Moscow Bank of Sberbank of Russia
Aktivs
The Moscow Bank of Sberbank of Russia operates in Moscow and includes 757 internal structural units with a balance of more than 1.3 trillion rubles (December 2010)
As of December 28, 2010, the bank has an extensive network of ATMs (2064 units) and information and payment terminals (1089 units) in the capital.
As of October 01, 2012, the total balance of funds of private depositors and legal entities exceeded 2.1 trillion rubles.
In March 2013, the service network of Moscow Bank included divisions and self-service devices located in New Moscow, on April 11, 2013, Moscow Bank opened the first office of the new format in New Moscow. Moscow Bank is 753 internal structural divisions with a single management center, balance sheet and bank details (data from January 2015).
History
2023
Increase in the accumulation of Muscovites in precious metals by 16.8 billion rubles
In 2023, residents of the capital increased investments in their impersonal metal accounts in Sberbank in the amount of 16.8 billion rubles. This was announced on January 30, 2024 by the Moscow Bank of Sberbank of Russia.
The total amount of funds invested by clients of the Moscow Bank of Sberbank in precious metals in an impersonal form at the end of 2023 amounted to more than 75.1 billion rubles. Of these, traditionally most are invested in gold (84%), as well as in silver (7%) and platinum (5%).
At the same time, the leader in the weight of precious metals that Muscovites keep in their accounts in Sberbank is silver - 75 607 kg., Also in the top 3 are gold - 10 884 kg. and platinum - 1,521 kg.
{{quote 'author = said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of Moscow Bank. | We see that noble metals "in numbers" are becoming a particularly attractive niche for Moscow investors. This is not surprising, because in the long term, the cost of precious metals, in particular, gold, usually grows. An impersonal metal account is a kind of island of stability in the constantly changing financial landscape, a real and affordable opportunity for people and businesses to diversify their savings,}}
Opening of 76 offices
Sberbank opened 76 offices of the updated format in Moscow in 2023. The bank announced this on January 12, 2024.
Most banking services in updated offices can be obtained in any location convenient for a visitor, children's zones and coworking spaces have appeared, where you can charge your phone, chat and drink coffee.
Customers now have the opportunity not only to receive financial services, but also to purchase non-bank products of Sberbank partner companies. For example, in the SberDevices zone, you can test and buy Sber smart home devices: lamps and sockets, SberBoom music speaker, SberPortal smart display, SberBox TV set-top box and other Sber smart devices.
Another novelty: in most offices of this format, order points are equipped, where you can receive or send a parcel using SberLogistics, pick up a purchase from Megamarket.
In the process of reformatting, Sberbank's offices become as functional and comfortable as possible for visitors. Both online and offline services for different areas of life are available in one space. They come to us to buy a gift, and for a parcel, and set up an online cinema or mobile connection. We see customer reactions and feedback and understand that we are moving in the right direction. Therefore, in 2024, it is planned to reformat and modernize dozens more Sberbank offices in various districts of Moscow, said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of the Moscow Bank.
|
Assistance in the detention in Moscow of more than 200 suspected crimes
Employees of the Moscow Security Directorate bank Sberbank assisted law enforcement agencies capitals in establishing and detaining three visiting men on suspicion of illegal circulation of funds and forgery of documents. TAdviser Representatives of the Moscow Bank of Sberbank have shared information about this since December 8, 2023.
It was previously established that the attackers in the organized group made fake passports using fictitious personal data, after which they turned to the offices of banks to conclude banking agreements and issue plastic cards in order to further implement them. More than 30 bank cards were fraudulently obtained within two months. Subsequently, the accomplices used them to carry out illegal financial transactions related to cashing out funds.
When contacting the bank's office of one of the participants in the illegal scheme to open the next settlement account, Sberbank employees doubted the authenticity of the passport presented to them, which was immediately reported to the police. As a result of operational-search measures, the attackers were identified and detained: two - in a shopping center in the north of Moscow, the organizer of the group - in one of the capital's airports while trying to hide.
Employees of the Ministry of Internal Affairs initiated criminal cases on the grounds of crimes under Part 2 of Article 187 of the Criminal Code of the Russian Federation "Illegal circulation of funds for payments" and Part 3 of Article 327 of the Criminal Code of the Russian Federation "Forgery, production or circulation of forged documents, state awards, stamps, seals or forms."
According to Nikita Kudryashkin, director of the Security Department of the Moscow Bank of Sberbank, since the beginning of 2023, Sberbank, together with the police, has prevented more than 300 facts of fraud against the bank's clients in Moscow. At the request of bank representatives in the capital, over 60 criminal cases were initiated, more than 200 suspected of committing crimes were detained.
