seeing the growing need for service among partners and customers, we want to maintain the most comfortable conditions for outlets to accept payments from customers and provide more opportunities to increase business productivity, so we decided to reduce the SberPay QR commission from September 1, 2022. SberPay QR is the optimal method of contactless payment, profitable for sellers, convenient for buyers and especially relevant due to the inaccessibility of previously familiar contactless methods of payment with devices,
said Dmitry Malykh, director of the Acquiring division of Sberbank.
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As of August 2022, the SberPay QR service makes it possible to pay with a smartphone in more than 500 thousand outlets throughout the country, and their number continues to grow. It allows businesses to reduce acquiring costs and attract new customers, and the population to pay for purchases without even having a card or cash with them. At the same time, the usual bonuses from SberThank you are charged, and all transactions are fast and safe, because the confidentiality of personal data is guaranteed.
said "'Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of the Moscow Bank.
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The SberPay QR service allows you to pay with your smartphone even without NFC support in retail outlets throughout the country. When paying for SberPay, you can not carry a card with you - just a smartphone with the SberBank Online application.

Inclusion of ATOL solutions in the package proposal

Sberbank provided IT company ATOL, cash equipment of which is installed in 40% of the country's outlets, payment service by QR codes - SberPay QR. Now retail outlets using ATOL cash desks in their business can connect them to accept payment using SberPay QR. ATOL announced this on July 27, 2022.

The SberPay QR service allows you to pay for purchases with your phone, to make a payment, you need to scan the QR code at the checkout and confirm it in the SberBank Online mobile application. The service works even on phones without NFC support. Purchases can be easily paid for with a credit card without entering a PIN code. When paying for SberPay QR, bonuses from SberThank you are accrued in the same way as when paying with a card.

Sberbank's offer is included in the packages of services provided by ATOL for micro small and medium-sized businesses. ATOL does not charge fees for such payments in excess of those set by the bank. The connection is already available to entrepreneurs using smart terminals SIGMA or. software Frontol

{{quote 'author = said Dmitry Malykh, Director of the Acquiring Division of Sberbank. | SberPay QR technology has organically replaced the "lost" services Apple Pay and Google Pay: the share of payments for this technology is growing very dynamically. The service is in demand among buyers and is actively used in retail outlets. The availability of the SberPay QR payment service at ATOL cash desks reflects this trend and will allow ATOL customers to return to their customers the ability to pay by phone,}}

Шаблон:Quote 'author = noted Vladimir Kanin, CEO of ATOL Pay.

Availability to UMoney customers

Customers YuMoney can pay smartphone by QR code. Sberbank YuOney announced this on July 11, 2022. More. here

Installation plan for 1 million POS terminals

By the end of 2022, 1 million POS acquiring terminals throughout the country will be able to pay for purchases using the SberPay QR payment service. A QR code will be generated at the terminals when paying. And in 2023, Sberbank plans to equip the entire fleet of its acquiring POS terminals with this technology. The company announced this on June 21, 2022.

"SberPay payment by QR" is increasingly used when paying for goods and services. It is enough for the client to consider the QR code as his camera phone and pay for the purchase in one click in. mobile application SberBank Online Such payments are available for owners both and iPhone on, smartphones and Android bonuses from SberThank you are charged as when paying. card

In parallel, a QR payment technology is developing in Sberbank, when the client himself generates a QR code in the SberBank Onlane iOS application (or Android.), After which the cashier reads it from the screen smartphone to pay as usual at the scanner checkout. The buyer's personal QR code can be paid off in large trade networks - for example.

Payment using this method is faster than standard scanning of the QR code at the checkout. This payment method is absolutely safe, since the personal QR code is updated every time, so it cannot be copied to make a payment. In this case, payment will take place even without access to. Internet

Sberbank continues to develop SberPay, a technology for paying for online and offline purchases, which is already used by 20 million Russians as of June 2022. In addition to this payment service in online stores, SberPay includes the contactless payment service with the phone "SberPay payment by QR" and the biometric system "Payment with one glance."

