CDEK Pay (formerly CDEK Finance)

Main article: Payment systems

CDEK Pay (formerly CDEK Finance) is a payment aggregator created by the logistics company SDEK. Registered in the Bank of Russia register.

2023

The ability to accept payments by QR code through the SBP in the "1C" programs

CDEK Pay business customers can now accept payments through To the QR code Express Checkout () SBP directly in the programs. "" 1C This simplifies the payment process, increases the speed of crediting funds to the account and saves on services. The acquiring company 1C announced this on September 18, 2023.

Payment by QR code allows the entrepreneur to abandon the acquiring terminal, as well as reduce the commission for transfers: the commission for operations through the SBP is only 0.2%, 0.4% or 0.7%, the commission for acquiring - 1.2-3.5%. Payments are transferred instantly, and to pay the client only needs a smartphone with a mobile bank application.

To start working with contactless payments, the bank's client needs to connect to the SBP in the "bank name" and configure the service in the "1C" system.

There are two ways to connect contactless payment:

• Display the link in the form of a QR code on the screen, the monitor buyer's display, or send the code to the client by e-mail or in; SMS
• Place a cash QR code in the cash area. The seller does not need to display the code on the monitor screen - when scanning, the buyer goes to his bank application, where the payment has already been formed.

After paying for the goods using a QR code, the payment information is transferred to the 1C system. Printing a cash check and sending fiscal data] to the tax office occurs automatically.

Convenience for the customer is a key priority in the CDEK Pay service. Therefore, together with colleagues from 1C, we have developed technologies that allow our customers to significantly simplify the process of accepting payments. We are confident that the service will be in demand, - said Dmitry Balin, General Director of SDEK Finance LLC.

The QR code payment service from CDEK Pay is available in the programs: "1C: Retail 8," "1C: RMK," "1C: Accounting 8 ," "1C: Budget Institution Accounting," "1C: Small Business Management," "1C:ERP Enterprise Management," "1C: Trade Management" and "1C: Integrated Automation." The list of programs will be expanded.

CDEK Pay has direct technological integration with the National Payment Card System and provides payment services to 3,000 SDEK franchisees and more than 100,000 online stores.

Rebranding

The international logistics operator of express delivery SDEK rebranded the CDEK Finance division - now CDEK Pay, which deals with payment, transaction services for customers and partners. The company announced this on January 18, 2023.

At the end of 2022, the total volume of transactions processed in the aggregation system amounted to 9.9 billion rubles.

Rebranding is associated with the adaptation of the service for customers and the introduction of additional services. In particular, according to the company, CDEK Pay was one of the first in the country to join the processing of the National Payment Card System (NSPK) in the status of a TSP Agent.

CDEK Pay connected the SBP on vending machines (150 devices only in the Volga region), testing of the SBP on terminals in the MPSC began. As of January 2023, about 12 thousand transactions are made daily through CDEK Pay.

The initial goal of creating your own payment service is a ready-made payment solution for partners, customers and external users, as well as the unification of payment technologies within SDEK. 85% of SDEK franchisees are connected to CDEK Pay payment services: Internetacquiring-, SBP (online and offline, cash links and other solutions), SoftPOS online cash desk.

After CDEK Pay fully implemented its systems within SDEK, the payment aggregator became available for customers of the logistics operator - online stores and other manufacturers. Now customers have the opportunity to connect not only Internet acquiring with a free online cashier, but also accept payments through a dynamic and static QR code on the payment page, set up payment links from their personal account, and accept payments in smartphones. SBP from CDEK Pay is available to online stores, both online and offline.

First of all, we focused on SDEK partners in the field of e-comm and create a payment ecosystem in one-stop shop mode for convenience and comfort, both customers and consumers. At the same time, we are open to the entire market. To do this, we have all the necessary operational, commercial and technical solutions: economical acquiring, no need to open bank accounts and RKOs, affordable fiscalization, simple integration, including both API and CMS set, and much more. In 2023, we plan to provide e-comm customers with access to options such as factoring and installments, "said Dmitry Balin, director of CDEK Pay.