"In total, we managed to protect about 1.5 billion rubles from fraudulent actions. Identifying fraudsters is helped, among other things, by competent actions of operators and security officers of Sberbank, who undergo special training in order to identify signs of fraudulent actions committed against the bank and our clients, "added Nikita Kudryashkin. |
Project financing for 435 billion rubles for Ingrad
and the Moscow bank Sberbank group of companies Ingrad"" on November 8, 2023 signed an agreement on cooperation in the implementation of investment projects in the field of constructions residential and commercial. real estate A number of transactions were concluded between the parties to provide Ingrad Group of Companies financings with a total limit of 435 billion. rubles More. here
Grant Granel a loan of RUB 8.54 bln
Sberbank opened two credit lines to the Granel group of companies totaling 8.54 billion rubles for the construction of a residential building No. 2 of the Ilyinois complex. The facility is located in Krasnogorsk, 4 km from the Moscow Ring Road, not far from Novorizhskoye Highway. Sberbank announced this on August 8, 2023. Read more here.
Acquisition of 31 tons of impersonal precious metals by Muscovites
Sberbank customers in Moscow bought almost 31 tons of impersonal precious metals in a year. This was announced on June 6, 2023 by the Moscow Bank of Sberbank.
57 thousand impersonal metal accounts were opened by residents of Moscow in Sberbank in 2022. This is 1.5 times more than in 2021.
In total, in 2022, Sberbank's clients in the capital purchased 30.9 tons of depersonalized precious metals, including almost 3 tons of gold. The total amount of purchases exceeded 16.5 billion rubles, and gold was bought by 12.6 billion rubles - 2.6 times more than a year earlier.
{{quote 'author = said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of Moscow Bank. | The demand for precious metals in impersonal form in Moscow continues to grow, because this is the most convenient and affordable way to diversify your savings. You can invest in precious metals in the SberBank Online mobile application, including with the help of Salyut virtual assistants. In addition to gold, the account can be opened in silver, platinum and palladium. Minimum volume of metal for purchase - 1 gram for silver and 0.1 gram for gold, platinum and palladium,}}
Presentation of a loan to Granel for 9.43 billion rubles.
Sberbank opened a credit 9.43 billion line to the Granel Group of Companies rubles until February 2026 for constructions three buildings of the Novaya Riga residential complex. The facility is located in the urban district Krasnogorsk 11 km away. from the Moscow Ring Road. This was announced on February 15, 2023 Moscow bank by Sberbank. More. here
Presentation of a loan to Granel for 5.64 billion rubles.
Sberbank opened a credit line for the Granel group of companies for 5.64 billion rubles until February 2025 for the construction of buildings 2 and 3 of the Brigantine residential complex. The facility is located in Dolgoprudny, 5 km from the Moscow Ring Road and near the canal named after Moscow. This was announced by the Moscow Bank of Sberbank on January 20, 2023. Read more here.
2022
Provision of educational loans for 5.3 billion rubles
The portfolio educational credits state with support issued Moscow bank Sberbank reached 8.6 billion. rubles In 2022 alone, 17,809 of them were issued in the capital for credits a total amount of more than 5.3 billion. rubles
Most often, a loan is taken for training at the RANEPA under the President of the Russian Federation (13% of all applications), the Higher School of Economics (12%), the Russian University of Peoples' Friendship (8%), Moscow State University. Lomonosov (7%). In total, under the program "Loan for education with state support," Sberbank works with 152 metropolitan universities, and the number of such educational institutions is constantly increasing.
The most popular specialties for which a loan is issued are jurisprudence, economics, management, medical work and linguistics.
A loan for education with state support solves the most important task of increasing the availability of higher education to residents of Russia. It is important that a resident of any region can get such a loan in Moscow without any additional documents and requirements. This program helps applicants choose the university and specialty in which they really want to study, and the terms of a preferential loan allow them to reduce the monthly payment as much as possible during study. At the same time, the payment of the principal debt on the loan is postponed until the student graduates and finds a job, said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of the Moscow Bank.
|
Any university student with a state license, without guarantors, compulsory insurance and collateral, can apply for a loan for education with state support at 3% per annum. Repayment of the loan provides for a grace period for the entire period of study plus nine months, during which the student may not repay the main debt, but pay only interest on the loan: 40% - in the first year, 60% - in the second, and in full - from the third year. The maximum term on the loan is the term of training plus 15 years and 9 months, if desired, you can repay the loan ahead of schedule. Increasing the grace period gives the graduate time to find a job, go through probation and start repaying the loan on their own.