Inclusion in the SberPay family

The family SberPay includes contactless payment phone the Pay service, QR which is now called SberPay payment by QR, biometric and the Pay with One Look system. This was announced Sberbank by the company on June 3, 2022. More. here

2021

Integration with the Mobile Cashier application on iOS

On June 30, 2021, Evotor announced the integration of the Pay QR service from Sberbank into the Mobile Cashier application for iOS. Read more here.

Integration with Bifit Kassa

For business owners using the Cass Roznits application from Bifit Kassa, another type of reception of non-cash and contactless payment using a QR code has become available. The application introduces the Pay QR service from Sberbank. The decision for February 2021 is supported on more than 90 models of online cash registers. Sberbank announced this on February 25, 2021. Read more here.

2020

Use for NFC via Mobile Cashier

IT-company Evotor"" (part of the ecosystem) on Sberbank December 16, 2020 launched application "." Mobile cashier It allows businesses to turn smartphones their couriers, sellers and waiters into smart terminals and accept all types of payment. contactless payments Sberbank Tap on Phone Services and Pay are used for. QR More. here

Buyer QR Code Payment Availability

Sberbank on August 27, 2020 announced the expansion of the functionality of the Pay QR service at the Evotor online cash desks. In addition to payment using a dynamic QR code, payment using the buyer's QR code has become available at the Evotor online checkouts.

Sberbank integrated the Pay QR service into the Evotor online cash desks in mid-July 2020. During this time, the service has already begun to use trading and service points in 68 regions of the country. For the convenience of buyers and businesses, Sberbank and Evotor have added additional functionality to Pay QR. If earlier the QR code for payment was automatically generated at the online checkout, now the second scenario has become available - payment using a personal QR code, which will make payment faster and more convenient, representatives of the bank and the company say.

When buying, the user generates a QR code in the Sberbank mobile application (Sberbank Online). The seller reads the QR code with a scanner or using the camera built into the Evotor online cashier. After that, the buyer no longer needs to confirm the purchase amount in the bank's mobile application.

A new QR code is generated every time the user contacts and stored for only a few seconds, making payment in this way safe.

  • To generate a QR code on the iPhone, in the Sberbank Online application, you need to select the "Use QR Code" tab, then "Pay."
  • To generate a QR code for smartphones operating system Android with in the Sberbank Online application, you need to select a payment card, then "Settings" and "Payment with a QR code."

Customers will be able to find out that in the store you can pay for purchases using a QR code using a special "Pay QR from Sberbank" sticker placed on the doors or in the cash area.

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"We are actively developing the direction of QR payments because it provides our customers with security, convenience and time savings. Recently, together with our partner Evotor, we proposed a Smart-POS technology solution for small and micro-businesses, and now we are implementing a project for individuals, the capabilities of which will be able to be appreciated by buyers in more than 65 thousand outlets throughout the country, "said Dmitry Malykh, director of the Acquiring and Bank Cards division of Sberbank.
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"The first month of Pay QR at Evotor showed that the service is in demand by entrepreneurs. QR technologies allow you to save on acquiring and equipment for accepting non-cash payments. To expand the practice of applying the service, we are working on different user scenarios. Now buyers can choose the path that is more convenient for them: pay for the purchase using a QR code at the online checkout or generate their own code, "said Yuri Yuriev, operating director of Evotor.
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Integration into the online cash desk "Evotor"

The payment service of Sberbank "Pay QR" is integrated into the online cash desk "Evotor." As of July 2020, more than 650 thousand online cash desks in all regions of the country have already been registered on the Evotor network. Sberbank announced this on July 16, 2020. Read more here.

Monthly increase in the number of payments using "Pay QR" by more than 30%

On April 13, 2020, Sberbank announced an increase in demand for the Pay QR service, the number of payments with which increases monthly by more than 30%.

