The name of the base system (platform): | Diasoft Digital Q Digital Omnichannel Platform |
Developers: | Diasoft |
Last Release Date: | 2025/03/10 |
Branches: | Financial Services, Investments and Auditing |
Technology: | ABS - Automated Banking Systems, Remote Banking Service Systems |
Content |
Main article: Automated Banking Systems (ABS)
2025: Expanding the ability to process money transfers without opening an account
Diasoft continues to improve the process of automating the reception and processing of money transfers of individuals without opening an account. To do this, the company's specialists transferred the product "Accounting for transfers without opening an account" to a microservice architecture. The company announced this on March 10, 2025.
One of the key qualities of the product implementation is to reduce the burden on the main back-office and front-office system of the credit institution by transferring high-load transactions to "Accounting for transfers without opening an account." The product allows:
- Keep records of contracts with participants in information technology interaction (IIT) for receiving funds from individuals.
- Search and record payment documents of transfers without opening an account formed either in the Digital Q.Payments solution or in the systems of other vendors.
- Automatically calculate the commission in the context of recipients of money transfers.
- Automatically generate internal accounting payment documents.
- Automatically credit funds to recipient accounts without opening an account.
The product is part of the Digital Q.CoreBanking solution, developed on an import-independent technology stack. Thanks to the implementation in the microservice architecture, "Accounting for transfers without opening an account" can be integrated into any IT landscape of the organization.
2020: Use as ABS for Rostelecom cyberpolygon
The company Diasoft"," a Russian developer of solutions IT for the financial sector, entered into an agreement with "" represented Rostelecom by a subsidiary Rostelecom-Solar of "," a national one. provider cyber security The goal of the cooperation is to build a cyberpoligon banking segment that will provide banks with the opportunity to practice practical reflection skills. cyber attacks Diasoft announced this on September 3, 2020.
The corresponding solution of Diasoft, which is used by credit and financial institutions of Russia, was chosen as an automated banking system. More fully here.
2016
By order No. 426 of the Ministry of Communications of the Russian Federation on September 6, 2016, Diasoft's solutions - the Diasoft FA# IT system, the FLEXTERA financial architecture and the FLEXTERA BI analytical platform - were included in the Unified Register of Russian programs for electronic computers and databases.
2011
In August 2011, Diasoft provided credit institutions using the Diasoft FA# system with the opportunity to automate the maintenance of bank account agreements of legal entities. The software product "Maintaining bank account agreements of legal entities" changes the ideology of the Diasoft FA# system in terms of conducting such operations as concluding contracts with customers, opening settlement accounts and connecting a set of necessary services to them, for the provision of which fees are charged. Now a new entity is highlighted in the product - contracts of the bank account of legal entities, with which work with the client begins.
The introduction of the software product Diasoft FA# Bank, Maintaining bank account agreements of legal entities will allow credit institutions to:
- Optimize tools for both mass and individual services of legal entities, which, in turn, minimizes operational risks and time costs when concluding contracts.
- Conclude contracts from a single window - now there is no need to go to different menu items and separately perform actions related to the conclusion of the contract: the ability to automatically open accounts under the contract, print the contract, connect services and accounts with the contract, link tariff plans with services under the contract has been added.
- Specify multiple rate plans for the legal entity's bank account agreement.
- Automatically change the customer's tariff plan depending on the weighted average balance of the account or on the availability of account turnover.
- Calculate and charge commissions for the facts of the occurrence of events for which there is no movement on accounts and reflection in accounting (for the provision of an extract, printing of documents, etc.).
- Charge a fee for the customer exceeding the service set thresholds (for example, the number of documents in demand).
Since October 2011, Diasoft has been providing credit and financial institutions using the Diasoft FA# system with functionality that allows you to automate the "end-to-end" business process of working with electronic documents, the ability to sight them and transfer them to an electronic archive. The software product "Accounting for electronic signatures of documents of the day" is designed to install signatures on documents of the day. The new functionality provides an explicit connection between the primary document in the ABS and the document in electronic form (DEV) in the electronic archive. A separate DEV is formed for each primary document, which is visible in the ABS with the necessary signatures in a given sequence. After processing is complete, the document is uploaded to the electronic archive. This approach eliminates cases of data discrepancy in the primary documents of ABS and electronic archive.
Also, the software product "Accounting for electronic signatures of documents of the day" provides:
- Flexible setting of the number of signatures to be set for each document type depending on the correspondence of accounts and the method of document generation;
- Control of the sequence and hierarchy of signatures on an electronic document;
- Control over setting the required number of signatures for primary documents at day-end;
- Control over setting the required number of signatures for primary documents during execution of documents, formation of a flight for sending to the RCC (for interbank payment documents in rubles);
- Control of signature uniqueness for one document;
- Possibility of mass signing of documents;
- Control of document immutability;
- Transfer to the electronic archive of electronic documents and their main details for subsequent recording on alienated media in accordance with the 2346-U.
Since December 2011, Diasoft customers, whose business is supported by the Diasoft FA# system, have been able to use ProLAN's Fifth Level solution to improve the quality of IT services, manage the cost of banking products, rate labor and manage the number of personnel.
ProLAN - a developer of software products, solutions and hardware systems for diagnostics, testing and management of information systems - has included the automated banking system Diasoft FA# in the supported solutions. ProLAN's "Fifth Level" is expected to increase the efficiency of operating Diasoft FA# in financial institutions. Now, in automatic mode, you can monitor the execution time of critical business transactions of the Diasoft FA# system (for example, consumer credit transaction), the performance and availability of Diasoft FA#, as well as the labor productivity of ABS users.
Consumers of the received information can be specialists of various divisions of the credit and financial organization. Thus, the IT service receives tools to improve the quality of IT services; Business Units - Additional ones KPI business processes that can be monitored in real time HR-service - a toolkit for determining standards and building a dynamic model of headcount; Financial Service is a tool for implementing the Time-Driven Activity Based Costing methodology (developed by Robert Kaplan and Stephen Anderson, this technique allows you to effectively manage the cost of banking products).
One of the features of the Fifth Level solution is its simplicity and cost-effectiveness - to implement the solution, it is enough to install the EPM-Agent program on user workstations, which collects information about the operation of the business application and transmits it to various management systems in real time.
"Wetraditionally pay very great attention to Quality Assurance, in particular, to the performance of our software products," said Nikolai Ippolitov, Director of the Partnership Solutions Department at Diasoft. - Until recently, this problem was solved mainly by means of load testing, which is a mandatory stage before the release of any of our software products on the market. However, load testing does not manage the performance of the ABS during its operation in the context of the client's real IT infrastructure, which is often far from ideal. Real User Monitoring products from IBM, HP, BMC and other major international vendors are focused primarily on managing the performance of'thin clients', which does not allow them to be used to manage the performance of Diasoft FA#. Support for the Diasoft FA# ABS with the'Fifth Level' solution is very important for us, as it allows not only to improve the quality of service for our customers, but also to do it effectively. The cost of the'Fifth Level' solution is an order of magnitude lower than the cost of HP RUM or BMC EUTM. "
2010
In 2010, the modernization of the current generation of the company's products - the Diasoft FA# line - was completed: in the recent past, the monolithic client-server system has now been divided into separate specialized applications, between which a layer of inter-module and external API has been created - while certain parts of the complex system can now work on separate databases and servers. The release of the new version of the comprehensive Diasoft FA system# v.7.2 provided the necessary conditions for the subsequent transition of hundreds of company customers to the latest SOA technologies.