Leasing transaction for 7.5 billion rubles with Monopoly and Control Leasing
Sberbank, Control Leasing"" (CTRL) and GC Monopoly"" entered into a lease deal for 7.5 billion. rubles As a result of the transaction, which is financed by Sberbank, large-tonnage freight will be transferred to the balance sheet "Control Leasing" from the Monopoly Group of Companies within a year and a half. As cars a result, Monopoly Group of Companies will switch to an asset-light model (using leased capacities instead of its own), and CTRL will lease the equipment received individual entrepreneurs as part of the Monopoly. Business project. This was announced on December 21, 2022 Moscow bank by Sberbank. More. here
Opening a credit line for the developer Granel
Sberbank opened a 3.38 Granel credit billion line to the Group of Companies rubles until November 2024 for constructions buildings 2 and 3 of the low-rise complex "Picturesque." The object is located in the Leninsky urban district, next to Moscow region the city of Vidnoye. This was announced on November 16, 2022 by Moscow bank Sberbank. More. here
2021
2.2-fold increase in the number of escrow accounts opened
In 2021, the number of escrow accounts opened in increased Moscow bank Sberbank 2.2 times compared to 2020. Over the year, more than 57 thousand escrow accounts have been opened in the capital's Sberbank for a total of 422 billion, rubles Sberbank reported on February 1, 2022.
In total, in 2021, the Moscow Bank financed the construction of about 3.6 million square meters of housing worth more than 368 billion rubles. Demand for residential real estate in the metropolitan area remains consistently high.
"The escrow account system, which has already become familiar to many metropolitan developers, ensures the safety of home buyers' funds until the end of the construction of the facility. All processes have been debugged, last year the number of completed projects increased significantly. For 42 objects in Moscow, escrow accounts were disclosed, that is, the funds went to the accounts of developers and to repay loans, "said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of the Moscow Bank. |
Approval of loans to developers for 1 trillion rubles
In 2021, the volume Moscow Sberbank financings of commercial and residential developers approved by the bank real estate almost doubled, compared to 2020, and amounted to over 1 trillion. rubles The volume credit of the portfolio of developers in the capital's Sberbank at the end of 2021 exceeded 683 billion rubles. Sberbank announced this on January 27, 2022.
The number of funded projects increased by 82 over the year. And in January 2022, the Moscow Bank credits more than 140 projects of large developers.
{{quote 'author = said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of Moscow Bank. |
In 2021, we worked on well-functioning mechanisms, in addition, we managed to reduce the time for consideration of transactions, which influenced the demand and volume of loans to capital developers. In 2022, we will continue to optimize the timing and transfer construction financing transactions online, }}
Issuance of 77.5 billion rubles under the preferential mortgage program
More than 160 billion rubles were issued by Sberbank on a preferential mortgage in Moscow. The bank announced this on January 25, 2022.
During the validity of the State Support 2020 program, the Moscow Bank of Sberbank issued 34 thousand mortgage loans for 160.9 billion rubles. From January to December 2021, preferential mortgages in the capital were issued more than 16 thousand times, with a total volume of 77.5 billion rubles.
{{quote 'author = said Vyacheslav Tsybulnikov, Vice President of Sberbank - Chairman of Moscow Bank. |
Sberbank actively supports state initiatives and preferential mortgage lending programs. In Moscow, the share of preferential mortgages under the state support program amounted to 17% of the volume of all housing loans issued in 2021 by Sberbank,}}
You can take a mortgage loan under the State Support 2020 program at a rate of 6.25% with electronic registration of the transaction and insurance of the life and health of the borrower, and with an initial payment of 20% - from 5.85%. In addition, projects to subsidize rates under the program are preserved, which start from 0.1%.
The maximum loan amount is 3 million rubles. The minimum down payment on the loan is from 15% of the cost of housing.
Credit line in the amount of 1.5 billion rubles for a period of 6.3 years for "Agroinnovatsiya shopping center"
The Moscow Bank of Sberbank has concluded credit a derivative deal with TD Agroinnovatsiya LLC. In accordance Sber with the agreement, it opens to trade a non-renewable credit line to the house in the amount of 1.5 billion rubles for a period of 6.3 years. Sberbank announced this on November 1, 2021. More. here
2019: Project funding for Ant Yapı
On June 7, 2019, Sberbank announced the signing of a memorandum of cooperation with Ant Development, part of the Ant Yapı international holding (Ant Yapa). The memorandum provides that Sberbank will carry out project financing in the amount of 34 billion rubles during the construction of two premium and elite residential complexes in Moscow. Read more here.
2010: Connection of information and payment terminals in Moscow to CyberPlat
On December 28, 2010, Moscow Bank Sberbank Russia announced the connection of Sberbank's information and payment terminals To Moscow to the payment system (CyberPlat CyberPlat). This allows bank customers to make payments online in favor of a wide range of service providers. The list of CyberPlat system partners at the time of the transaction included 1,500 operators of various services and their number is constantly increasing.