"Pay QR"

Enterprises that seek to maintain income in the conditions of self-isolation of citizens are actively introducing or expanding their delivery services and connecting additional services that allow accepting non-cash payments. In order for buyers to pay for goods cashless at the time of delivery, entrepreneurs are increasingly making a choice in favor of Pay QR: unlike traditional trading acquiring, this service allows small and micro businesses to accept cashless payments without installing additional equipment.

It is enough for the seller to have a QR code from Sberbank, which the buyer scans with the camera of his smartphone in the Sberbank Online or Tinkoff mobile application. Cashiers and couriers access the Sberbank Business Online mobile application with special access from the cashier, which allows you to accept payment and generate QR codes. Most actively for April 2020, the service is used by quick service restaurants, grocery stores and markets.

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Reality dictates special conditions for small and microbusiness. To preserve income, many entrepreneurs change the scheme of work and adapt to the needs of the market, switching to delivery mode. To ensure the maximum comfort and safety of making payments, an increasing number of small and micro-business representatives make a choice in favor of our Pay QR service, which allows you to pay contactless,
noted Svetlana Kirsanova, Deputy Chairman of the Management Board of Sberbank
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Observing the increased demand for the Pay QR service, Sberbank is actively developing this area. Additional methods of integrating Sberbank QR codes with various types of sales are already available: at the supermarket checkout and at the vending machine. By the end of April 2020, enterprises will have the opportunity to integrate payment by QR code into their sites and thereby provide customer experience.

2019

Payment of goods and services for Tinkoff customers

December 24, 2019 Tinkoff Bank announced the beginning of cooperation with Sberbank within the framework of its QR platform. Tinkoff customers will now be able to pay for To the QR code goods and services at different trade points using the payment service of Sberbank "Pay QR." Tinkoff customers can pay for the purchase using a QR code within the framework of the Sberbank Pay QR service right in. Tinkoff mobile application Read more. here

Launch of the Pay QR service

On August 5, 2019, Sberbank announced that users of the Sberbank Online application can now pay for purchases with smartphones using the Pay QR payment service.

"Pay QR"

Payment using a QR code enables Sberbank customers to make non-cash payments at points where there is no traditional acquiring.

"Pay QR" will allow micro and small businesses to accept non-cash payments from buyers without additional equipment. Traditionally, a cashless payment method contributes to an increase in sales, and if QR is used, this is possible with minimal business costs.

It is enough for the seller to have a QR code from Sberbank, which the buyer scans with the camera of his smartphone through the Sberbank Online application. The system is easy to use and for cashiers who see all the necessary information about the purchase in the mobile application for legal entities Sberbank Business Online.

Sberbank customers - individuals - payment by QR code will make it possible to make non-cash purchases in those retail outlets where there is no traditional acquiring - in the markets, in consumer services, small beauty salons, flower shops, and at the same time receive bonuses THANK YOU.

To make a payment, you only need an Android or iOS smartphone and the Sberbank Online application with access to the phone's camera. In the application, the client needs to select the "Payment by QR Code" function, which is already actively used by customers to pay bills with a QR code.

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Sberbank has long experimented with forms of cashless payment, including payments using QR codes. Our pilots show that customers like to use QR, and entrepreneurs get the opportunity to accept payments cashless at tariffs lower than in traditional acquiring. It is no coincidence that we decided to start piloting the presented service from the Krasnodar Territory, because street retail is actively developing in this region. The QR code is actually universal. The technology does not require installation and maintenance. The connection scheme is simple: the company leaves a request on the site, receives a code when signing an agreement - and the very next day you can accept payment for it from buyers. I am convinced that the ʺPlati QRʺ service will make a significant contribution to the development of a culture of non-cash payments in the country,
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As of August 2019, the QR payment service is available to small businesses in the Krasnodar Territory; from August 5, enterprises in St. Petersburg will be able to connect it. Until the end of August, the Pay QR service will be available to micro and small businesses throughout the country.

Links

Link to the Pay QR service