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TalkBank

Company

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Omnichannel communication-transactional banking platform

Owners:
MTS
Internet Initiatives Development Fund (IIDF)

Content

Owners

+ Agency for Strategic Initiatives (ASI)

TalkBank - a virtual bank without branches, call centers and mobile applications. He offers banking functionality and works in instant messengers. Financial management is carried out using artificial intelligence - chatbot, which helps to draw up and receive cards, pass identity identification and carry out cash transactions online.

History

2021

Cooperation with Refin.Online for mortgage lending to self-employed

On December 30, 2021 Russian , the online management service mortgage Refin.online and the fintech TalkBank platform announced a partnership aimed at simplifying the mortgage process crediting for. Within self-employed its framework, TalkBank customers with the appropriate status will be able to get a mortgage or refinancing at better rates through Refin.Online. More. here

Attracting 218.36 million rubles of investments, including from MTS

On June 8, 2021, it became known that the company attracted TalkBank investments in the amount of 218.36 million rubles. The funding round was headed by the MTS venture fund, which invested more than half of the indicated amount.

In addition to the telecommunications operator, the founders of the G&K Capital venture fund Pavel Goltsblat  and Jan  Krustkaln and the Foundation for the Development of Internet Initiatives (FRII), the company JointJourney Sergey Dashkov, participated in the investment transaction. The funds raised in the TalkBank are planned to be spent  on strengthening the team and infrastructure, as well as on strengthening the position of companies in the Russian one.

Russian fintech platform TalkBank attracted 218 million rubles of investment

 MTS reported that by the beginning of June 2021, TalkBank was developing a bot of MTS Bank Now, built on the MTS Bank API and chatbot technologies from TalkBank. At the initial stage, the bot will be able to issue virtual cards, conduct p2p transfers and become a digital financial assistant. As noted in the company, the first version of MTS Bank Now will be launched in the summer of 2021 in all regions of Russia, and by the end of the year the bot will learn to apply for loans, deposits, insurance and open accounts.

According to Islam Midov, head of the MTS venture fund, this is not the first investment in a fintech startup. Earlier, the telecom operator received a minority stake  in CoinKeeper , a mobile personal finance accounting service.

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TalkBank  - a fast-growing promising   project, including abroad, with experience in working  with attracted investments. It is also important for us that the startup team offers a product of interest to the MTS ecosystem.  In particular, therefore, we  have led the current investment round  and are planning further active cooperation  with TalkBank, "he said.
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TalkBank founder Mikhail Popov said that the company plans to release its decision to the European market. Part of the investment companies will spend on the implementation of this project.[1]