"Russian Standard" presented an interface that simplified the acceptance of payment through the SBP using the bank's payment page

2022

Implementation of payment under the SBP using the bank's payment page

Bank Russian Standard December 14, 2022 introduced to its customers a Internetto acquiring special interface that made it easier to accept payment through the Fast Payment System () SBP using the payment page. bank

This payment format on the bank's payment page helps not only to easily and quickly accept payments for any amount, but also provides significant savings for the outlet on the integration of the SBP.

The technology of accepting payments through the SBP on the bank's payment page is simple. For each purchase, it is formed QR code with the payment amount. The client scans it from mobile application his bank, or clicks on the QR code, if payment is made through, browser smartphone selects an account for debiting, confirms payment. The outlet receives information a successful payment, the transaction is automatically completed.

The service of receiving payments through the SBP on the bank's payment page allows enterprises to reduce integration costs, since there is no need to create their own payment page.

Integration of the SBP service into the Internet bank and mobile application

and Russian Standard Bank company BSS integrated service Fast Payment Systems (FPS) in - and Internetbank mobile application for persons legal. This was announced on May 11, 2022 by BSS. Corporate clients of the bank received a service that helps to save on acquiring and make payments simply and safely.

This service allows a financial institution to comply with the Bank of Russia's requirements to provide customers with the SBP service in the mobile application. In turn, the service provides clients of Russian Standard Bank with the opportunity to make returns on S2V operations and make one-time B2C transfers to the SBP.

In the first case, a refund is issued for a previously completed C2B crediting transaction to the client's account. A refund can be implemented by several payments, and the amount of all returns matches the amount of the original transaction. In addition, it is possible to find the original transaction C2B by parameters (date, time and amount of the transaction; The pyrolysis oil in which the operation was performed; Individual ID (payer's phone number) Transaction ID).

The second scenario involves the creation, signing and sending to the bank of an application for a one-time B2C transfer through the SBP. At the same time, the transfer details B2C (recipient's phone number, recipient's full name, recipient's bank, purpose of payment) are indicated and an automatic check of the possibility of crediting funds to the recipient's account at the time the client signs the document is carried out.

For BSS, the interests of banks are always a priority, so we are trying to offer the most convenient and profitable solutions for our customers. Support for the Fast Payment System in the RBS of corporate clients allows the bank to provide services for accepting payments by customers without investing in acquiring infrastructure, - commented Vitaly Pateshman, Sales Director of BSS.