SimpleWine network connected payment using NFC chip from Life Pay

2022: Connecting payment with Life Pay NFC microchip

A network of winotecs that SimpleWine is part of the group of companies Simple connected contactless payment with help from the NFC microchip company, LIFE PAY which announced this on December 7, 2022.

The technology allows you to pay for purchases at points of sale with one touch of the phone by analogy with PAY services now unavailable in Russia.

We are always open to innovation and strive to make our service as comfortable as possible for the consumer, - said Vladimir Filiptsev, CEO of SimpleWine Management Company. - More than 30% of SimpleWine customers previously preferred to pay for purchases in a contactless way. It became important for us to return to them the previous comfortable conditions that would correspond to their expectations and the rhythm of life. As of December 2022, three Moscow wineries are connected to the pilot project for the integration of NFC microchips. After the successful implementation of the "pilot," we expect to equip other network wineries with this technology, which, I recall, are already 70 throughout the country,

Payment using an NFC microchip for December 2022 has been implemented in more than 60 SimpleWine wineries in Moscow and the Moscow Region, St. Petersburg, Rostov-on-Don, Sochi and other cities of Russia. This payment method will simplify the client's path when paying for goods for SimpleWine customers, preserve the accumulated experience of paying with a phone, as well as potentially increase the patency of retail outlets.

The NFC microchip from LIFE PAY is a small sticker card that is placed in the cash area. It works through the Fast Payment System (FPS) and allows you to accept payment by touching a mobile phone. Thanks to NFC technology, the chip activates the call to the client's banking application with a predetermined payment amount. The buyer just needs to click on the "pay" button to complete the transaction. In contrast to QR codes - a more common way of accepting payment through the SBP - the microchip speeds up the process 4 times and retains the usual user experience.

The NFC microchip is a simple and convenient solution for a business that wants to use receiving payments via SBP, but their cash software does not have the possibility of alternative payment, except by QR code. The commission on SBP until the end of 2022 is 0%, after - 0.4% -0.7% depending on the type of business, which is why many companies are interested in such a payment scenario that would be convenient for the client and easily integrated into the existing payment reception system.

The chip from LIFE PAY allows you to accept payments not only through cash terminals, but also with the help of a special one - in the Telegramboat cashier's phone. After authorizations that, it is enough to enter the required amount to be paid, which will automatically switch to a microchip. Telegram bot will send a notification of a successful transaction to the cashier.

As of December 2022, LIFE PAY has already connected more than 1000 NFC microchips for various companies: both for offline points and a business focused on the delivery of goods.