Ozone credit

History

2021: Creation of MFIs "Ozone Credit"

In mid-February 2021, it became known that Ozon had created its own microfinance organization (MFI). A few months earlier, the online retailer began lending through partners to sellers working with the Ozon marketplace.

The new structure of Ozon was called "Ozon Credit Microcredit Company," reports Interfax"" with reference to the data of the system. SPARK-Interfax"" Information about LLC "MKK" Ozone Credit "is also contained in the Unified State Register of Legal Entities, notes TASS.

Ozon has formed its microfinance organization

The founders of the company were two group structures - Ozon Holding LLC and Internet Solutions LLC. The authorized capital of the company amounted to 1 million rubles. Dmitry Malyutin, who had previously headed the Perspective NPO (All Payments service), was appointed general director.

Ozon confirmed TAdviser the creation of its MFIs and noted that it is planned to join the state register of microfinance organizations.

Ozon continues to develop financial services, including Ozon.Invest, which offers credit opportunities to sellers of our marketplace. The number of our partners is growing, we will continue to offer them new products - we will inform about their launch at the time of readiness, the retailer's press service said.

The Ozon.Invest platform allows you to take credit to sellers and partners of the online store. MTS Bank and Otkritie are connected to it, as well as financial services Papa Finance and Simple Finance. With their help, sellers can issue a loan in the amount of up to 50 million rubles for up to two years. The interest rate starts from 9.5% per annum (by mid-February 2021).

It is assumed that Ozone Credit will provide consumer loans, industry loans and cash loans secured by real estate, as well as loans for its purchase.^[1][2]

Notes