Diasoft Digital Q.Corporate

Main article: Business Process Management

2024

Automatic consolidation of accounts of large organizations in one bank

Diasoft is developing a Material Pooling product designed to manage the liquidity of accounts of large organizations that are serviced in one bank. The product automatically consolidates the group funds in the main account and also redistributes them to participating accounts. The company announced this on October 16, 2024.

The product supports the ability to maintain tiered pools when the master account of one of the pools is at the same time a participating account for another pool. This helps to manage account liquidity more effectively.

The Material Pooling product has the following functionality:

• Accounting of pooling contracts and supplementary agreements to them.
• Store information about the accounts included in the pool, as well as the duration of their validity.
• Set priorities and algorithms associated with performing pooling translations.
• Control of the total amount of transfers within the pooling within the specified period.
• Automatic formation of money transfers for various purposes: consolidation, distribution, online replenishment.
• Automatic creation of fees for servicing the account pool and performing transfers within the framework of pooling.

Implementation in a microservice architecture allows you to integrate the product into any IT landscape. Material Pooling is part of the Digital Q.Corporate platform.

Addition of the product "Processing of ROSINKAS payment registers"

Diasoft has developed the software product "Processing of ROSINKAS payment registers." The product allows you to automate the electronic exchange of documents with the ROSINKAS association, download and process lists for crediting collected amounts to recipient accounts. Diasoft announced this on February 28, 2024.

The main functions of the product are:

• Automatic and manual acknowledgement of the crediting list with a payment document (centralized payment) received from ROSINKAS.
• Format-logical control of downloaded files.
• Control of details of payment recipients, availability of the recipient's account before generation of payment documents.
• Generation of outgoing notifications to the ROSINKAS organization with the result of processing the received payment register.

Control and monitor the processing status of the loaded payment register, registry entries and crediting payment documents.

"Processing ROSINKAS payment registers" helps to reduce labor costs for performing operations for crediting funds to customer accounts. bank

The product is developed in a microservice architecture, easily integrated into any IT landscape of the bank and integrated with the settlement system.

"Processing of ROSINKAS payment registers" is part of the Digital Q.Corporate development platform.

2023

Load testing on the Digital Q.DataBase DBMS

Diasoft specialists conducted the first stage of load testing of versions of products that are part of the development platforms Digital Q.FinancialMarkets, Digital Q.Consumer, Digital Q.Corporate and Digital Q.Payments (formerly Diasoft FA#) and support the work on the import-dependent DBMSigital Q.DataBase. software requirements for optimizing their performance. Diasoft announced this on October 4, 2023. Read more here.

Development of the product "Accounting of subsidies"

On July 11, 2023, Diasoft announced the development of the Subsidies Accounting product as part of the Digital Q.Corporate development platform for centralized storage and management of subsidy programs in which the credit institution participates. Systematic work with subsidies will allow the bank to participate in more programs, increase customer loyalty by issuing loans on preferential terms and increase the loan portfolio.

Working with subsidies comes with a number of difficulties. Each program has its own calculation rules, conditions, and reporting format. The calculations must be substantiated in detail, and each subsidizing organization requires an individual approach to the coordination of programs and mutual settlements. All of these factors lead to high operating costs and risks in manually servicing the subsidy process. The software product "Accounting for Subsidies" from Diasoft, which provides automated system work with subsidies, will help to cope with these difficulties, - said Kirill Tikhanov, head of the product department "Loans and Reserves" of Diasoft.

Features of the "Subsidy Accounting" product:

• systematic work with subsidies on loans to both individuals (car loans, mortgages, etc.) and corporate clients (for example, support for entrepreneurship, construction and other goals).
• checking the loan agreement for compliance with the criteria of the program and the possibility of automatic inclusion of the agreement in the subsidy program;
• calculation of subsidy amounts for each contract;
• presentation of claims to subsidizing organizations for each program and control of revenues;
• recalculation and refund of the amount of the wrongly credited subsidy;
• flexible adjustment of new subsidy programs based on previously implemented algorithms;
• preparation of accompanying reports.

The implementation of the product in a microservice architecture provides its high performance, fault tolerance, as well as the ability to scale horizontally and vertically.

Integration with PostgreDB

Diasoft On April 17, 2023, the company "" announced the start of the release of versions of products included in the development platforms, Digital Q.FinancialMarkets Digital Q.Consumer Digital Q.Corporate and (Digital Q.Payments previously - products of the Diasoft FA# line), with support for work on the import-independent DBMS Digital Q.DataBase. Now products for complex automation banksare integrated with the PostgreDB component of the import-independent DBMS infrastructure platform. Digital Q.DataBase More. here

2022: Robotic reporting for the Bank of Russia

Diasoft"" On August 25, 2022, he announced that he would help to banks to robotize business processes prepare reporting for. Bank of Russia The service will help fully automate the construction of reporting forms in Digital Q.Corporate. More details. here

2021: Presentation of Digital Q.Corporate

On November 25, 2021, Diasoft introduced the Digital Q.Corporate development platform, which allows automating business processes in the main areas of corporate financial services.

The Digital Q.Corporate development platform for November 2021 combines more than 60 solutions to support and develop all categories of corporate financial services: from maintaining and maintaining settlement account agreements, deposits, lending to preparing operational and financial statements.

The platform's capabilities are aimed at creating a universal financial service system that meets the needs of all types of customers, as well as forming long-term partnerships with them. Digital Q.Corporate provides 24/7 service continuity, fault tolerance, high performance, and linear scalability to meet business needs.

Since 2020, Diasoft has been combining software products into development platforms depending on the field of business process automation. This approach allows you to create the architecturally correct IT infrastructure of the company on a single technology stack. As of November 2021, the solutions included in the Digital Q.Corporate development platform are successfully operated in more than 70 banks, allowing you to optimize business processes, quickly bring new services to the market and develop existing ones, improve the quality of customer service, said Anton Shebalkin, architect of the Digital Q.Corporate development platform of the Diasoft Operations Department.